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Elligibility For A Credit Card

As we know that credit cards have become an important part of our life nowadays. Each and everybody is using credit cards for their personal uses and for business purposes as well. Eligibility For A Credit Card is given here. You can borrow the money from banks or any financial companies whenever you need in an emergency. You just have to return the money back to the banks or the financial companies within the prescribed time.   There are so many types of credit cards offered by different banks and financial companies. Everybody wants to get the benefits of a credit card Credit Cards. But one should use them very wisely and pay their bills on time. As we are going towards more cashless and paperless transaction nowadays. That’s where a Credit Card trumps cash. We also get benefits like

•Reward points

•Discount vouchers


We have set commonly a necessary record of Credit Cards for anyone earning less than rupees 20,000 a month. In case if someone earns more than rupees 20,000 but less than rupees 25,000 a month, there are options for them too.




This card gives joining bonus of 2,000 points. You just have to spend 2,000 rupees within the first 60 days of getting the card and you will get the rewards. You also get 10x rewards on

•All the dining


•Grocery departmental store purchases.

•For all other purchases, you will get 1 reward point for every rupees 100 that is used.

•And the best part is that you can redeem those reward points against your Credit Card outstanding.

•Besides that, you will also get a 1% fuel surcharge waiver for transactions between rupees 500 and rupees 3,000. If you spent rupees 90,000 using the card during the year. Then your renewal fee will be reversed.




If you love to travel by train, then, you should check out this card.

Cardholders can get up to 10% cashback as reward points for your ticket spends on the Indian Railway Catering and Tourism Corporation website. We can also use this for all AC coach ticket bookings including AC Chair Car. Except for this 1.8% transaction charge on all the train tickets that you book using the IRCTC website will be waived. You will get 350 activation bonus points if you spend rupees. 500 using the card in the first 45 days of getting your card. For all other non-fuel retail spends, you can get 1 reward point for every rupees   125 spent. You can earn rupees  100 on your first ATM withdrawal within 30 days of getting the card. You can also use your reward points for free train tickets.