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Punjab and Sind Bank Two Wheeler Loan

Two Wheeler Loan

Two Wheeler Loan is basically an aid provided to a person to buy a to wheeler especially. The rates of interest on a two wheeler loan are quite affordable. Even a common person can apply for a two wheeler loan. The customer can buy a bike, scooter or even a super premium bike using a two wheeler loan. Two wheeler loan is designed in such a way so that every individual can afford a vehicle/two wheeler. It has its own features and benefits.


Features of Two Wheeler Loan

Two wheeler loan is easily accessible.

After that two wheeler loan is available everywhere.

Two wheeler loan comes under secured loans.

Besides that, there is no collateral is needed in a two wheeler loan.

There is no need of any guarantor in case of a two wheeler loan.

Furthermore, if you are meeting all the requirements of the two wheeler loan then there is no need for any co-applicant.


Punjab and Sind Bank

Punjab and Sind Bank is a government-owned bank, headquarters is in New Delhi. This Bank has 1554 branches spreading all over India, a maximum number of branches are in Punjab state i.e., 623. Bank has made a net profit of Rs. 121.35 cr and net NPA is 3.55%  for the year ending 2014-15. Two Wheeler loans are the best loans provide by the Punjab and Sind Bank at affordable prices to their customers. Punjab and Sind Bank is one of the most reliable for its own services. To avail, the two wheeler loan customer should be aware of its eligibility criteria and documentation process.


Eligibility Criteria


Min. age -21 years

Max. age-65 years

Employment Status

Salaried individual / self-employed

Employment Tenure

1 year of salaried individual and 6 months for self-employed

Minimum Annual Income

Rs.84,000/- ( salaried individual)

Rs.72000/- (self-employed)


Documentation Required

Photo ID proof

Colored passport size photograph

Identity proof

Passport/Voter ID/Driving license/Adhaar card/Pan card

Residence proof

Electricity bills/passport/voter id/driving license/telephone bills/pan card

Bank Statement

Last six months


Interest Rates

Two Wheeler interest rates generally range from 11.50% to 18.25%.


How to Apply?

To apply for the two-wheeler loan, visit the link given below

After visiting on the given link above fill the application form online.

Enter your credentials carefully

Your contact number is required so that an executive can call you in no time

All the queries can be handled by customer care

You will get the disbursal on the same day if processing is done smoothly.