Personal loans can be used for various purposes like planning a vacation, sending you son abroad for higher studies, renovating your home and many more. A personal loan is available to both salaried and self-employed persons. Personal loans can be beneficial if you are going through some financial crisis.<\/p>\n
\u00a0<\/strong><\/p>\n Personal Loan Solapur Interest Rates<\/strong><\/p>\n Many NBFCs and banks provide personal loans at different rates. Generally, personal loans are offered at 10.75% annually. The interest rate varies according to the customer\u2019s need as higher the loan amount lesser will be the interest rates.<\/p>\n \u00a0<\/strong><\/p>\n Eligibility for availing a Personal Loan Solapur<\/strong><\/p>\n Both Self-employed and Salaried applicants can avail a personal loan, but the criterion is different for both the customers.<\/p>\n For Salaried:-<\/strong><\/p>\n Firstly, the borrower should be an Indian citizen.<\/p>\n Secondly, the applicant\u2019s age should be at least 21 years.<\/p>\n Next, the applicant\u2019s age should not be above 60 years.<\/p>\n After that, the borrower should be working in a company from the last three months.<\/p>\n Minimum salary of the customer should be Rs 20,000 per month.<\/p>\n For Self- Employed:-<\/strong><\/p>\n Firstly, the borrower should be an Indian citizen.<\/p>\n Secondly, the applicant\u2019s age should be at least 25 years.<\/p>\n Next, the applicant\u2019s age should not be above 65 years.<\/p>\n After that, the person should be carrying his\/her business for at least three years.<\/p>\n Next, the customer should be filing his\/her Income Tax Returns at least for three years with a minimum amount of Rs. 2.5 lakhs.<\/p>\n Foreclosure of Loan Personal Loan Solapur<\/strong><\/p>\n A foreclosure facility is available for the applicant if he\/she wants to close the loan before the date of tenure. The banks charge a very nominal amount as foreclosure charges.<\/p>\n Documents Required for Personal Loan Solapur<\/strong><\/p>\n The borrower doesn\u2019t require too many documents for availing a personal loan. Some necessary documents are needed, and they are mentioned below:-<\/p>\n Identity Proof<\/strong> \u2013 An Aadhaar card\/ Passport\/ PAN card\/ Ration card\/ Voter card.<\/p>\n Residence Proof<\/strong> \u2013 Aadhaar card\/ Ration card\/ Voter card\/ PAN card\/Passport\/rent agreement on the name of the applicant\/ Utility bills on the name of the applicant.<\/p>\n A salaried person should have salary slips of at least the last three months.<\/p>\n A self- the employed person should have Income Tax Returns of at least last three years.<\/p>\n Two coloured passport size photographs.<\/p>\n How to Apply Online for Personal Loan Solapur?<\/strong><\/p>\n First of all, you have to visit our website, i.e.,\u00a0 www.magicloans.in<\/a>.<\/p>\n Secondly, you should fill your details on the form.<\/p>\n Once you are done with formalities, all you need to do is relax. Our relationship manager will contact you.<\/p>\n After that, our relationship manager will select the best loan scheme for you.<\/p>\n At last, once you have decided from which bank you want to avail the loan; our relationship manager will help you to get your loan disbursed.<\/p>\n Personal Loan Solapur Benefits<\/strong><\/p>\n First of all, the applicant doesn\u2019t have to pledge any security.<\/p>\n Secondly, the process is speedy.<\/p>\n Next, it requires minimum documentation.<\/p>\n A personal loan gets quickly approved.<\/p>\n After that, the customer doesn\u2019t need any guarantor.<\/p>\n Besides all these, the loan disbursal is speedy.<\/p>\n About Solapur<\/strong><\/p>\n Solapur is a city located in the Indian state of Maharashtra, close to its border with Karnataka. It\u2019s one of India\u2019s greenest cities. For more information, please visit www.magicloans.in<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" Personal loans can be used for various purposes like planning a vacation, sending you son abroad for higher studies, renovating your home and many more. A personal loan is available to both salaried and self-employed persons. Personal loans can be beneficial if you are going through some financial crisis. \u00a0 Personal Loan Solapur Interest Rates… Read More »Personal Loan Solapur<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/182"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=182"}],"version-history":[{"count":0,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/182\/revisions"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}