Capital Small Finance Bank Gold Loan

Gold Loan @ 7.10%

Apply & Get Instant Money

Capital Small Finance Bank Gold Loan Key Features – Apply Now!

Capital Small Finance Bank Gold Loan Interest Rate 7.10% per annum
Capital Small Finance Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Capital Small Finance Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Capital Small Finance Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Capital Small Finance Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Capital Small Finance Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Capital Small Finance Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Capital Small Finance Bank Gold Loan:

  • Quick Processing: Capital Small Finance Bank serves its clients with dedicated assistance and best customer service. It pas their loan within an hour without delay.
  • Minimal Documentation: Work that related documents or files is minimal in Capital Small Finance Bank here the procedure is direct and on point.
  • Transparent System:  Capital Small Finance Bank intended to have a transparent structure with no unspecific charges.
  • Loan Amount: Majorly Capital Small Finance Bank offers rs. 15000 to its customers and then lessen it toRs. 10000 for the people belonging to pastoral districts.
  • Security of Jewelry: Authorization of the decorations is mandatory and the Capital Small Finance Bank takes the full authority to keep your gold safe.
  • Loan Tenure: The tenure of the gold loan in Capital Small Finance Bank is from 3 months to 2 years. You can perform it accordingly.
  • Advantages for Farmers: Benefiting the farmers with special offers and providing them loans at the lowest rate possible.
  • No Debt Trouble: Debt charges are not included to the applicants if they are unable to refund the amount.
  • No Income bounds: Income or salary of any individual does not define their capability of availing for a loan because Capital Small Finance Bank asks for gold, not money.

 

How Much Gold Loan can I Get through Capital Small Finance Bank Gold Loan:

Capital Small Finance Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Capital Small Finance Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Capital Small Finance Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Capital Small Finance Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

 

About Capital Small Finance Bank Gold Loan:

Life is full of uncertainties. Every individual faces a financial problem once in a life but Capital Small Finance Bank brought you a solution by providing you all with a gold loan scheme where the borrower needs to keep their gold with the bank in return for money Capital Small Finance Bank founded in the year 1991. It provides financial banking solutions to its clients.

  • Capital Small Finance Bank Gold Loan Interest Rate is 7.10% per annum
  • Capital Small Finance Bank Gold Loan Per Gram is ₹ 5,255
  • Capital Small Finance Bank Gold Loan Tenure: Up to 24 months
  • Capital Small Finance Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Capital Small Finance Bank Gold Loan:

  • Loan Against Gold – Gold Loan is known for its trustworthy service. Capital Small Finance Bank gives gold loans to the people so that they can enjoy their life without struggling for money comparing to other loan distributors. Because the gold loan is availed at the least price the bank can lend a huge amount without a second thought.
  • Loan Against Gold for Agriculture – Capital Small Finance Bank grants various exciting and interesting deals to the ranchers and also it helps them with loan facilities at the slightest rate of interest unlike other loans used for different works. The Capital Small Finance Bank also asks for the land proof when you are taking a loan.

Capital Small Finance Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Capital Small Finance Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are a current account holder of Capital Small Finance Bank and you are looking for a compensation process then Standing Instruction is the most preferred method. This further helps you in crediting your EMI from this record.
  • Electronic Clearing Service (ECS): ECS is the likable service if you have a non-Capital Small Finance account and your EMI needs to be charged form the present record at the end of every month.
  • Post-Dated Checks (PDC): You can represent your post-dated EMI reports from a non-Capital Small Finance Bank financial statement at your nearest Capital Small Finance Bank loan Center. A different version of PDCs should be looked at timely.

The Capital Small Finance Bank Gold Loan Contact Number:

Dial 9878981144 to gather much information regarding Capital Small Finance Bank Gold Loan offers and exciting prices available in every branch of Capital Small Finance Bank across the nation.

 

Gold Ornaments Accepted by Capital Small Finance Bank :

  • Gold Jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are accepted by Capital Small Finance Bank for availing a Gold Loan.
  • Quality- Quantitative value of gold can be 18-22 carats but should not exceed the value.

 

Use of Capital Small Finance Bank Gold Loan:

  • Lacking money can be resolved by the amount obtained from Capital Small Finance Bank Gold Loan that helps in achieving the set targets to make your business grow.
  • Fiancing the interim and lifelong needs like climbing, traveling, and education loans, medical fees.
  • Besides, the money received might be of help in farming associated work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Capital Small Finance Bank Gold Loan:

  • What is Capital Small Finance Bank Gold Loan?

The Capital Small Finance Bank Gold Loan is a loaning scheme against gold for helping financially tired individuals. It also comes with reasonable interest rates.

  • How can I get the Gold Loan from Capital Small Finance Bank?

Receive the Capital Small Finance Bank Gold Loan by visiting any of the gold loan approving branches in India; else, you can apply online with MagicLoans from your home.

  • What is the Gold Loan Interest Rate in Capital Small Finance Bank?

The Gold Loan rate in Capital Small Finance Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Capital Small Finance Bank?

The per gram Gold Loan in Capital Small Finance Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Capital Small Finance Bank?

View your Capital Small Finance es Bank Gold Loan status, just go to the Capital Small Finance Bank loan status tracker web page and fill in your details within the application given.

  • How to calculate Gold Loan Interest in Capital Small Finance Bank?

Calculate the interest on your Capital Small Finance Bank Gold Loan interest using the EMI Calculator which gives you exact amounts based on the data you mentioned in the calculator.

  • How to Pay Capital Small Finance Bank Gold Loan Interest Online?

You can pay Capital Small Finance Bank Gold Loan interest online through net banking on the official Capital Small Finance Bank loan repayment website or by choice; you can repay your Capital Small Finance Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on Capital Small Finance Bank Gold Loan for 3 months?

Compensate your Capital Small Finance Bank Gold Loan within 3 months, the bank will first caution you of your incomplete payments. If the payment requests go muted, a legal notice is given about the repayment and closure of the loan. Your gold will be under Capital Small Finance Bank’s custody.

  • How can I apply for EMI Moratorium on Capital Small Finance Bank Gold Loan?

You can administer for EMI Moratorium on Capital Small Finance Bank Gold Loan presently between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest capital Small Finance Bank branch.