{"id":2005,"date":"2020-07-31T09:54:56","date_gmt":"2020-07-31T09:54:56","guid":{"rendered":"http:\/\/magicloans.in\/?p=2005"},"modified":"2020-09-12T04:22:08","modified_gmt":"2020-09-12T04:22:08","slug":"vijaya-bank-personal-loan","status":"publish","type":"post","link":"https:\/\/magicloans.in\/vijaya-bank-personal-loan\/","title":{"rendered":"Vijaya Bank Personal Loan"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><style>\r\n    :root {\r\n      --primary: white;\r\n      --material: rgb(224, 58, 16);\r\n    }\r\n\r\n    .frame form#contact .autodata {\r\n      position: relative;\r\n    }\r\n\r\n    .frame form#contact .autodata input {\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult,\r\n    .frame form#contact .autodata ul#companySearchResult {\r\n      border: 1px solid #ddd;\r\n      top: 46px;\r\n      position: absolute;\r\n      width: 100%;\r\n      margin: 0;\r\n      background: #fff;\r\n      overflow-y: auto;\r\n      z-index: 999;\r\n      max-height: 139px;\r\n      padding: 0px 12px 0;\r\n      overflow-x: hidden;\r\n      border-radius: 8px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li,\r\n    .frame form#contact .autodata ul#companySearchResult li {\r\n      list-style-type: none;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li:hover,\r\n    .frame form#contact .autodata ul#companySearchResult li:hover {\r\n      background-color: #aaa !important;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li:nth-of-type(2n),\r\n    .frame form#contact .autodata ul#citySearchResult li:nth-of-type(2n) {\r\n      background: #ccc;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li,\r\n    .frame form#contact .autodata ul#citySearchResult li {\r\n      background: #eee;\r\n      padding: 7px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult,\r\n    .frame form#contact .autodata ul#citySearchResult {\r\n      border: 0px;\r\n      padding: 0px;\r\n    }\r\n\r\n    \/* FORM *\/\r\n\r\n    html,\r\n    body * {\r\n      box-sizing: border-box;\r\n      font-family: 'Open Sans', sans-serif;\r\n    }\r\n\r\n    .frame form#contact h3 {\r\n      text-transform: capitalize;\r\n      font-weight: normal !important;\r\n      color: rgba(255, 255, 255, 0.8) !important;\r\n      font-size: 18px !important;\r\n      margin: 10px 0;\r\n    }\r\n\r\n    .frame {\r\n      background-color: #1a202a;\r\n      width: 80% !important;\r\n      margin: 0 auto 20px;\r\n      border-top: solid 1px rgba(255, 255, 255, .5);\r\n      border-radius: 5px;\r\n      box-shadow: 0px 2px 7px rgba(0, 0, 0, 0.2);\r\n      overflow: hidden;\r\n    }\r\n\r\n    #contact {\r\n      width: 100%;\r\n      font-size: 16px;\r\n      padding: 40px 60px;\r\n      transition: opacity .5s ease, transform .5s ease;\r\n      display: flex;\r\n      flex-direction: column;\r\n    }\r\n\r\n    .frame form#contact .multi-inputs {\r\n      display: flex;\r\n      gap: 20px;\r\n    }\r\n\r\n    .frame form#contact .group {\r\n      position: relative;\r\n      margin: 12px 0;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact textarea {\r\n      resize: none;\r\n    }\r\n\r\n    .frame form#contact input,\r\n    .frame form#contact textarea {\r\n      background: none;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 18px;\r\n      padding: 10px 10px 10px 5px !important;\r\n      display: block;\r\n      width: 100%;\r\n      border-radius: 0;\r\n      border: none !important;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: 0.25s;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n    }\r\n\r\n    .frame form#contact input:focus,\r\n    .frame form#contact textarea:focus,\r\n    .frame form#contact input:valid,\r\n    .frame form#contact textarea:valid {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    .frame form#contact input:focus~label,\r\n    .frame form#contact input:valid~label,\r\n    .frame form#contact textarea:focus~label,\r\n    .frame form#contact textarea:valid~label {\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .frame form#contact input:focus~.bar:before,\r\n    .frame form#contact textarea:focus~.bar:before,\r\n    .frame form#contact input:valid~.bar:before,\r\n    .frame form#contact textarea:valid~.bar:before {\r\n      width: 100%;\r\n    }\r\n\r\n    input[type=password] {\r\n      letter-spacing: 0.3em;\r\n    }\r\n\r\n    .frame form#contact label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 16px;\r\n      font-weight: normal;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    .frame form#contact .bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .bar:before {\r\n      content: \"\";\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 0px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 300ms ease all;\r\n      left: 0%;\r\n    }\r\n\r\n    .frame form#contact .btn {\r\n      background: #fff;\r\n      color: #959595;\r\n      border: none;\r\n      padding: 10px 20px !important;\r\n      border-radius: 3px !important;\r\n      letter-spacing: 0.06em;\r\n      text-transform: uppercase;\r\n      text-decoration: none;\r\n      outline: none;\r\n      box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12), 0 1px 2px rgba(0, 0, 0, 0.24);\r\n      transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);\r\n    }\r\n\r\n    .frame form#contact .btn:hover {\r\n      color: #8b8b8b;\r\n      box-shadow: 0 7px 14px rgba(0, 0, 0, 0.18), 0 5px 5px rgba(0, 0, 0, 0.12);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit {\r\n      width: 200px;\r\n      background: var(--material);\r\n      color: white;\r\n      margin-top: 10px;\r\n      cursor: pointer;\r\n      align-self: flex-end;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit:hover {\r\n      background: rgb(222 85 51);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel {\r\n      background: #eee;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel:hover {\r\n      background: #e1e1e1;\r\n      color: #8b8b8b;\r\n    }\r\n\r\n    .frame form#contact .select {\r\n      font-family: 'Roboto', 'Helvetica', 'Arial', sans-serif;\r\n      position: relative;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-text {\r\n      position: relative;\r\n      width: 100%;\r\n      padding: 10px 10px 10px 5px !important;\r\n      font-size: 18px;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: all 300ms;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: 300;\r\n      height: auto!important;\r\n    }\r\n\r\n    .frame form#contact .select-text option {\r\n      color: #333;\r\n    }\r\n\r\n    \/* Remove focus *\/\r\n    .frame form#contact .select-text:focus {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n      border-bottom-color: #aaa;\r\n    }\r\n\r\n    \/* Use custom arrow *\/\r\n    .frame form#contact .select .select-text {\r\n      appearance: none;\r\n      -webkit-appearance: none\r\n    }\r\n\r\n    .frame form#contact .select:after {\r\n      position: absolute;\r\n      top: 18px;\r\n      right: 10px;\r\n      \/* Styling the down arrow *\/\r\n      width: 0;\r\n      height: 0;\r\n      padding: 0;\r\n      content: '';\r\n      border-left: 6px solid transparent;\r\n      border-right: 6px solid transparent;\r\n      border-top: 6px solid rgba(0, 0, 0, 0.12);\r\n      pointer-events: none;\r\n    }\r\n\r\n\r\n    \/* LABEL ======================================= *\/\r\n    .frame form#contact .select-label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: normal;\r\n      font-size: 16px;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-label,\r\n    .frame form#contact .select-text:valid~.select-label {\r\n      color: var(--primary);\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n    }\r\n\r\n    .frame form#contact .select-text:focus,\r\n    .frame form#contact .select-text:valid {\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    \/* BOTTOM BARS ================================= *\/\r\n    .frame form#contact .select-bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before,\r\n    .frame form#contact .select-bar:after {\r\n      content: '';\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 1px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 0.2s ease all;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before {\r\n      left: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:after {\r\n      right: 50%;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-bar:before,\r\n    .frame form#contact .select-text:focus~.select-bar:after,\r\n    .frame form#contact .select-text:valid~.select-bar:before,\r\n    .frame form#contact .select-text:valid~.select-bar:after {\r\n      width: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-highlight {\r\n      position: absolute;\r\n      height: 60%;\r\n      width: 100px;\r\n      top: 25%;\r\n      left: 0;\r\n      pointer-events: none;\r\n      opacity: 0.5;\r\n    }\r\n\r\n    @media (min-width:0px) and (max-width:567px) {\r\n      .frame {\r\n        width: 96% !important;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li {\r\n        font-size: 16px;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li,\r\n      .frame form#contact .autodata ul#citySearchResult li {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .frame form#contact div.multi-inputs {\r\n        flex-direction: column;\r\n        gap: 0;\r\n      }\r\n\r\n      #contact {\r\n        padding: 10px 15px !important;\r\n        transition: opacity .5s ease, transform .5s ease;\r\n        display: flex;\r\n        flex-direction: column;\r\n      }\r\n\r\n      .frame form#contact .group {\r\n        margin: 10px 0 !important;\r\n      }\r\n\r\n      .frame form#contact .btn.btn-submit {\r\n        align-self: center !important;\r\n        width: 100% !important;\r\n      }\r\n\r\n    }\r\n  <\/style>\r\n<div class=\"container\">\r\n        <div class=\"frame\">\r\n            <div>\r\n                <form id=\"contact\" action=\"https:\/\/crm.zoho.com\/crm\/WebForm\" name=\"WebForm778470000052139388\"\r\n                    method=\"POST\" onsubmit=\"javascript:document.charset='UTF-8'; return checkMandatory()\"\r\n                    accept-charset=\"UTF-8\">\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xnQsjsdp\"\r\n                        value=\"d6defc94b02bcb3bf52a5c3ad2e81b3508d60e51952b815de4dc225022111d15\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xmIwtLD\"\r\n                        value=\"dd6f9e66bc53a4c26ad52253ec8ca252d4279e5578b26d3a478f880bea1a9dd6\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"actionType\" value=\"Q3VzdG9tTW9kdWxlNA==\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"returnURL\"\r\n                        value=\"http:\/\/www.magicloans.in\/thank-you\/\">\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input class=\"form-styling\" id=\"NAME\" name=\"NAME\" type=\"text\" tabindex=\"1\" minlength=\"3\"  autofocus required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Full name<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF5\" name=\"COBJ4CF5\" class=\"form-styling\" type=\"tel\" tabindex=\"2\"\r\n                                minlength=\"10\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Mobile number<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"Email\" name=\"Email\" class=\"form-styling\" type=\"email\" tabindex=\"3\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Email<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input type=\"text\" id=\"COBJ4CF130\" name=\"COBJ4CF130\" required tabindex=\"4\"\r\n                                    class=\"form-styling\" autocomplete=\"nope\">\r\n\r\n                                <ul id=\"citySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\"><\/span>\r\n                                <span class=\"bar\"><\/span>\r\n                                <label>City<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF51\" name=\"COBJ4CF51\" class=\"form-styling\" type=\"number\" tabindex=\"5\"\r\n                                minlength=\"5\" required=\"\">\r\n                            <span class=\"highlight\"><\/span>\r\n                            <span class=\"bar\"><\/span>\r\n                            <label>Net Monthly Income<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"occupation\" name=\"COBJ4CF11\" tabindex=\"6\" required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"Salaried\">Salaried<\/option>\r\n                                    <option value=\"Self Employed\">Self Employed<\/option>\r\n                                    <option value=\"Self Emp Professional\">Self Employed Professional<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Occupation Type<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input id=\"COBJ4CF12\" name=\"COBJ4CF12\" type=\"text\" tabindex=\"7\" required=\"\"\r\n                                    class=\"form-styling\" autocomplete=\"off\">\r\n\r\n                                <ul id=\"companySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\">\r\n                                <\/span><span class=\"bar\"><\/span>\r\n                                <label>Company name<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"salary-account\" name=\"COBJ4CF43\" tabindex=\"8\"\r\n                                    required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"HDFC\">HDFC<\/option>\r\n                                    <option value=\"Yes Bank\">Yes Bank<\/option>\r\n                                    <option value=\"ICICI\">ICICI<\/option>\r\n                                    <option value=\"AXIS\">Axis<\/option>\r\n                                    <option value=\"Cash\">Cash Salary<\/option>\r\n                                    <option value=\"By Cheque\">By Cheque<\/option>\r\n                                    <option value=\"Others\">Other Bank<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Salary Bank Account<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <button type=\"submit\" class=\"btn btn-submit\">Apply now<\/button>\r\n                    <input type=\"hidden\" id=\"COBJ4CF3\" name=\"COBJ4CF3\" value=\"Web Lead\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF10\" name=\"COBJ4CF10\" value=\"MagicLoans\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF1\" name=\"COBJ4CF1\" value=\"Fresh\">\r\n                    <input type=\"hidden\" name=\"zc_gad\" id=\"zc_gad\" value=\"\">\r\n                <\/form>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <script>\r\n        var mndFileds = new Array('NAME', 'COBJ4CF5', 'COBJ4CF51', 'Email', 'COBJ4CF130', 'COBJ4CF11', 'COBJ4CF43', 'COBJ4CF12');\r\n        var fldLangVal = new Array('Full Name (as on PAN card)', 'Mobile Number', 'Net Monthly Income', 'Email', 'City Name', 'Occupation', 'Salary Account in', 'Your Company\u2019s Name');\r\n        var name = '';\r\n        var email = '';\r\n    \r\n        function checkMandatory() {\r\n          for (i = 0; i < mndFileds.length; i++) {\r\n            var fieldObj = document.forms['WebForm778470000052139388'][mndFileds[i]];\r\n            if (fieldObj) {\r\n              if (((fieldObj.value).replace(\/^s+|s+$\/g, '')).length == 0) {\r\n                if (fieldObj.type == 'file') {\r\n                  alert('Please select a file to upload.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n                alert(fldLangVal[i] + ' cannot be empty.');\r\n                fieldObj.focus();\r\n                return false;\r\n              } else if (fieldObj.nodeName == 'SELECT') {\r\n                if (fieldObj.options[fieldObj.selectedIndex].value == '-None-') {\r\n                  alert(fldLangVal[i] + ' cannot be none.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              } else if (fieldObj.type == 'checkbox') {\r\n                if (fieldObj.checked == false) {\r\n                  alert('Please accept  ' + fldLangVal[i]);\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              }\r\n              try {\r\n                if (fieldObj.name == 'Last Name') {\r\n                  name = fieldObj.value;\r\n                }\r\n              } catch (e) { }\r\n            }\r\n          }\r\n        }\r\n      <\/script>\r\n<\/span><\/p>\n<h2><span style=\"color: #eb4e1c;\">Vijaya Bank Personal Loan Features<\/span><\/h2>\n<table style=\"height: 364px;\" width=\"806\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"263\"><strong><span style=\"color: #eb4e1c;\">Eligibility Criteria<\/span><\/strong><\/td>\n<td style=\"text-align: center;\" width=\"221\" data-sheets-value=\"{'1':2,'2':'Interest Rate'}\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'HDFC Bank personal Loan'}\"><strong><span style=\"color: #eb4e1c;\">Vijaya Bank Personal Loan Interest Rate<\/span><\/strong><\/td>\n<td style=\"text-align: center;\"><strong>9.75% p.a.<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Axis Bank personal Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Lowest EMI per lakh<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>Rs 2112<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'ICICI Bank personalLoan'}\"><span style=\"color: #eb4e1c;\"><strong>Tenure<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>12 to 60 months<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'SBI Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Vijaya Bank Personal Loan Processing Fee<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>1% to 2% of Loan Amount<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Kotak personal Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Prepayment Charges<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>Allowed after 12 Months (2 \u2013 4 %)<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'IIFL Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Part Payment Charges<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>Allowed after 12 Months (2 \u2013 4 %)\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Muthoot Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Min Loan Amt<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>\u20b9 50,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Manappauram Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Max Loan Amt<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>\u20b9 75 Lakh<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><\/h3>\n<h3>About Vijaya Bank :<\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Vijaya Bank is one of the public sector bank and its headquater in Bengaluru, Karnataka, India. It is one of the nationalised banks in India. The bank offered a wide range of financial products and services to customers through its various delivery channels.<\/span><\/p>\n<h3 style=\"text-align: justify;\">What is Personal Loan ?<\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Personal Loan refers to that type of Loan which helps you meet your current financial needs, and in this applicant does not need to pledge any of his belonging or the security to the bank. And your lender provides you a personal loan with the flexibility to use the funds as per the requirements.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><strong>Features:<\/strong><\/h3>\n<ol>\n<li><span style=\"color: #000000;\">First of all Know your Personal loan eligibility in 1 minute, available online and across all branches.<\/span><\/li>\n<li><span style=\"color: #000000;\">After that Highly competitive interest rates for personal loans.<\/span><\/li>\n<li><span style=\"color: #000000;\">Besides that Special offers, interest rates and nominal charges for Central Bank of India account holders.<\/span><\/li>\n<li><span style=\"color: #000000;\">Most important Special personal loan offers* for women employees.<\/span><\/li>\n<\/ol>\n<h3 style=\"text-align: justify;\">Vijaya Bank Personal Loan Interest Rate:<\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">There is an attractive rate of interest on personal loan at Capital First. Capital First Personal Loan interest may vary at 9.75% to 11.99%, .and the tenure can range from 3 months to 36 months. Charges of Foreclosure charges are 3% of principal outstanding. Pre-payment charges are 3% of the amount prepaid.<\/span><\/p>\n<h3 style=\"text-align: left;\">Vijaya Bank Personal Loan Eligibility:<\/h3>\n<h4 class=\"style3\" style=\"text-align: left;\" align=\"center\"><span style=\"color: #eb4e1c;\"><strong><span class=\"style12\">For Salaried Individuals<\/span><\/strong><\/span><\/h4>\n<table class=\" alignleft\" width=\"811\">\n<thead>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Criteria*<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Salaried<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Age<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">22 years \u2013 65 years.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\"><\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai &amp; Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune &amp; Kolkata; For Others Rs. 12,000)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Total years in job\/profession<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">2 Years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Years in current residence<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">1 Year (One Day if in a Super A Company)<\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p style=\"text-align: left;\" align=\"center\"><strong><span class=\"style12\" style=\"color: #ff6600;\">For Self Employed Individuals<\/span><\/strong><\/p>\n<table class=\" alignleft\" width=\"811\">\n<thead>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"center\">Criteria*<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"center\">Self Employed<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Age<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">23 years (self-employed individuals) and 25 years (for doctors); Maximum age \u2013 65 years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Minimum Turnover<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Minimum Profit After Tax<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Rs. 2 lac for Proprietorship Firm\/Self-employed Individuals and Rs. 1 lac for non-professionals as per audited financials<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Business Stability<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">In current business for at least 5 years and a minimum of 3 years for doctors<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Existing relationship with the bank<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Minimum 1-year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required<\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<h3 style=\"text-align: justify;\">Documentation Required For Vijaya Bank Personal Loan :<\/h3>\n<ol style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\"><strong>Residence proof<\/strong>: Firstly, the documents required for the residence proof includes (passport\/ID card\/ Voter card\/ adhar card\/ration\/card\/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Self-employed<\/strong>:After that, the applicant of which has applied personal Loan should \u00a0have file ITR for the last three months, and his business should be registered in the records.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Salaried applicants<\/strong>: Furthermore, the applicants has to submit his salary slip of last three months and bank statement of last six months.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Identity proof<\/strong>: Besides that, Documentation requires one among the following ( passport\/ID card\/ Voter card\/ adhar card\/ration\/card\/driving license) any one of them.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Under KYC formality<\/strong>:In addition to, every applicant applying for Personal Loan has to submit his pan card, which is an necessary document.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Two colored passport size photos<\/strong>:Lastly, Applicants should not wear any glasses.<\/span><\/li>\n<\/ol>\n<h3 style=\"text-align: justify;\"><strong>Why magicloans.in?<\/strong><\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Why we are suggesting applying for the personal Loan by using magicloans.in over other sites. magicloans.in know the value of your precious time. You will get so many perks if you apply by using this site. Here are some of them are given<\/span><\/p>\n<ol>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">If you apply for the personal Loan from magicloans.in you will get so many benefits.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">You just have to fill the personal Loan form and you will get a call from our side automatically.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Besides that, you may get some more concessions on the interest rates.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Therefore there is no need to go to the bank.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Even more, documents pick up facility from your doorstep is available.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">You don\u2019t need to go here and there to ask for interest rate or to get to know about EMI \u2019s. All you need is to apply on magicloans.in and you will get back a call back within a few minutes with all the information. So car Loan is only one step away from you.<\/span><\/li>\n<\/ol>\n<h3 style=\"text-align: justify;\">How To Apply?<\/h3>\n<ol>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">First of all search for <a href=\"https:\/\/www.magicloans.in\/\">magicloans.in<\/a> on google.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">After that Fill the form of personal loan.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">And You will get back a call.<\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>Vijaya Bank Personal Loan Features Eligibility Criteria Details Vijaya Bank Personal Loan Interest Rate 9.75% p.a. Lowest EMI per lakh Rs 2112 Tenure 12 to 60 months Vijaya Bank Personal Loan Processing Fee 1% to 2% of Loan Amount Prepayment Charges Allowed after 12 Months (2 \u2013 4 %) Part Payment Charges Allowed after 12&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/vijaya-bank-personal-loan\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Vijaya Bank Personal Loan<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/2005"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=2005"}],"version-history":[{"count":3,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/2005\/revisions"}],"predecessor-version":[{"id":3663,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/2005\/revisions\/3663"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=2005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=2005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=2005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}