Amritsar
Amritsar is a city of India and a state of Punjab. Area of the state is 170-meter square. Besides that, the population of the city is 11.3 Lakhs. Golden temple is the main place of attraction there. Nowadays two-wheeler is a basic need of every middle-class person. If you want to buy a two-wheeler and you want to get some financial help to buy a two-wheeler than you can get a two-wheeler loan from any bank. It is always better than asking for money from your relatives and friends.
Two Wheeler Loan
In a two-wheeler loan, we get financial help to buy a two-wheeler. Generally, customers prefer to get a two-wheeler loan from banks rather than non-banking financial companies but in case if there is some problem in sanctioning the loan from the bank you can go for non-banking financial companies.
Features of Two Wheeler Loan
Two wheeler loan is easily accessible.
After that two wheeler loan is available everywhere.
Two wheeler loan comes under secured loans.
Besides that, there is no collateral is needed in a two wheeler loan.
There is no need of any guarantor in case of a two wheeler loan.
Eligibility Criteria
|
Age |
Min. age -21 years Max. age-65 years |
|
Employment Status |
Salaried individual / self-employed |
|
Employment Tenure |
1 year of salaried individual and 6 months for self-employed |
|
Minimum Annual Income |
Rs.84,000/- ( salaried individual) Rs.72000/- (self-employed) |
Documentation Required
|
Photo ID proof |
Colored passport size photograph |
|
Identity proof |
Passport/Voter ID/Driving license/Adhaar card/Pan card |
|
Residence proof |
Electricity bills/passport/voter id/driving license/telephone bills/pan card |
|
Bank Statement |
Last six months |
Interest Rates
Two Wheeler interest rates generally range from 11.50% to 18.25%.
How to Apply?
To apply for the two-wheeler loan, visit the link given below
After visiting on the given link above fill the application form online.
Enter your credentials carefully
Your contact number is required so that an executive can call you in no time
All the queries can be handled by customer care
You will get the disbursal on the same day if processing is done smoothly.