{"id":1249,"date":"2020-07-31T09:54:20","date_gmt":"2020-07-31T09:54:20","guid":{"rendered":"http:\/\/magicloans.in\/?p=1249"},"modified":"2020-07-31T09:54:20","modified_gmt":"2020-07-31T09:54:20","slug":"car-loan-haldia","status":"publish","type":"post","link":"https:\/\/magicloans.in\/car-loan-haldia\/","title":{"rendered":"Car Loan Haldia"},"content":{"rendered":"<div class=\"container\">\n<form id=\"contact\" action=\"https:\/\/crm.zoho.com\/crm\/WebForm\" name=WebForm778470000019075815 method=\"POST\" onSubmit=\"javascript:document.charset=\"UTF-8\"; return checkMandatory()\" accept-charset=\"UTF-8\">\n<h3 align=\"center\"><strong>Car Loan Haldia @ <img decoding=\"async\" src=\"http:\/\/www.magicloans.in\/wp-content\/uploads\/2017\/05\/magicloanscoin-1.jpg\" \/><\/strong><\/h3>\n<h2 align=\"center\">Apply Now &amp; Get Instant Approval<\/h2>\n<p><\/p>\n<table class=\"container\">\n<tr>\n<td colspan=\"2\"><input placeholder=\"Full Name\" id=\"NAME\" name=\"NAME\" type=\"text\" tabindex=\"1\" required autofocus><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\"><input placeholder=\"Contact Number\" id=\"COBJ1CF11\" name=\"COBJ1CF11\" type=\"text\" tabindex=\"2\" minlength=\"10\" required><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\"><input placeholder=\"City Name\" id=\"COBJ1CF171\" name=\"COBJ1CF171\" type=\"text\" tabindex=\"3\" required><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\"><input placeholder=\"Monthly Income\" id=\"COBJ1CF63\" name=\"COBJ1CF63\" type=\"text\" tabindex=\"4\" minlength=\"5\" required><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\"><button type=\"submit\" class=\"btn\" tabindex=\"5\">Get Me The Best Offer<\/button><\/td>\n<\/tr>\n<p><input type=\"hidden\" name=\"COBJ1CF33\" id=\"COBJ1CF33\" value=\"New\"><input type=\"hidden\" name=\"COBJ1CF158\" id=\"COBJ1CF158\" value=\"Magicloans\"><input type=\"hidden\" name=\"COBJ1CF125\" id=\"COBJ1CF125\" value=\"New\"><input type=\"hidden\" name=\"COBJ1CF3\" id=\"COBJ1CF3\" value=\"Fresh\"><input type=\"hidden\" name=\"COBJ1CF4\" id=\"COBJ1CF4\" value=\"Web&#x20;Lead\"><input type='text' style='display:none;' name='xnQsjsdp' value='d6defc94b02bcb3bf52a5c3ad2e81b3508d60e51952b815de4dc225022111d15'\/><input type='hidden' name='zc_gad' id='zc_gad' value=''\/><input type='text' style='display:none;' name='xmIwtLD' value='dd6f9e66bc53a4c26ad52253ec8ca252219d839a400412108eeffbc51cf57c63'\/><input type='text' style='display:none;'  name='actionType' value='Q3VzdG9tTW9kdWxlMQ=='\/><input type='text' style='display:none;' name='returnURL' value='http&#x3a;&#x2f;&#x2f;www.dialabank.com&#x2f;thankyou.cfm' \/><\/table>\n<p><script>\n\t  var mndFileds=new Array('NAME','COBJ1CF11','COBJ1CF171','COBJ1CF63');\n\t  var fldLangVal=new Array('Full Name','Mobile','City Other','Net Monthly Inc (Rs)');\n\t\tvar name='';\n\t\tvar email='';\n\t  function checkMandatory() {\n\t\tfor(i=0;i<mndFileds.length;i++) {\n\t\t var fieldObj=document.forms['WebForm778470000019075815'][mndFileds[i]];\n\t\t  if(fieldObj) {\n\t\t\tif (((fieldObj.value).replace(\/^s+|s+$\/g, '')).length==0) {\n\t\t\t if(fieldObj.type =='file')\n\t\t\t\t{ \n\t\t\t\t alert('Please select a file to upload.'); \n\t\t\t\t fieldObj.focus(); \n\t\t\t\t return false;\n\t\t\t\t} \n\t\t\talert(fldLangVal[i] +' cannot be empty.'); \n\t\t\t  fieldObj.focus();\n\t\t\t  return false;\n\t\t\t}  else if(fieldObj.nodeName=='SELECT') {\n\t\t\t if(fieldObj.options[fieldObj.selectedIndex].value=='-None-') {\n\t\t\t\talert(fldLangVal[i] +' cannot be none.'); \n\t\t\t\tfieldObj.focus();\n\t\t\t\treturn false;\n\t\t\t   }\n\t\t\t} else if(fieldObj.type =='checkbox'){\n\t\t\t if(fieldObj.checked == false){\n\t\t\t\talert('Please accept  '+fldLangVal[i]);\n\t\t\t\tfieldObj.focus();\n\t\t\t\treturn false;\n\t\t\t   } \n\t\t\t } \n\t\t\t try {\n\t\t\t\t if(fieldObj.name == 'Last Name') {\n\t\t\t\tname = fieldObj.value;\n\t\t\t\t}\n\t\t\t} catch (e) {}\n\t\t\t}\n\t\t}\n\t\t\t }\n   \n<\/script><br \/>\n<\/form>\n<\/div>\n<p align=\"justify\">&nbsp;<\/p>\n<style type=\"text\/css\">\n<!--\n.style1 {color: #F60}\n-->\n<\/style>\n<p align=\"justify\"><span class=\"style1\"><strong>Car Loan Haldia<\/strong><\/span><br \/>\nIf you are aspiring for a car loan but facing problem in raising required funds then take a smart decision now and apply for a car loan with us and avail the best deals on Car Loans at lowest interest rates and quick approval and lot more.<\/p>\n<p align=\"left\">&nbsp;<\/p>\n<p align=\"left\"><span class=\"style1\"><strong>Why to Choose a Car Loan in <\/strong><strong>Haldia?<\/strong><\/span><\/p>\n<div align=\"center\">\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tr>\n<td>\n<p align=\"center\"><strong>Interest Rates<\/strong> <\/p>\n<\/td>\n<td>\n<p align=\"center\"><img decoding=\"async\" src=\"http:\/\/www.magicloans.in\/wp-content\/uploads\/2017\/06\/Magic-Loans.png\"><\/p>\n<\/td>\n<\/tr>\n<td>\n<p align=\"center\">\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p align=\"center\"><strong>Collateral Required<\/strong> <\/p>\n<\/td>\n<td>\n<p align=\"center\">Hypothecation of the car<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p align=\"center\"><strong>Loan Tenure<\/strong> <\/p>\n<\/td>\n<td>\n<p align=\"center\">1 Yr to 5 Years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p align=\"center\"><strong>Max Funding<\/strong> <\/p>\n<\/td>\n<td>\n<p align=\"center\">Upto 90% of Car Value<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p align=\"center\"><strong>Pre-Closure Charges<\/strong> <\/p>\n<\/td>\n<td>\n<p align=\"center\">0 % to 4 % of outstanding loan    amount<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p align=\"left\">&nbsp;<\/p>\n<p align=\"left\" class=\"style1\"><strong>What is the Eligibility Criteria for a Car Loan in Haldia?<\/strong><\/p>\n<ol>\n<li>A borrower must be an Indian resident<\/li>\n<li>Minimum Income of Rs 15,000 per month<\/li>\n<li>Minimum 1 year Residential stability  is mandatory<\/li>\n<li>Minimum 21 years of age is mandatory<\/li>\n<li>Minimum 1 year of employment stability  is must<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p class=\"style1\"><strong>What documents are required to apply  for a Car Loan in Haldia?<\/strong><\/p>\n<p>When  you apply for a Car Loan, these are the documents which are commonly required,  so keep them handy.<\/p>\n<ol>\n<li><strong>Income proof<\/strong>:\u00a0 Need  to submit your salary slips for the last three months and the statements of  your bank account for last six months. For self-employed people, the  requirement is to submit the audited bank account statements for last six  months.<\/li>\n<li>Employment Proof: Need to submit a copy of the appointment  letter and a certificate of employment issued by your company. For  self-employed individuals, the partnership deed or business establishment  documents need to be submitted.<\/li>\n<li><strong>Tax Proof<\/strong>: Need to submit the IT return or Form 16  documents for the last two years.<\/li>\n<li><strong>Address Proof<\/strong>: Any government sanctioned  KYC document can be submitted as proof of residence.<\/li>\n<li><strong>Age Proof<\/strong>: Any government sanctioned KYC document can be  submitted as proof of age.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p class=\"style1\"><strong>Factors  that affect Car Loan Interest rates in Haldia<\/strong><\/p>\n<ol>\n<li><strong>Credit history: <\/strong>The interest rate depends on the credit history you have built in past years, the high cibil score will not only help you in getting a loan but will also empower you with a strong bargaining power. <\/li>\n<li><strong>Income level<\/strong>: Higher the income better are the chances for the approval of higher loan amount. <\/li>\n<li><strong>Amount of down payment<\/strong>: Higher the down payment made lesser will be the amount that the bank will have to lend you. As a result, the bank\u2019s risk will go down. Also, it shows that your financial position is sound. You may get loan at a lower interest rate from the  bank.<\/li>\n<li><strong>Tenure of the loan: <\/strong>Car  loan is generally available for tenure of up to 7 years. &nbsp; It is generally seen that banks charge a higher interest rate for a loan of the shorter time period and vice versa. Longer  tenors will enhance repayment capacity.<\/li>\n<li><strong>Car model and age: <\/strong>It is necessary for the bank to consider the car model in deciding the interest rate as on sale every model may not fetch the expected price. New cars are more easily financed than used cars; a high-end model will be expensive which means the borrower has to be able to pay the required down payment. <\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p align=\"justify\"><span class=\"style1\"><strong>A Little About Haldia <\/strong>:<\/span>Haldia is a city and a municipality in Purba Medinipur in the Indian state of West Bengal. It is a major riverport and industrial belt .<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Car Loan Haldia @ Apply Now &amp; Get Instant Approval Get Me The Best Offer &nbsp; Car Loan Haldia If you are aspiring for a car loan but facing problem in raising required funds then take a smart decision now and apply for a car loan with us and avail the best deals on Car&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/car-loan-haldia\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Car Loan Haldia<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/1249"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=1249"}],"version-history":[{"count":0,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/1249\/revisions"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=1249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=1249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=1249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}