{"id":242,"date":"2020-07-31T09:53:35","date_gmt":"2020-07-31T09:53:35","guid":{"rendered":"http:\/\/magicloans.in\/?p=242"},"modified":"2020-07-31T09:53:35","modified_gmt":"2020-07-31T09:53:35","slug":"personal-loan-pali","status":"publish","type":"post","link":"https:\/\/magicloans.in\/personal-loan-pali\/","title":{"rendered":"Personal Loan Pali"},"content":{"rendered":"

All about Personal Loan Pali<\/strong><\/p>\n

A personal loan is beneficial when someone is going through a financial crisis. A personal loan has many benefits, and it can be used for various purposes like planning a vacation, financing your child\u2019s higher education, meeting your unexpected medical expenses, and many more. Different commercial banks provide this facility to needy borrowers.<\/p>\n

\"Personal<\/p>\n

Personal Loan Pali Interest Rates<\/strong><\/p>\n

Many NBFCs and banks provide personal loans<\/a> at different rates. Generally, personal loans are offered at 10.75% annually. The interest rate varies according to the customer\u2019s need as higher the loan amount lesser will be the interest rates.<\/p>\n

To know more:<\/em><\/strong> Personal Loan\u00a0Interest Rates<\/a><\/p>\n

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Eligibility for availing a Personal Loan Pali<\/strong><\/p>\n

Both Self-employed and Salaried applicants can avail a personal loan, but the criterion is different for both the customers.<\/p>\n

For Salaried:<\/strong><\/p>\n

Firstly, the borrower should be an Indian citizen.<\/p>\n

Secondly, the applicant\u2019s age should be at least 21 years.<\/p>\n

Next, the applicant\u2019s age should not be above 60 years.<\/p>\n

After that, the borrower should be working in a company from the last three months.<\/p>\n

Minimum salary of the customer should be Rs 20,000 per month.<\/p>\n

For Self- Employed:<\/strong><\/p>\n

Firstly, the borrower should be an Indian citizen.<\/p>\n

Secondly, the applicant\u2019s age should be at least 25 years.<\/p>\n

Next, the applicant\u2019s age should not be above 65 years.<\/p>\n

After that, the person should be carrying his\/her business for at least three years.<\/p>\n

Next, the customer should be filing his\/her Income Tax Returns at least for three years with a minimum amount of Rs. 2.5 lakhs.<\/p>\n

To know more<\/em><\/strong>: <\/em><\/strong>Personal Loan Eligibility<\/em><\/strong><\/a><\/p>\n

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Foreclosure of Loan Personal Loan Pali<\/strong><\/p>\n

A foreclosure facility is available for the applicant if he\/she wants to close the loan before the date of tenure. The banks charge a very nominal amount as foreclosure charges.<\/p>\n

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Documents Required for Personal Loan Pali<\/strong><\/p>\n

The borrower doesn\u2019t require too many documents for availing a personal loan<\/a>. Some necessary documents are needed, and they are mentioned below:-<\/p>\n

Identity Proof<\/strong> \u2013 An Aadhaar card\/ Passport\/ PAN card\/ Ration card\/ Voter card.<\/p>\n

Residence Proof<\/strong> \u2013 Aadhaar card\/ Ration card\/ Voter card\/ PAN card\/Passport\/rent agreement on the name of the applicant\/ Utility bills on the name of the applicant.<\/p>\n

A salaried person should have salary slips of at least the last three months.<\/p>\n

A self- the employed person should have Income Tax Returns of at least last three years.<\/p>\n

Two coloured passport size photographs.<\/p>\n

Know more: <\/em><\/strong>Documents Required for Personal Loan<\/em><\/a><\/p>\n

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How to Apply Online for Personal Loan Pali?<\/strong><\/p>\n

First of all, you have to visit our website, i.e., www.magicloans.in<\/a> .<\/p>\n

Secondly, you should fill your details on the form.<\/p>\n

Once you are done with formalities, all you need to do is relax. Our relationship manager will contact you.<\/p>\n

After that, our relationship manager will select the best loan scheme for you.<\/p>\n

At last, once you have decided from which bank you want to avail the loan; our relationship manager will help you to get your loan disbursed.<\/p>\n

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Personal Loan Pali Benefits<\/strong><\/p>\n

First of all, the applicant doesn\u2019t have to pledge any security.<\/p>\n

Secondly, the process is speedy.<\/p>\n

Next, it requires minimum documentation.<\/p>\n

A personal loan gets quickly approved.<\/p>\n

After that, the customer doesn\u2019t need any guarantor.<\/p>\n

Besides all these, the loan disbursal is speedy.<\/p>\n

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Why Personal Loan Pali?<\/strong><\/p>\n

Firstly, we don\u2019t require mortgaging any asset against the loan amount.<\/p>\n

After that, the process of loan approval is quick and hassle-free.<\/p>\n

It requires very minimal documentation for loan approval.<\/p>\n

At last, we won\u2019t require any guarantor for loan approval.<\/p>\n

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About Pali<\/strong><\/p>\n

Pali is a city located in Rajasthan state of western India.\u00a0For more information, please visit www.magicloans.in<\/a> .<\/p>\n","protected":false},"excerpt":{"rendered":"

All about Personal Loan Pali A personal loan is beneficial when someone is going through a financial crisis. A personal loan has many benefits, and it can be used for various purposes like planning a vacation, financing your child\u2019s higher education, meeting your unexpected medical expenses, and many more. Different commercial banks provide this facility… Read More »Personal Loan Pali<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/242"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=242"}],"version-history":[{"count":0,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/242\/revisions"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=242"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=242"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}