Reliance Personal Loan

Personal Loan at 1%* p.m.

Apply & Get Instant Approval

Reliance Personal Loan Features

Eligibility Criteria Details
Reliance Personal Loan Loan Interest Rate 9.75% p.a.
Lowest EMI per lakh Rs 2112
Tenure 12 to 60 months
Reliance Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

Why Reliance Personal Loan?

If you are suffering from financial issues, and can not ask from any friends and relatives, then Personal Loan there is a help to you and help you to overcome all your problem related to the finance.
Personal Loan refers to that type of the Loan in which applicants do not need to pledge any of his belonging or assets to the bank. It is an instant Loan which requires minimum documentation and can be availed within 48 to 72 hours.

Reliance Personal Loan Documentation:

  • Residence proof: Firstly,the documents required for the residence proof includes: (passport/ID card/ Votercard/aadharcard/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
  • Self-employed:Beside that, the applicants of personal loan should file ITR for the last three months, and his business should be registered. Salaried applicants: The applicants have to his salary slip of last three months and bank statement of last six months.
  • Under KYC formality:In addition to, every applicant has to submit his pan card, which is an essential document.
  • Two colored passport size photos: Lastly,(Applicants should not wear any glasses)

Reliance Personal Loan Eligibility:

For Salaried Individuals




22 years – 65 years.

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

Total years in job/profession

2 Years

Years in current residence

1 Year (One Day if in a Super A Company)

For Self Employed Individuals


Self Employed


23 years (self-employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover

Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

Minimum Profit After Tax

Rs. 2 lac for Proprietorship Firm/Self-employed Individuals and Rs. 1 lac for non-professionals as per audited financials

Business Stability

In current business for at least 5 years and a minimum of 3 years for doctors

Existing relationship with the bank

Minimum 1-year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required


  1. First of all Know your Personal loan eligibility in 1 minute, available online and across all branches.
  2. After that Highly competitive interest rates for personal loans.
  3. Besides that Special offers, interest rates and nominal charges for Karur Vysya Bank account holders.
  4. And Special personal loan offers* for women employees.


  1. First of all Simple documentation
  2. Besides that personal loan disbursal is very quick.
  3. And Transparent procedure
  4. Personal loans available for Marriage and other Personal Needs

MagicLoans is India’s Leading Financial Service Provider. We Help Customers Compare
Personal Loan Rates Across All Major Banks.

Why is a good platform to apply for Personal Loan?

We are suggesting to apply for the personal loan by using over other sites.
The reason after that is know the value of your precious time. You will get so many perks if you apply by using this site. Here are some of them are here

  1. First of all, if you apply for the personal loan from you will be entertained by so many benefits
  2. After that, you just have to fill the personal Loan form and you will get a call from outside automatically.
  3. Besides that, you will get some more concessions in the interest rates.
  4. And there is no need to go to the bank.
  5. Furthermore, your documents will be picked up from your doorstep.

How to Apply on

  1. Search for on google
  2. First of all, a form will open up.
  3. After that fill the form with the required information.
  4. Besides, that you will get furthermore information from us.
  5. Furthermore, You can call on 60011600 for more information.