Terms and Condition
Our Privacy Policy provides you the details about our data collection methods and usage. You are advised to please read the Privacy Policy carefully. By accessing the services provided by Magicloans you agree to the collection and use of your data by Magicloans in the manner mentioned in this Privacy Policy.
We will receive and collect certain private information in standard usage logs through our Web server, including computer-identification information obtained from “cookies,” sent to your browser from :
- Web server cookie stored on your hard drive
- The type of computer you use
- The type of web browser you use
- An IP address, assigned to the computer which you use
- The domain server through which you access our service name including first and last name, email address, mobile phone number, contact details, ZIP/Postal code, demographic profile (like your age,gender, occupation, address), preferences (such as housing loan, education loan, personal loan, credit card, home loan), financial information (like salary)
We use third-party advertising companies to serve ads when you visit our website. These companies may use information about your usage references (but not your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. While you can terminate your account at any time, your information may remain stored in archive on our servers even after the deletion or the termination of your account.
We use your personal information to:
- To get in touch with you when necessary
- To provide the services requested by you
- To preserve social history as governed by existing law or policy
We use contact information internally to:
- Direct our efforts for product improvement
- Contact you as a survey respondent
- Send you promotional materials from our contest sponsors or advertisers
Magicloans may contain links to other Web sites. We are not responsible for the privacy practices of such websites which we do not own, manage or control.
“We will not use or rent your financial information for any purpose other than to complete a transaction with you.”
By giving us the information you are giving us permission:
- To provide products or services you’ve requested
- To help investigate violations of Magicloans terms of use or to defend against legal claims
- To disclose the information under special circumstances such as compliance with applicable local law, court summons, court orders,requests/order from legal authorities or law enforcement agencies requiring such disclosure.
We will send information about you to other companies or people when:
- We need to share your information to provide the product or service you have requested to enable them to contact you
Or
- We have your consent from you to share the information. We need to share your information with certain service partners in order to respond to your queries / comments or to resolve service issues and to serve you better.
- Your account information is password-protected for your privacy and security Privacy Policy
We may amend this policy from time to time. If we make any substantial changes in the way we use your information we will notify you by posting a prominent announcement on our web pages.
We will not charge any amount from customer for our service
Magicloans.in Provide the Loans and other Financial services Free of Cost. We provide loans from Banks. We have tie-up with the Banks like HDFC Banks, Axis Bank, PNB, and Bajaj Finserv etc.
Preclosure charges
1. Foreclosure Fee Changes from 0 – 5 % depending on the Banks. Customer can pay the outstanding amount with preclosure charges if any and close the loan account
2.Magicloans.in did not Guarantee Loan Modification or foreclosure prevention
Banks with Us
We deals with the Banks (HDFC bank, Icici Bank, Axis Bank, PNB ,SBI ) and NBFCs. (Bajaj Finserv, India Bulls, Fullerton India)
We do not Deal with short term Loans and Private Vendors
Products
Magicloans.in deals with only personal loan, Home Loan, Property Loan,Car Loan, Gold Loan and Education Loan.
You Can Call us at 8288081878
Email Us at MagicLoans.in@gmail.com