Fincare Small Finance Bank Gold Loan

Gold Loan @ 7.10%

Apply & Get Instant Money

Fincare Small Finance Bank Gold Loan Key Features – Apply Now!

Fincare Small Finance Bank Gold Loan Interest Rate 7.10% per annum
Fincare Small Finance Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Fincare Small Finance Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Fincare Small Finance Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Fincare Small Finance Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Fincare Small Finance Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Fincare Small Finance Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Fincare Small Finance Bank Gold Loan:

  • Quick Processing: Fincare Small Finance Bank serves its clients with dedicated assistance and best customer service. The credit gets usually passed within an hour without delay.
  • Minimal Documentation: Desk work is least and hence only vital documents are required in Fincare Small Finance Bank also the procedure is clear and steady.
  • Transparent System:  Fincare Small Finance Bank intended to have a vitreous structure with no unspecific charges.
  • Loan Amount: Measurable quantity of loan amount in Fincare Small Finance Bank offers rs. 15000 to its customers and Rs. 10000 for the people belonging to pastoral areas.
  • Security of Jewelry: Protection of gold jewels in Fincare  Small Finance Bank is done with open eyes, noting can harm the gold.
  • Loan Tenure: The tenure of the gold loan in Fincare Small Finance Bank is from 3 months to 2 years. The decision is made depending upon the needs.
  • Advantages for Farmers: Advantages are given to the cultivators along with special offers and loans at the lowest rate possible.
  • No Debt Trouble: Mortage charges are not included to the applicants if they are unable to refund the amount.
  • No Income bounds: Income or salary of any individual does not determine who can avail of loans and who cannot.

 

How Much Gold Loan can I Get through Fincare Small Finance Bank Gold Loan:

Fincare Small Finance Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Fincare Small Finance Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Fincare Small Finance Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Fincare Small Finance Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

 

About Fincare Small Finance Bank Gold Loan:

Fincare Small Finance Bank is a gold loan service provider that distributed a gold loan to the people who want cash for funding their essentials. it is founded in the year 2007. It is the best among other banking and non-banking institutes and comes up with the outstanding moneylending serviceability. There exist a million of people who deals with economic lack daily. Thus, Fincare Small Finance Bank is the solution for your problems, your role is to keep your gold with the bank and get your loan at an affordable interest rate.

  • Fincare Small Finance Bank Gold Loan Interest Rate is 7.10% per annum
  • Fincare Small Finance Bank Gold Loan Per Gram is ₹ 5,255
  • Fincare Small Finance Bank Gold Loan Tenure: Up to 24 months
  • Fincare Small Finance Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Fincare Small Finance Bank Gold Loan:

  • Loan Against Gold – Gold Loan is indeed a secured loaning service. Fincare Small Finance Bank gives gold loans to the people who are struggling for money and need funds urgently. Providing interest at a low rate compared to other groups of loans, Fincare Small Finance Bank lends a huge sum to the borrowers without a danger.
  • Loan Against Gold for Agriculture – Fincare Small Finance Bank grants various astounding and interesting deals to the ranchers and additionally aids them with loan supply at the slightest rate of interest dissimilar to other loans used for different uses. The Fincare Small Finance Bank also asks for the land proof when you are taking a loan.

Fincare Small Finance Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Fincare Small Finance Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are a current account holder of Fincare Small Finance Bank and you are looking for a compensation process then Standing Instruction is the most perfect method. This further helps you in crediting your EMI from this record.
  • Electronic Clearing Service (ECS): ECS is the likable service if you have a non-Fincare Small Finance account and your EMI needs to be debited from the present record at the end of every month.
  • Post-Dated Checks (PDC): You can represent your post-dated EMI reports from a non-Fincare Small Finance Bank financial statement at your nearest Fincare Small Finance Bank loan Center. A different version of PDCs should be looked at timely.

The Fincare Small Finance Bank Gold Loan Contact Number:

Dial 9878981144 to gather much information regarding Fincare Small Finance Bank Gold Loan offers available in every branch of Fincare Small Finance Bank across the nation.

 

Gold Ornaments Accepted by Fincare Small Finance Bank :

  • Gold Jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are accepted by Fincare Small Finance Bank for availing a Gold Loan.
  • Quality- Quantitative value of gold can be 18-22 carats but should not exceed the value if you apply for Fincare Small Finance Bank Gold Loan.

 

Use of Fincare Small Finance Bank Gold Loan:

  • No money situation can be resolved by the amount obtained from Fincare Small Finance Bank Gold Loan that aids us in achieving the goals and personal needs like education expenses, medical fees, etc.
  • Business-related deals and works can be easily achieved with this money.
  • Besides, the money received might be of help in farming associated work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Fincare Small Finance Bank Gold Loan:

  • What is Fincare Small Finance Bank Gold Loan?

The Fincare Small Finance Bank Gold Loan is a loaning scheme against gold for helping financially tired individuals and for the ones whose gold is lying idly at their home. It also comes with reasonable interest rates.

  • How can I get the Gold Loan from Fincare Small Finance Bank?

Receive the Fincare Small Finance Bank Gold Loan by visiting any of the gold loan branches; else, you can apply online with MagicLoans from your home.

  • What is the Gold Loan Interest Rate in Fincare Small Finance Bank?

The Gold Loan rate in Fincare Small Finance Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Fincare Small Finance Bank?

The per gram Gold Loan in Fincare Small Finance Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Fincare Small Finance Bank?

View your Fincare Small Finance es Bank Gold Loan status by visiting the nearest branch of Fincare Small Finance Bank, just go to the Fincare Small Finance Bank loan status tracker web page.

  • How to calculate Gold Loan Interest in Fincare Small Finance Bank?

Calculate the interest on your Fincare Small Finance Bank Gold Loan interest using the EMI Calculator which gives you an accurate sum based on the data you mentioned in the calculator.

  • How to Pay Fincare Small Finance Bank Gold Loan Interest Online?

You can pay Fincare Small Finance Bank Gold Loan interest online through net banking on the official Fincare Small Finance Bank loan repayment website or by choice; you can repay your Fincare Small Finance Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on Fincare Small Finance Bank Gold Loan for 3 months?

Compensate your Fincare Small Finance Bank Gold Loan within 3 months, otherwise, you’ll be charged for the legal activities by the respective bank.

  • How can I apply for EMI Moratorium on Fincare Small Finance Bank Gold Loan?

You can administer for EMI Moratorium on Fincare Small Finance Bank Gold Loan presently between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Fincare Small Finance Bank branch.