{"id":180,"date":"2020-07-31T09:53:33","date_gmt":"2020-07-31T09:53:33","guid":{"rendered":"http:\/\/magicloans.in\/?p=180"},"modified":"2020-07-31T09:53:33","modified_gmt":"2020-07-31T09:53:33","slug":"personal-loan-bhilai","status":"publish","type":"post","link":"https:\/\/magicloans.in\/personal-loan-bhilai\/","title":{"rendered":"Personal Loan Bhilai"},"content":{"rendered":"<p style=\"text-align: justify;\"><style>\r\n    :root {\r\n      --primary: white;\r\n      --material: rgb(224, 58, 16);\r\n    }\r\n\r\n    .frame form#contact .autodata {\r\n      position: relative;\r\n    }\r\n\r\n    .frame form#contact .autodata input {\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult,\r\n    .frame form#contact .autodata ul#companySearchResult {\r\n      border: 1px solid #ddd;\r\n      top: 46px;\r\n      position: absolute;\r\n      width: 100%;\r\n      margin: 0;\r\n      background: #fff;\r\n      overflow-y: auto;\r\n      z-index: 999;\r\n      max-height: 139px;\r\n      padding: 0px 12px 0;\r\n      overflow-x: hidden;\r\n      border-radius: 8px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li,\r\n    .frame form#contact .autodata ul#companySearchResult li {\r\n      list-style-type: none;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li:hover,\r\n    .frame form#contact .autodata ul#companySearchResult li:hover {\r\n      background-color: #aaa !important;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li:nth-of-type(2n),\r\n    .frame form#contact .autodata ul#citySearchResult li:nth-of-type(2n) {\r\n      background: #ccc;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li,\r\n    .frame form#contact .autodata ul#citySearchResult li {\r\n      background: #eee;\r\n      padding: 7px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult,\r\n    .frame form#contact .autodata ul#citySearchResult {\r\n      border: 0px;\r\n      padding: 0px;\r\n    }\r\n\r\n    \/* FORM *\/\r\n\r\n    html,\r\n    body * {\r\n      box-sizing: border-box;\r\n      font-family: 'Open Sans', sans-serif;\r\n    }\r\n\r\n    .frame form#contact h3 {\r\n      text-transform: capitalize;\r\n      font-weight: normal !important;\r\n      color: rgba(255, 255, 255, 0.8) !important;\r\n      font-size: 18px !important;\r\n      margin: 10px 0;\r\n    }\r\n\r\n    .frame {\r\n      background-color: #1a202a;\r\n      width: 80% !important;\r\n      margin: 0 auto 20px;\r\n      border-top: solid 1px rgba(255, 255, 255, .5);\r\n      border-radius: 5px;\r\n      box-shadow: 0px 2px 7px rgba(0, 0, 0, 0.2);\r\n      overflow: hidden;\r\n    }\r\n\r\n    #contact {\r\n      width: 100%;\r\n      font-size: 16px;\r\n      padding: 40px 60px;\r\n      transition: opacity .5s ease, transform .5s ease;\r\n      display: flex;\r\n      flex-direction: column;\r\n    }\r\n\r\n    .frame form#contact .multi-inputs {\r\n      display: flex;\r\n      gap: 20px;\r\n    }\r\n\r\n    .frame form#contact .group {\r\n      position: relative;\r\n      margin: 12px 0;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact textarea {\r\n      resize: none;\r\n    }\r\n\r\n    .frame form#contact input,\r\n    .frame form#contact textarea {\r\n      background: none;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 18px;\r\n      padding: 10px 10px 10px 5px !important;\r\n      display: block;\r\n      width: 100%;\r\n      border-radius: 0;\r\n      border: none !important;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: 0.25s;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n    }\r\n\r\n    .frame form#contact input:focus,\r\n    .frame form#contact textarea:focus,\r\n    .frame form#contact input:valid,\r\n    .frame form#contact textarea:valid {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    .frame form#contact input:focus~label,\r\n    .frame form#contact input:valid~label,\r\n    .frame form#contact textarea:focus~label,\r\n    .frame form#contact textarea:valid~label {\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .frame form#contact input:focus~.bar:before,\r\n    .frame form#contact textarea:focus~.bar:before,\r\n    .frame form#contact input:valid~.bar:before,\r\n    .frame form#contact textarea:valid~.bar:before {\r\n      width: 100%;\r\n    }\r\n\r\n    input[type=password] {\r\n      letter-spacing: 0.3em;\r\n    }\r\n\r\n    .frame form#contact label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 16px;\r\n      font-weight: normal;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    .frame form#contact .bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .bar:before {\r\n      content: \"\";\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 0px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 300ms ease all;\r\n      left: 0%;\r\n    }\r\n\r\n    .frame form#contact .btn {\r\n      background: #fff;\r\n      color: #959595;\r\n      border: none;\r\n      padding: 10px 20px !important;\r\n      border-radius: 3px !important;\r\n      letter-spacing: 0.06em;\r\n      text-transform: uppercase;\r\n      text-decoration: none;\r\n      outline: none;\r\n      box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12), 0 1px 2px rgba(0, 0, 0, 0.24);\r\n      transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);\r\n    }\r\n\r\n    .frame form#contact .btn:hover {\r\n      color: #8b8b8b;\r\n      box-shadow: 0 7px 14px rgba(0, 0, 0, 0.18), 0 5px 5px rgba(0, 0, 0, 0.12);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit {\r\n      width: 200px;\r\n      background: var(--material);\r\n      color: white;\r\n      margin-top: 10px;\r\n      cursor: pointer;\r\n      align-self: flex-end;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit:hover {\r\n      background: rgb(222 85 51);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel {\r\n      background: #eee;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel:hover {\r\n      background: #e1e1e1;\r\n      color: #8b8b8b;\r\n    }\r\n\r\n    .frame form#contact .select {\r\n      font-family: 'Roboto', 'Helvetica', 'Arial', sans-serif;\r\n      position: relative;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-text {\r\n      position: relative;\r\n      width: 100%;\r\n      padding: 10px 10px 10px 5px !important;\r\n      font-size: 18px;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: all 300ms;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: 300;\r\n      height: auto!important;\r\n    }\r\n\r\n    .frame form#contact .select-text option {\r\n      color: #333;\r\n    }\r\n\r\n    \/* Remove focus *\/\r\n    .frame form#contact .select-text:focus {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n      border-bottom-color: #aaa;\r\n    }\r\n\r\n    \/* Use custom arrow *\/\r\n    .frame form#contact .select .select-text {\r\n      appearance: none;\r\n      -webkit-appearance: none\r\n    }\r\n\r\n    .frame form#contact .select:after {\r\n      position: absolute;\r\n      top: 18px;\r\n      right: 10px;\r\n      \/* Styling the down arrow *\/\r\n      width: 0;\r\n      height: 0;\r\n      padding: 0;\r\n      content: '';\r\n      border-left: 6px solid transparent;\r\n      border-right: 6px solid transparent;\r\n      border-top: 6px solid rgba(0, 0, 0, 0.12);\r\n      pointer-events: none;\r\n    }\r\n\r\n\r\n    \/* LABEL ======================================= *\/\r\n    .frame form#contact .select-label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: normal;\r\n      font-size: 16px;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-label,\r\n    .frame form#contact .select-text:valid~.select-label {\r\n      color: var(--primary);\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n    }\r\n\r\n    .frame form#contact .select-text:focus,\r\n    .frame form#contact .select-text:valid {\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    \/* BOTTOM BARS ================================= *\/\r\n    .frame form#contact .select-bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before,\r\n    .frame form#contact .select-bar:after {\r\n      content: '';\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 1px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 0.2s ease all;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before {\r\n      left: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:after {\r\n      right: 50%;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-bar:before,\r\n    .frame form#contact .select-text:focus~.select-bar:after,\r\n    .frame form#contact .select-text:valid~.select-bar:before,\r\n    .frame form#contact .select-text:valid~.select-bar:after {\r\n      width: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-highlight {\r\n      position: absolute;\r\n      height: 60%;\r\n      width: 100px;\r\n      top: 25%;\r\n      left: 0;\r\n      pointer-events: none;\r\n      opacity: 0.5;\r\n    }\r\n\r\n    @media (min-width:0px) and (max-width:567px) {\r\n      .frame {\r\n        width: 96% !important;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li {\r\n        font-size: 16px;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li,\r\n      .frame form#contact .autodata ul#citySearchResult li {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .frame form#contact div.multi-inputs {\r\n        flex-direction: column;\r\n        gap: 0;\r\n      }\r\n\r\n      #contact {\r\n        padding: 10px 15px !important;\r\n        transition: opacity .5s ease, transform .5s ease;\r\n        display: flex;\r\n        flex-direction: column;\r\n      }\r\n\r\n      .frame form#contact .group {\r\n        margin: 10px 0 !important;\r\n      }\r\n\r\n      .frame form#contact .btn.btn-submit {\r\n        align-self: center !important;\r\n        width: 100% !important;\r\n      }\r\n\r\n    }\r\n  <\/style>\r\n<div class=\"container\">\r\n        <div class=\"frame\">\r\n            <div>\r\n                <form id=\"contact\" action=\"https:\/\/crm.zoho.com\/crm\/WebForm\" name=\"WebForm778470000052139388\"\r\n                    method=\"POST\" onsubmit=\"javascript:document.charset='UTF-8'; return checkMandatory()\"\r\n                    accept-charset=\"UTF-8\">\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xnQsjsdp\"\r\n                        value=\"d6defc94b02bcb3bf52a5c3ad2e81b3508d60e51952b815de4dc225022111d15\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xmIwtLD\"\r\n                        value=\"dd6f9e66bc53a4c26ad52253ec8ca252d4279e5578b26d3a478f880bea1a9dd6\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"actionType\" value=\"Q3VzdG9tTW9kdWxlNA==\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"returnURL\"\r\n                        value=\"http:\/\/www.magicloans.in\/thank-you\/\">\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input class=\"form-styling\" id=\"NAME\" name=\"NAME\" type=\"text\" tabindex=\"1\" minlength=\"3\"  autofocus required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Full name<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF5\" name=\"COBJ4CF5\" class=\"form-styling\" type=\"tel\" tabindex=\"2\"\r\n                                minlength=\"10\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Mobile number<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"Email\" name=\"Email\" class=\"form-styling\" type=\"email\" tabindex=\"3\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Email<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input type=\"text\" id=\"COBJ4CF130\" name=\"COBJ4CF130\" required tabindex=\"4\"\r\n                                    class=\"form-styling\" autocomplete=\"nope\">\r\n\r\n                                <ul id=\"citySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\"><\/span>\r\n                                <span class=\"bar\"><\/span>\r\n                                <label>City<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF51\" name=\"COBJ4CF51\" class=\"form-styling\" type=\"number\" tabindex=\"5\"\r\n                                minlength=\"5\" required=\"\">\r\n                            <span class=\"highlight\"><\/span>\r\n                            <span class=\"bar\"><\/span>\r\n                            <label>Net Monthly Income<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"occupation\" name=\"COBJ4CF11\" tabindex=\"6\" required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"Salaried\">Salaried<\/option>\r\n                                    <option value=\"Self Employed\">Self Employed<\/option>\r\n                                    <option value=\"Self Emp Professional\">Self Employed Professional<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Occupation Type<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input id=\"COBJ4CF12\" name=\"COBJ4CF12\" type=\"text\" tabindex=\"7\" required=\"\"\r\n                                    class=\"form-styling\" autocomplete=\"off\">\r\n\r\n                                <ul id=\"companySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\">\r\n                                <\/span><span class=\"bar\"><\/span>\r\n                                <label>Company name<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"salary-account\" name=\"COBJ4CF43\" tabindex=\"8\"\r\n                                    required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"HDFC\">HDFC<\/option>\r\n                                    <option value=\"Yes Bank\">Yes Bank<\/option>\r\n                                    <option value=\"ICICI\">ICICI<\/option>\r\n                                    <option value=\"AXIS\">Axis<\/option>\r\n                                    <option value=\"Cash\">Cash Salary<\/option>\r\n                                    <option value=\"By Cheque\">By Cheque<\/option>\r\n                                    <option value=\"Others\">Other Bank<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Salary Bank Account<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <button type=\"submit\" class=\"btn btn-submit\">Apply now<\/button>\r\n                    <input type=\"hidden\" id=\"COBJ4CF3\" name=\"COBJ4CF3\" value=\"Web Lead\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF10\" name=\"COBJ4CF10\" value=\"MagicLoans\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF1\" name=\"COBJ4CF1\" value=\"Fresh\">\r\n                    <input type=\"hidden\" name=\"zc_gad\" id=\"zc_gad\" value=\"\">\r\n                <\/form>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <script>\r\n        var mndFileds = new Array('NAME', 'COBJ4CF5', 'COBJ4CF51', 'Email', 'COBJ4CF130', 'COBJ4CF11', 'COBJ4CF43', 'COBJ4CF12');\r\n        var fldLangVal = new Array('Full Name (as on PAN card)', 'Mobile Number', 'Net Monthly Income', 'Email', 'City Name', 'Occupation', 'Salary Account in', 'Your Company\u2019s Name');\r\n        var name = '';\r\n        var email = '';\r\n    \r\n        function checkMandatory() {\r\n          for (i = 0; i < mndFileds.length; i++) {\r\n            var fieldObj = document.forms['WebForm778470000052139388'][mndFileds[i]];\r\n            if (fieldObj) {\r\n              if (((fieldObj.value).replace(\/^s+|s+$\/g, '')).length == 0) {\r\n                if (fieldObj.type == 'file') {\r\n                  alert('Please select a file to upload.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n                alert(fldLangVal[i] + ' cannot be empty.');\r\n                fieldObj.focus();\r\n                return false;\r\n              } else if (fieldObj.nodeName == 'SELECT') {\r\n                if (fieldObj.options[fieldObj.selectedIndex].value == '-None-') {\r\n                  alert(fldLangVal[i] + ' cannot be none.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              } else if (fieldObj.type == 'checkbox') {\r\n                if (fieldObj.checked == false) {\r\n                  alert('Please accept  ' + fldLangVal[i]);\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              }\r\n              try {\r\n                if (fieldObj.name == 'Last Name') {\r\n                  name = fieldObj.value;\r\n                }\r\n              } catch (e) { }\r\n            }\r\n          }\r\n        }\r\n      <\/script>\r\n<\/p>\n<p style=\"text-align: justify;\">We need money for almost everything in our life. To pay a visit to your relatives, to get medical treatment, to deal with emergencies, to go for a vacation, to fulfill your wishes, etc. All these things require the funds. But what if there are no funds? What if we are short of cash? Personal Loan Bhilai comes up to rescue you. A personal loan is a loan borrowed from an institution or a person to fulfill our requirements. The time period of such loans can be from 1 to 5 years as per the need of the consumer.<\/p>\n<h2 style=\"text-align: justify;\"><strong>Personal Loan Bhilai Eligibility Criteria<\/strong><\/h2>\n<ul style=\"text-align: justify;\">\n<li>Firstly, the minimum age of the candidate applying for a loan should be at least 21 years for salaried person, and the same is 25 years for self-employed.<\/li>\n<li>Likewise, the maximum age is 60 years for the salaried person, and for a self-employed person, the maximum age must be 65 years.<\/li>\n<li>Furthermore, if the applicant is claimant, he\/she must receive his\/her salary in his\/her bank account.<\/li>\n<li>In addition to that, the claimant should have a proper source of income.<\/li>\n<li>Also, the monthly salary for a salaried person should be more than Rs.20,000.<\/li>\n<li>If the salary of a candidate is not up to Rs. 20,000; then he or she is not applicable to avail this loan.<\/li>\n<li>Besides that, for the self-employed borrower, ITR of Rs. 2.5 Lacs should have been paid for the last three years.<\/li>\n<li>Likewise, he\/she has to be an authorized citizen of India.<\/li>\n<li>Similarly, to avail this loan, your minimum Credit Score has to be at least 700.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><strong>Personal Loan Bhilai Interest Rates<\/strong><\/h3>\n<p style=\"text-align: justify;\">It depends on a lot of things which includes the income of the person, and the category of the company, the amount of loan needed etc. Regularly, the usual rate of interest in the personal loan is 10.75% per annum. Though, it can change with respect to time and in concern with different credit scores of the applicants.<\/p>\n<ul style=\"text-align: justify;\">\n<li>The candidate has an option to choose the time period of the loan.<\/li>\n<li>It can range from 6 months to 5 years, as per the borrower\u2019s convenience.<\/li>\n<li>If the applier wants to close the loan before the completion of the time period of his loan, then there is an option available to him of pre-closure.<\/li>\n<li>For pre-closure feature, the charges are around 0-2% depending on bank to bank and region to region.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><strong>Documentation Required for Taking Personal Loan Bhilai<\/strong><\/h3>\n<p style=\"text-align: justify;\">The documentation procedure for availing this loan is hassle-free and very easy to understand. Since a personal loan is a very insecure loan; therefore, the bank or other lenders need to assure themselves by checking all the documents of the applicant of the loan.<\/p>\n<ul style=\"text-align: justify;\">\n<li>Initially, two colored passport size photographs are a must.<\/li>\n<li>Further, one income proof is also needed which includes \u2013 salary slips and bank statement of last 6 months for salaried person.<\/li>\n<li>Likewise, one proof of identity is needed, which includes &#8211; Aadhar Card\/ Passport\/ Driving License\/ Voter Card\/PAN Card.<\/li>\n<li>Moreover, one residence proof is a must which includes &#8211; Aadhar Card\/ Voter Card\/ \/ Passport PAN Card \/ Ration Card\/ Utility bills of last three months in the name of the applicant \/ Rental Agreement.<\/li>\n<li>Most importantly, for a self-employed individual, income proof is ITR of the last 3 years, and it should be at least of Rs.2.5 lacks.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><strong>Methods of Repayment of Loan amount<\/strong><\/h3>\n<p style=\"text-align: justify;\">There are basically 3 methods of returning money:<\/p>\n<ul style=\"text-align: justify;\">\n<li>EMI (Equated Monthly Installments) \u2013 In this you need to pay a fixed amount of money every month.<\/li>\n<li>Term Loan- This is most suitable for small businesses. The loan is provided for a specified period of time, usually at a fixed rate of interest.<\/li>\n<li>OD (Over Draft) \u2013 Under this, you pay interest only for the amount that you have credited, and once you debit that amount, then you do not have to pay any interest on it.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><strong>How to apply Online?<\/strong><\/h3>\n<p style=\"text-align: justify;\">Now, you have all the information related to personal loan and want to apply for the loan then visit <a href=\"http:\/\/www.magicloans.in\">www.magicloans.in<\/a><\/p>\n<ol style=\"text-align: justify;\">\n<li>First of all, fill the online application form with the required fields.<\/li>\n<li>After that, you will get a call from loan experts within 5 minutes.<\/li>\n<li>The expert will explain to you the procedure, which is very simple and easy.<\/li>\n<\/ol>\n<h3 style=\"text-align: justify;\"><strong>Pre-closure Charges<\/strong><\/h3>\n<p style=\"text-align: justify;\">It may be possible that you want to close your loan before the completion of the tenure of the loan and for those lenders provide a feature called pre-closure. In pre-closure, there are some nominal penalty charges. Generally 0-2% that applicant have to pay.<\/p>\n<h3 style=\"text-align: justify;\"><strong>Tenure of Personal Loan<\/strong><\/h3>\n<p style=\"text-align: justify;\">There is no restriction, and you can choose the tenure of the loan from 6 months to 2 years according to your convenience.<\/p>\n<h3 style=\"text-align: justify;\"><strong>About Bhilai<\/strong><\/h3>\n<p style=\"text-align: justify;\">Bhilai is a town in Durg District in the state of Chattisgarh, India. It is placed 8 KM from District head quarters Durg. Bhilai has its Pin code as 491107, and the postal head office of this area is Utai. Durg-Bhilai Nagar, Bhilai, Birgaon, Raipur are some of the nearby cities to Bhilai. Chhattisgarhi is the native language which is used here.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We need money for almost everything in our life. To pay a visit to your relatives, to get medical treatment, to deal with emergencies, to go for a vacation, to fulfill your wishes, etc. All these things require the funds. But what if there are no funds? What if we are short of cash? Personal&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/personal-loan-bhilai\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Personal Loan Bhilai<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/180"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=180"}],"version-history":[{"count":0,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/180\/revisions"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}