{"id":273,"date":"2020-07-31T09:53:36","date_gmt":"2020-07-31T09:53:36","guid":{"rendered":"http:\/\/magicloans.in\/?p=273"},"modified":"2021-10-13T13:58:18","modified_gmt":"2021-10-13T13:58:18","slug":"gold-loan","status":"publish","type":"post","link":"https:\/\/magicloans.in\/gold-loan\/","title":{"rendered":"Gold Loan"},"content":{"rendered":"<style>\r\n    :root {\r\n      --primary: white;\r\n      --material: rgb(224, 58, 16);\r\n    }\r\n\r\n    .frame form#contact .autodata {\r\n      position: relative;\r\n    }\r\n\r\n    .frame form#contact .autodata input {\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult,\r\n    .frame form#contact .autodata ul#companySearchResult {\r\n      border: 1px solid #ddd;\r\n      top: 46px;\r\n      position: absolute;\r\n      width: 100%;\r\n      margin: 0;\r\n      background: #fff;\r\n      overflow-y: auto;\r\n      z-index: 999;\r\n      max-height: 139px;\r\n      padding: 0px 12px 0;\r\n      overflow-x: hidden;\r\n      border-radius: 8px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li,\r\n    .frame form#contact .autodata ul#companySearchResult li {\r\n      list-style-type: none;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li:hover,\r\n    .frame form#contact .autodata ul#companySearchResult li:hover {\r\n      background-color: #aaa !important;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li:nth-of-type(2n),\r\n    .frame form#contact .autodata ul#citySearchResult li:nth-of-type(2n) {\r\n      background: #ccc;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li,\r\n    .frame form#contact .autodata ul#citySearchResult li {\r\n      background: #eee;\r\n      padding: 7px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult,\r\n    .frame form#contact .autodata ul#citySearchResult {\r\n      border: 0px;\r\n      padding: 0px;\r\n    }\r\n\r\n    \/* FORM *\/\r\n\r\n    html,\r\n    body * {\r\n      box-sizing: border-box;\r\n      font-family: 'Open Sans', sans-serif;\r\n    }\r\n\r\n    .frame form#contact h3 {\r\n      text-transform: capitalize;\r\n      font-weight: normal !important;\r\n      color: rgba(255, 255, 255, 0.8) !important;\r\n      font-size: 18px !important;\r\n      margin: 10px 0;\r\n    }\r\n\r\n    .frame {\r\n      background-color: #1a202a;\r\n      width: 80% !important;\r\n      margin: 0 auto 20px;\r\n      border-top: solid 1px rgba(255, 255, 255, .5);\r\n      border-radius: 5px;\r\n      box-shadow: 0px 2px 7px rgba(0, 0, 0, 0.2);\r\n      overflow: hidden;\r\n    }\r\n\r\n    #contact {\r\n      width: 100%;\r\n      font-size: 16px;\r\n      padding: 40px 60px;\r\n      transition: opacity .5s ease, transform .5s ease;\r\n      display: flex;\r\n      flex-direction: column;\r\n    }\r\n\r\n    .frame form#contact .multi-inputs {\r\n      display: flex;\r\n      gap: 20px;\r\n    }\r\n\r\n    .frame form#contact .group {\r\n      position: relative;\r\n      margin: 12px 0;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact textarea {\r\n      resize: none;\r\n    }\r\n\r\n    .frame form#contact input,\r\n    .frame form#contact textarea {\r\n      background: none;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 18px;\r\n      padding: 10px 10px 10px 5px !important;\r\n      display: block;\r\n      width: 100%;\r\n      border-radius: 0;\r\n      border: none !important;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: 0.25s;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n    }\r\n\r\n    .frame form#contact input:focus,\r\n    .frame form#contact textarea:focus,\r\n    .frame form#contact input:valid,\r\n    .frame form#contact textarea:valid {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n      color: white!important;\r\n    }\r\n\r\n    .frame form#contact input:invalid,\r\n    .frame form#contact textarea:invalid {\r\n      color: transparent;\r\n    }\r\n\r\n    .frame form#contact input:focus~label,\r\n    .frame form#contact input:valid~label,\r\n    .frame form#contact textarea:focus~label,\r\n    .frame form#contact textarea:valid~label {\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .frame form#contact input:focus~.bar:before,\r\n    .frame form#contact textarea:focus~.bar:before,\r\n    .frame form#contact input:valid~.bar:before,\r\n    .frame form#contact textarea:valid~.bar:before {\r\n      width: 100%;\r\n    }\r\n\r\n    input[type=password] {\r\n      letter-spacing: 0.3em;\r\n    }\r\n\r\n    .frame form#contact label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 16px;\r\n      font-weight: normal;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    .frame form#contact .bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .bar:before {\r\n      content: \"\";\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 0px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 300ms ease all;\r\n      left: 0%;\r\n    }\r\n\r\n    .frame form#contact .btn {\r\n      background: #fff;\r\n      color: #959595;\r\n      border: none;\r\n      padding: 10px 20px !important;\r\n      border-radius: 3px !important;\r\n      letter-spacing: 0.06em;\r\n      text-transform: uppercase;\r\n      text-decoration: none;\r\n      outline: none;\r\n      box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12), 0 1px 2px rgba(0, 0, 0, 0.24);\r\n      transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);\r\n    }\r\n\r\n    .frame form#contact .btn:hover {\r\n      color: #8b8b8b;\r\n      box-shadow: 0 7px 14px rgba(0, 0, 0, 0.18), 0 5px 5px rgba(0, 0, 0, 0.12);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit {\r\n      width: 200px;\r\n      background: var(--material);\r\n      color: white;\r\n      margin-top: 10px;\r\n      cursor: pointer;\r\n      align-self: flex-end;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit:hover {\r\n      background: rgb(222 85 51);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel {\r\n      background: #eee;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel:hover {\r\n      background: #e1e1e1;\r\n      color: #8b8b8b;\r\n    }\r\n\r\n    .frame form#contact .select {\r\n      font-family: 'Roboto', 'Helvetica', 'Arial', sans-serif;\r\n      position: relative;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-text {\r\n      position: relative;\r\n      width: 100%;\r\n      padding: 10px 10px 10px 5px !important;\r\n      font-size: 18px;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: all 300ms;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: 300;\r\n      height: auto!important;\r\n    }\r\n\r\n    .frame form#contact .select-text option {\r\n      color: #333;\r\n    }\r\n\r\n    \/* Remove focus *\/\r\n    .frame form#contact .select-text:focus {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n      border-bottom-color: #aaa;\r\n    }\r\n\r\n    \/* Use custom arrow *\/\r\n    .frame form#contact .select .select-text {\r\n      appearance: none;\r\n      -webkit-appearance: none\r\n    }\r\n\r\n    .frame form#contact .select:after {\r\n      position: absolute;\r\n      top: 18px;\r\n      right: 10px;\r\n      \/* Styling the down arrow *\/\r\n      width: 0;\r\n      height: 0;\r\n      padding: 0;\r\n      content: '';\r\n      border-left: 6px solid transparent;\r\n      border-right: 6px solid transparent;\r\n      border-top: 6px solid rgba(0, 0, 0, 0.12);\r\n      pointer-events: none;\r\n    }\r\n\r\n\r\n    \/* LABEL ======================================= *\/\r\n    .frame form#contact .select-label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: normal;\r\n      font-size: 16px;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-label,\r\n    .frame form#contact .select-text:valid~.select-label {\r\n      color: var(--primary);\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n    }\r\n\r\n    .frame form#contact .select-text:focus,\r\n    .frame form#contact .select-text:valid {\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    \/* BOTTOM BARS ================================= *\/\r\n    .frame form#contact .select-bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before,\r\n    .frame form#contact .select-bar:after {\r\n      content: '';\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 1px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 0.2s ease all;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before {\r\n      left: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:after {\r\n      right: 50%;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-bar:before,\r\n    .frame form#contact .select-text:focus~.select-bar:after,\r\n    .frame form#contact .select-text:valid~.select-bar:before,\r\n    .frame form#contact .select-text:valid~.select-bar:after {\r\n      width: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-highlight {\r\n      position: absolute;\r\n      height: 60%;\r\n      width: 100px;\r\n      top: 25%;\r\n      left: 0;\r\n      pointer-events: none;\r\n      opacity: 0.5;\r\n    }\r\n\r\n    @media (min-width:0px) and (max-width:567px) {\r\n      .frame {\r\n        width: 96% !important;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li {\r\n        font-size: 16px;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li,\r\n      .frame form#contact .autodata ul#citySearchResult li {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .frame form#contact div.multi-inputs {\r\n        flex-direction: column;\r\n        gap: 0;\r\n      }\r\n\r\n      #contact {\r\n        padding: 10px 15px !important;\r\n        transition: opacity .5s ease, transform .5s ease;\r\n        display: flex;\r\n        flex-direction: column;\r\n      }\r\n\r\n      .frame form#contact .group {\r\n        margin: 10px 0 !important;\r\n      }\r\n\r\n      .frame form#contact .btn.btn-submit {\r\n        align-self: center !important;\r\n        width: 100% !important;\r\n      }\r\n\r\n    }\r\n  <\/style>\r\n<div class=\"container\">\r\n        <div class=\"frame\">\r\n            <form id=\"contact\" action=\"https:\/\/crm.zoho.com\/crm\/WebForm\" name=\"WebForm778470000018348283\" method=\"POST\"\r\n                onsubmit=\"javascript:document.charset='UTF-8'; return checkMandatory()\" accept-charset=\"UTF-8\">\r\n                <h3><strong>Gold Loan @ 7%<\/strong><\/h3>\r\n                <h2>Apply & Get Instant Money<\/h2>\r\n\r\n                <input type=\"text\" style=\"display:none;\" name=\"xnQsjsdp\"\r\n                    value=\"d6defc94b02bcb3bf52a5c3ad2e81b3508d60e51952b815de4dc225022111d15\">\r\n                <input type=\"text\" style=\"display:none;\" name=\"xmIwtLD\"\r\n                    value=\"dd6f9e66bc53a4c26ad52253ec8ca25247c8e7261d7d352e421810edb420a17b\">\r\n                <input type=\"text\" style=\"display:none;\" name=\"actionType\" value=\"Q3VzdG9tTW9kdWxlMg==\">\r\n                <input type=\"text\" style=\"display:none;\" name=\"returnURL\" value=\"http:\/\/www.magicloans.in\/thank-you\/\">\r\n\r\n                <div class=\"multi-inputs\">\r\n                    <div class=\"group\">\r\n                        <input id=\"NAME\" name=\"NAME\" type=\"text\" tabindex=\"1\" required=\"\" autofocus=\"\">\r\n                        <span class=\"highlight\">\r\n                        <\/span><span class=\"bar\"><\/span>\r\n                        <label>Name \/ \u0928\u093e\u092e<\/label>\r\n                    <\/div>\r\n\r\n                    <div class=\"group\">\r\n                        <input id=\"COBJ2CF4\" name=\"COBJ2CF4\" type=\"text\" tabindex=\"2\" minlength=\"10\" maxlength=\"10\"\r\n                            required=\"\">\r\n                        <span class=\"highlight\">\r\n                        <\/span><span class=\"bar\"><\/span>\r\n                        <label>Mobile \/ \u092e\u094b\u092c\u093e\u0907\u0932<\/label>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"multi-inputs\">\r\n                    <div class=\"group\">\r\n                        <input id=\"COBJ2CF67\" name=\"COBJ2CF67\" type=\"text\" tabindex=\"3\" required=\"\">\r\n                        <span class=\"highlight\">\r\n                        <\/span><span class=\"bar\"><\/span>\r\n                        <label>Loan Amount \/ \u0932\u094b\u0928 \u0930\u093e\u0936\u093f<\/label>\r\n                    <\/div>\r\n\r\n                    <div class=\"group\">\r\n                        <div class=\"input-group autodata\">\r\n                            <input id=\"COBJ2CF15\" name=\"COBJ2CF15\" type=\"text\" tabindex=\"4\" required=\"\">\r\n                            <ul id=\"citySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                            <span class=\"highlight\"><\/span>\r\n                            <span class=\"bar\"><\/span>\r\n                            <label>City \/ \u0936\u0939\u0930<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"multi-inputs\">\r\n                    <div class=\"group\">\r\n                        <input id=\"COBJ2CF52\" name=\"COBJ2CF52\" type=\"number\" tabindex=\"5\" required=\"\">\r\n                        <span class=\"highlight\">\r\n                        <\/span><span class=\"bar\"><\/span>\r\n                        <label>PIN Code \/ \u092a\u093f\u0928 \u0915\u094b\u0921<\/label>\r\n                    <\/div>\r\n\r\n                    <div class=\"group\"><\/div>\r\n                <\/div>\r\n\r\n                <button type=\"submit\" class=\"btn btn-submit\" tabindex=\"5\">Apply<\/button>\r\n                <input type=\"hidden\" name=\"zc_gad\" id=\"zc_gad\" value=\"\"><input type=\"hidden\" id=\"COBJ2CF18\"\r\n                    name=\"COBJ2CF18\" value=\"MagicLoans\"><input type=\"hidden\" id=\"COBJ2CF13\" name=\"COBJ2CF13\"\r\n                    value=\"Fresh\"><input type=\"hidden\" id=\"COBJ2CF17\" name=\"COBJ2CF17\" value=\"New\"><input type=\"hidden\"\r\n                    id=\"COBJ2CF10\" name=\"COBJ2CF10\" value=\"Web Lead\">\r\n\r\n                <script>\r\n                    var mndFileds = new Array('COBJ2CF15', 'COBJ2CF51', 'NAME', 'COBJ2CF4');\r\n                    var fldLangVal = new Array('City Name', 'Gold in Grams', 'Full Name', 'Contact Number');\r\n                    var name = '';\r\n                    var email = '';\r\n\r\n                    function checkMandatory() {\r\n                        for (i = 0; i < mndFileds.length; i++) {\r\n                            var fieldObj = document.forms['WebForm778470000018348283'][mndFileds[i]];\r\n                            if (fieldObj) {\r\n                                if (((fieldObj.value).replace(\/^s+|s+$\/g, '')).length == 0) {\r\n                                    if (fieldObj.type == 'file') {\r\n                                        alert('Please select a file to upload.');\r\n                                        fieldObj.focus();\r\n                                        return false;\r\n                                    }\r\n                                    alert(fldLangVal[i] + ' cannot be empty.');\r\n                                    fieldObj.focus();\r\n                                    return false;\r\n                                } else if (fieldObj.nodeName == 'SELECT') {\r\n                                    if (fieldObj.options[fieldObj.selectedIndex].value == '-None-') {\r\n                                        alert(fldLangVal[i] + ' cannot be none.');\r\n                                        fieldObj.focus();\r\n                                        return false;\r\n                                    }\r\n                                } else if (fieldObj.type == 'checkbox') {\r\n                                    if (fieldObj.checked == false) {\r\n                                        alert('Please accept  ' + fldLangVal[i]);\r\n                                        fieldObj.focus();\r\n                                        return false;\r\n                                    }\r\n                                }\r\n                                try {\r\n                                    if (fieldObj.name == 'Last Name') {\r\n                                        name = fieldObj.value;\r\n                                    }\r\n                                } catch (e) { }\r\n                            }\r\n                        }\r\n                    }\r\n                <\/script>\r\n            <\/form>\r\n        <\/div>\r\n    <\/div>\r\n\n<h2><span id=\"Gold_Loan_Key_Features\"><strong>Gold Loan Key Features &#8211; Apply Now!<br \/>\n<\/strong><\/span><\/h2>\n<table style=\"height: 266px;\" width=\"801\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Interest Rate<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\"><strong>7.10% per annum<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Per Gram<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\"><strong>Rate Per Gram Today is \u20b9 5,255<br \/>\n<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Amount<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\">Up to Rs. 1 Crore (With Income Proof)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Processing Fee<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\">1.50% of the Principal Loan Amount<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Prepayment Charges<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\">2%+GST (Within 3 Months), 0 (After 3 months)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Repayment Tenure<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\">3 Months to 24 Months<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" width=\"297\"><span style=\"color: #eb4e1c;\"><strong>Gold Loan Repayment Scheme<\/strong><\/span><\/td>\n<td style=\"text-align: center;\" width=\"335\">Bullet Payment Scheme, Overdraft Scheme<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>Gold is one of the maximum treasured and celebrated metals in India. Buying and gifting gold is an old tradition of our culture. However, the provider of Loan Against Gold has modified the state of affairs of ways humans use this metal. Nowadays, humans purchase gold to conquer financial issues in life.<\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;table width=&quot;756&quot;&gt;\r\n&lt;tbody&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;246&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Interest Rate&quot;}&quot;&gt;\r\n&lt;h4&gt;HDFC Gold Loan Interest Rate&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;510&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Starting 9.90%&quot;}&quot;&gt;7.00% per annum&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;246&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Processing Fee&quot;}&quot;&gt;\r\n&lt;h4&gt;Processing Fee&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td width=&quot;510&quot;&gt;\r\n&lt;p style=&quot;text-align: center;&quot;&gt;1.50% of the Principal Loan Amount&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td width=&quot;246&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Prepayment\/Foreclosure Charges&quot;}&quot;&gt;\r\n&lt;h4 style=&quot;text-align: center;&quot;&gt;Prepayment\/Foreclosure Charges&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;510&quot;&gt;\r\n&lt;p&gt;2%+GST (Within 3 Months), 0 (After 3 months)&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Valuation Fee&quot;}&quot;&gt;\r\n&lt;h4&gt;Valuation Fee&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs&quot;}&quot;&gt;\r\n&lt;p style=&quot;text-align: center;&quot;&gt;Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Late Repayment Charges&quot;}&quot;&gt;\r\n&lt;h4 style=&quot;text-align: center;&quot;&gt;Late Repayment Charges&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot;&gt;\r\n&lt;p&gt;2% p.a. + Applicable rate of interest.&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Renewal Processing Fees&quot;}&quot;&gt;\r\n&lt;h4&gt;Renewal Processing Fees&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot;&gt;Rs 350 + GST&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;\/tbody&gt;\r\n&lt;\/table&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><table width=\"756\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"246\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Interest Rate&quot;}\">\r\n<h4>HDFC Gold Loan Interest Rate<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"510\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Starting 9.90%&quot;}\">7.00% per annum<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"246\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Processing Fee&quot;}\">\r\n<h4>Processing Fee<\/h4>\r\n<\/td>\r\n<td width=\"510\">\r\n<p style=\"text-align: center;\">1.50% of the Principal Loan Amount<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"246\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Prepayment\/Foreclosure Charges&quot;}\">\r\n<h4 style=\"text-align: center;\">Prepayment\/Foreclosure Charges<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"510\">\r\n<p>2%+GST (Within 3 Months), 0 (After 3 months)<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Valuation Fee&quot;}\">\r\n<h4>Valuation Fee<\/h4>\r\n<\/td>\r\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs&quot;}\">\r\n<p style=\"text-align: center;\">Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Late Repayment Charges&quot;}\">\r\n<h4 style=\"text-align: center;\">Late Repayment Charges<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>2% p.a. + Applicable rate of interest.<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Renewal Processing Fees&quot;}\">\r\n<h4>Renewal Processing Fees<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\">Rs 350 + GST<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table><\/span><\/p>\n<h2><strong>What is a Gold Loan?<\/strong><\/h2>\n<p>Gold Loan is the quickest developing financial service in the banking industry. Most of the people have gold ornaments which are just kept in the bank lockers or at home. Thus, Loan against Gold allows the people to unleash the worth of this precious metal by availing a gold loan against it.<\/p>\n<p>Also, Gold Loan Interest Rate is quite reasonable and lesser in contrast to other services like a personal loan or home loan. Moreover, the process is straightforward and hassle-free. The applicant has to place gold ornaments in the bank in exchange for the amount of loan. When the applicant repays the loan, the bank returns the gold ornaments to the customer in the same form. There is a lot of banking and non-banking companies wherein a customer can reach out for a Gold Loan.<\/p>\n<p>* To get money at the comfort of your house, you need to fill in the above form and let us take your stress away of availing a Loan Against Gold.<\/p>\n<p>India has approximately 10% of the total gold capital of the entire world. The reason is that the majority of Indians have gold ornaments. Loan given against Gold is a service that helps people to get money against their Gold Ornaments. The method of availing a Gold Loan is straightforward.<\/p>\n<h2><strong>How does Gold Loan work?<\/strong><\/h2>\n<ul>\n<li><span data-preserver-spaces=\"true\">The applicant has to guarantee gold jewellery to the lender in exchange for the loan amount. After you bring your jewellery to the bank, the in-house jewellery valuer examines your gold jewellery in terms of weight and purity.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Then, according to the worth of gold, the banks gives the loan seekers money equal to approximately 70%-75% of the value of the pledged gold.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Now, the bank has full possession of your gold jewellery until the full repayment of the loan amount.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Finally, when you do repay the whole amount of loan, the bank will return the gold in the same form to the customer.<\/span><\/li>\n<\/ul>\n<p>This is the complete process of the service of Loan against Gold. Thus, the Documents needed are quite minimal as the bank is totally concerned about the quality and quantity of gold.<\/p>\n<h2><strong>Gold Loan Features:<\/strong><\/h2>\n<ul>\n<li><span data-preserver-spaces=\"true\">It is a totally secured loan which makes the rate of interest much lower as compared to other types of loans.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">For agriculture purposes gold loans, the rate of interest can drop to as low as 8%.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">The minimum documents needed to avail a gold loan are identity proofs and address proofs.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">The loan gets disbursed approximately within a few hours.\u00a0<\/span><\/li>\n<\/ul>\n<h2><strong>What is Gold Loan Interest Rate?<\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">Loan Against Gold is a service that gives its customers money at the most reasonable rate of interest. If compared to other services like Personal Loan and Home Loan, Loan Against Gold Interest Rate is considerably less and reasonable. On average, it starts at\u00a0<\/span><strong><span data-preserver-spaces=\"true\">9.99%<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0per annum and can reach up to\u00a0<\/span><strong><span data-preserver-spaces=\"true\">24%<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0per annum. Different Banks and NBFC\u2019s provides different interest rate to the customers.<\/span><\/p>\n<p>*<em>Read more about\u00a0<strong><a href=\"https:\/\/www.dialabank.com\/gold-loan\/gold-loan-interest-rate\/\" target=\"_blank\" rel=\"noopener\">Gold Loan Interest Rate<\/a><\/strong>\u00a0and compare them.\u00a0<\/em><\/p>\n<h2><strong>How to Calculate Gold Loan Interest Rate?<\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">The Rate of Interest is the amount which is priced on the amount of loan. The Gold Loan Interest Rate usually depends on the factors mentioned below:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Internal\/External Customer<\/span><\/strong><span data-preserver-spaces=\"true\">: If the loan seekers have an account in the bank from where they wish to avail the loan, then such customers are known as internal customers. Internal customers are provided with a discount on the rate of interest priced by the applicant.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Amount of Loan<\/span><\/strong><span data-preserver-spaces=\"true\">: The amount of loan is the biggest factor that determines the rate of interest that will be imposed on the applicant. The Gold Loan Interest Rate is higher for loans with lesser amounts. Thus, the greater the amount of loan, the lesser is the Rate of Interest.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">LTV Ratio (Loan to Value Ratio)<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0\u2013 Moreover, lending organisations charge a higher rate of interest on the Loan against Gold with a high LTV ratio. Thus, the higher the LTV of the gold jewellery, the higher is the Rate of Interest charged by the applicant.<\/span><\/li>\n<\/ul>\n<h2><span style=\"color: #eb4e1c;\">Gold Loan Interest Rate of Major Banks<\/span><\/h2>\r\n<table width=\"632\">\r\n<tbody>\r\n<tr>\r\n<td width=\"200\">\r\n<p style=\"text-align: center;\"><span style=\"color: #eb4e1c;\"><strong>Bank<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\"><span style=\"color: #eb4e1c;\"><strong>\u00a0Interest Rates<\/strong><\/span><\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"http:\/\/magicloans.in\/hdfc-bank-gold-loan\/\">HDFC Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 14.50%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/icici-gold-loan\/\">ICICI Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 16.10%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/muthoot-finance-gold-loan\/\">Muthoot Finance Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 24.00%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/axis-bank-gold-loan\/\">Axis Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 17.10%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/manappuram-gold-loan\/\">Manappuram Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 26.00%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/yes-bank-gold-loan\/\">Yes Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 15.99%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/bank-of-india-gold-loan\/\">Bank of India Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 26.00%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/federal-bank-gold-loan\/\">Federal Bank Gold Loan\u00a0<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 13.50%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/iifl-gold-loan\/\">IIFL Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 12.00%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/central-bank-of-india-gold-loan\/\">Central Bank of India Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 14.65%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/canara-bank-gold-loan\/\">Canara Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 12.65%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/allahabad-bank-gold-loan\/\">Allahabad Bank Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 10.45%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/indusind-bank-gold-loan\/\">Induslnd Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 15.75%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/punjab-national-bank-gold-loan\/\">PNB Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 11.75%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/bajaj-finance-gold-loan\/\">Bajaj Finance Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 26%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/sbi-gold-loan\/\">SBI Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 15.99%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/indian-bank-gold-loan\/\">Indian Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 15.99%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/uco-bank-gold-loan\/\">UCO Bank Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 26.00%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td width=\"297\">\r\n<p style=\"text-align: center;\"><u><a href=\"https:\/\/magicloans.in\/kotak-mahindra-bank-gold-loan\/\">Kotak Mahindra Bank Gold Loan<\/a><\/u><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"335\">7.10% \u2013 13.50%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"297\"><u><a href=\"https:\/\/magicloans.in\/syndicate-bank-gold-loan\/\">Syndicate Bank Gold Loan<\/a><\/u><\/td>\r\n<td width=\"335\">\r\n<p style=\"text-align: center;\">7.10% \u2013 12.00%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\n<p>&nbsp;<\/p>\n<h2><strong>On What Factors does the Gold Loan Amount Depend?<\/strong><\/h2>\n<p>The amount of loan dispensed depends on essentially two factors:<\/p>\n<ul>\n<li><strong>The Quantity of Gold<\/strong>: To start with, the weight of gold is one of the principal factors that decides the amount of loan paid to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewellery. Higher the quantity of gold greater is the amount that can be given to the customer.<\/li>\n<\/ul>\n<p><em>*Note: Minimum 10 grams of gold is needed for loan approval.\u00a0<\/em><\/p>\n<ul>\n<li><strong>Quality of Gold<\/strong>: Another factor that determines the loan amount is the quality of gold. The purity should be between 18 Carat to 22 Carat. Consequently, the better is the purity of gold, the greater is the amount of loan that can be passed.<\/li>\n<\/ul>\n<h2><strong>What are Different Gold Loan Schemes?<\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">The banks provide different systems based on the purpose of availing a loan. The following are the projects that banks provide to the customers willing to avail a Loan Against Gold.<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Non-Agricultural Loan against Gold<\/span><\/strong><span data-preserver-spaces=\"true\">: To start with, all the loan seekers who will not be utilising the amount for agricultural activities are qualified for this scheme. All people including Salaried, Housewives, Self Employed, Students, women who require to avail a Loan Against Gold fall below this category. There are different repayment alternatives provided to the customers like Term Loan, EMI Facility and Overdraft facility.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Agricultural Gold Loan:\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">This is a kind of Loan against Gold that is given only to farmers who want to utilise the money for the agricultural exercises. This service is given to the farmers at a reduced rate of interest.<\/span><\/li>\n<\/ul>\n<p><span data-preserver-spaces=\"true\">Also, the central idea of this system is to provide finance to consumers for managing crop production costs or to invest in allied agricultural projects. To avail an agricultural Gold Loan, one should have proof of farming in the form of proof of agricultural land.<\/span><\/p>\n<p><em>*Read More:\u00a0<strong><a href=\"https:\/\/www.dialabank.com\/gold-loan\/agriculture-gold-loan\/\" target=\"_blank\" rel=\"noopener\">Everything about Agricultural Gold Loan\u00a0<\/a><\/strong><\/em><\/p>\n<h2><strong>What are the different Gold Loan Repayment Schemes?\u00a0<\/strong><\/h2>\n<p><em><span data-preserver-spaces=\"true\">There are three given ways to repay the loan amount dispensed by the bank.<\/span><\/em><\/p>\n<ul>\n<li><strong>Bullet Repayment:\u00a0<\/strong>Most of the people prefer this option when it comes to repayment of the Loan against Gold. <span data-preserver-spaces=\"true\">In this type of service, the applicant has to pay the interest rate throughout the tenure of the loan. Therefore, the basic amount has to be given at the end of the loan tenure. But, this option is presented to the customers applying for short term loans. The interest rate is repaid monthly by EMI\u2019s.<\/span><\/li>\n<li><strong>Overdraft Facility<\/strong>: <span data-preserver-spaces=\"true\">Next, this is a kind of system that is recognised among the self-employed people. As people having a business have varying money requirements. Using this service, one can withdraw money according to their requirements. That is, the applicant can determine the amount from the total loan amount expended for which they need to pay interest. Thus, the interest is implemented to the amount that is removed by the customer. Finally, the customer also has a choice to renew the loan following the completion of the loan tenure.<\/span><\/li>\n<li><strong>EMI Facility<\/strong>: <span data-preserver-spaces=\"true\">Moreover, this is a different scheme that customers can pick for the compensation of the Loan against Gold. In this particular option, a fixed amount is calculated, and the applicant has to pay that monthly. This value constitutes a part of the basic amount and the interest rate. This scheme is growing popular among people.<\/span><\/li>\n<\/ul>\n<p><em>Read more:\u00a0<a href=\"https:\/\/www.dialabank.com\/gold-loan-article\/gold-loan-repay\/\" target=\"_blank\" rel=\"noopener\"><strong>Know Everything About Gold Loan Repayment<\/strong><\/a><\/em><\/p>\n<h2><strong>Gold Loan Per Gram<\/strong><\/h2>\n<p>When planning to avail of the service of Gold Loan, the initial thing that comes to the mind of a person is the amount of loan that will be expended on per gram of gold. Generally, lending organisations give 2450 Rupees to 2580 Rupees on per gram of gold. But, it again changes according to the purity of the gold.<\/p>\n<p><em>Read More About\u00a0<strong><a href=\"https:\/\/www.dialabank.com\/gold-loan\/gold-loan-per-gram\/\" target=\"_blank\" rel=\"noopener\">Gold Loan Per Gram\u00a0<\/a><\/strong><\/em><\/p>\n<h2><strong>Who Can All Apply for a Gold Loan?<\/strong><\/h2>\n<ul>\n<li><span data-preserver-spaces=\"true\">First and foremost, the gold must be in the name of the applicant or one of the family members.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Secondly, the applicant should be an Indian citizen.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Thirdly, the age should be in between 18 years to 70 years (at the time of loan maturity).<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Lastly, the bank is not concerned about the employment status of the applicant. Therefore, salaried, self-employed, housewives, students, anyone can demand a Loan against Gold.<\/span><\/li>\n<\/ul>\n<h2><strong>Gold Loan Eligibility Criteria:<\/strong><\/h2>\n<p>Certain conditions are required to be satisfied to avail a loan against gold:<\/p>\n<ul>\n<li>The applicant must have achieved at least 18 years of age.<\/li>\n<li>The individual should have its own gold ornaments or jewellery that can be pledged.<\/li>\n<li><span data-preserver-spaces=\"true\">The gold to be pledged must be 18 carats or above.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">The applicant must have a decent CIBIL score.<\/span><\/li>\n<\/ul>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;table width=&quot;668&quot;&gt;\r\n&lt;tbody&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Age&quot;}&quot;&gt;\r\n&lt;h4&gt;Age&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: left;&quot; width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;18-70 years of age&quot;}&quot;&gt;\r\n&lt;p style=&quot;text-align: center;&quot;&gt;18-70 years of age&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Nationality&quot;}&quot;&gt;\r\n&lt;h4&gt;Nationality&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Indian&quot;}&quot;&gt;Indian&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: left;&quot; width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Employment Status&quot;}&quot;&gt;\r\n&lt;h4 style=&quot;text-align: center;&quot;&gt;Employment Status&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;334&quot;&gt;\r\n&lt;p&gt;Salaried, Self-Employed&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Gold Quality&quot;}&quot;&gt;\r\n&lt;h4&gt;Gold Quality&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td width=&quot;334&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Minimum 18 Carats&quot;}&quot;&gt;\r\n&lt;p style=&quot;text-align: center;&quot;&gt;Minimum 18 Carats&lt;\/p&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;\/tbody&gt;\r\n&lt;\/table&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><table width=\"668\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Age&quot;}\">\r\n<h4>Age<\/h4>\r\n<\/td>\r\n<td style=\"text-align: left;\" width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;18-70 years of age&quot;}\">\r\n<p style=\"text-align: center;\">18-70 years of age<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Nationality&quot;}\">\r\n<h4>Nationality<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Indian&quot;}\">Indian<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: left;\" width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Employment Status&quot;}\">\r\n<h4 style=\"text-align: center;\">Employment Status<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"334\">\r\n<p>Salaried, Self-Employed<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Gold Quality&quot;}\">\r\n<h4>Gold Quality<\/h4>\r\n<\/td>\r\n<td width=\"334\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Minimum 18 Carats&quot;}\">\r\n<p style=\"text-align: center;\">Minimum 18 Carats<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table><\/span><\/p>\n<h2><strong>What are the Documents Required for Gold Loan?<\/strong><\/h2>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;table width=&quot;637&quot;&gt;\r\n&lt;tbody&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;240&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Jasleen Kaur&quot;}&quot;&gt;\r\n&lt;h4&gt;Photographs&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;397&quot;&gt;2 Passport Size&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;240&quot;&gt;\r\n&lt;h4&gt;Identity Proof&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;397&quot;&gt;Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;240&quot;&gt;\r\n&lt;h4&gt;Residence Proof&lt;\/h4&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;397&quot;&gt;Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water\/electricity bills for the last three months can be considered. (Only 1 is required)&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;\/tbody&gt;\r\n&lt;\/table&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><table width=\"637\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"240\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Jasleen Kaur&quot;}\">\r\n<h4>Photographs<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"397\">2 Passport Size<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"240\">\r\n<h4>Identity Proof<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"397\">Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"240\">\r\n<h4>Residence Proof<\/h4>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"397\">Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water\/electricity bills for the last three months can be considered. (Only 1 is required)<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table><\/span><\/p>\n<h2><strong>Does CIBIL Score Matter in Gold Loan?<\/strong><\/h2>\n<p>No, the banks do not verify the CIBIL Score of an individual to approve of a gold loan. Loan Against Gold is a secured loan service; therefore, the bank is not concerned about the repayment account of a person. Because in case the applicant fails to repay the loan, the banks can satisfy the loan amount by the gold ornaments that they have in their possession.<\/p>\n<p><em>Read More:\u00a0<a href=\"https:\/\/www.dialabank.com\/finance-article\/what-is-cibil-score\/\" target=\"_blank\" rel=\"noopener\"><strong>What is CIBIL Score?<\/strong><\/a><\/em><\/p>\n<h2><strong>Why Should One Apply for a Gold Loan?<\/strong><\/h2>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Great Availability<\/span><\/strong><span data-preserver-spaces=\"true\">: Firstly, Loan against gold is a secured loan provider. Consequently, the processing of this loan is brief because the financial institution is broadly concerned with the quality and weight of the gold.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Low Rate of Interest<\/span><\/strong><span data-preserver-spaces=\"true\">: In evaluation to offerings like personal loans, the Loan Against Gold has the minimum interest rate as banks hold safety in opposition to the loan.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Negligible foreclosures prices<\/span><\/strong><span data-preserver-spaces=\"true\">: Generally, banks do now no longer have any prepayment prices; however, a few banks can rate a penalty of simply 1%.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Safety of Ornaments<\/span><\/strong><span data-preserver-spaces=\"true\">: The jewellery is extra secure with the banks because of the strict safety In the banking establishments that are pretty much less at homes.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">No qualification of Credit Score<\/span><\/strong><span data-preserver-spaces=\"true\">: As that is a secured loan, consequently, the applicant does now no longer should fear approximately terrible loan reimbursement history.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Income-evidence not required:\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">The revenue of an applicant isn&#8217;t always a difficulty for availing a Loan Against Gold because it relies<\/span><strong><span data-preserver-spaces=\"true\">\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">upon majorly at the weight and quality of gold to be had with the applicant.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">No loan processing prices<\/span><\/strong><span data-preserver-spaces=\"true\">: Another benefit is that the applicant does now no longer should pay more for this provider because the approval entirely relies upon upon the asset saved as safety.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Flexible tenure:\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">In addition to different advantages, the applicant can select the tenure of the loan consistent with their necessities and needs<\/span><strong><span data-preserver-spaces=\"true\">.<\/span><\/strong><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Only rate of interest:\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">Lastly, the applicant has the choice to pay the primary quantity on the stop of the tenure and simples<\/span><strong><span data-preserver-spaces=\"true\">t<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0the interest each month<\/span><strong><span data-preserver-spaces=\"true\">.<\/span><\/strong><\/li>\n<\/ul>\n<h2><strong>Gold Loan EMI Calculator:<\/strong><\/h2>\n<p>It is essential to know the amount that one has to pay each month to the bank. Therefore, you have a choice to determine the EMI before availing a loan. You can do so very quickly and easily. Just click below and get to identify the amount of the EMI you will have to maintain monthly.<\/p>\n<p>Use the\u00a0<a href=\"https:\/\/www.dialabank.com\/emi-calculator\/\" target=\"_blank\" rel=\"noopener\"><strong>EMI<\/strong>\u00a0<strong>CALCULATOR<\/strong><\/a>\u00a0to calculate your payable EMI Amounts in advance.<\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;table width=&quot;515&quot;&gt;\r\n&lt;tbody&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;103&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;Rate of Interest&quot;}&quot;&gt;\r\n&lt;h5&gt;&lt;strong&gt;Rate of Interest&lt;\/strong&gt;&lt;\/h5&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;103&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;6 months&quot;}&quot;&gt;\r\n&lt;h5&gt;&lt;strong&gt;6 months&lt;\/strong&gt;&lt;\/h5&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;103&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;1 Yr&quot;}&quot;&gt;\r\n&lt;h5&gt;&lt;strong&gt;1 Yr&lt;\/strong&gt;&lt;\/h5&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;103&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;2 Yrs&quot;}&quot;&gt;\r\n&lt;h5&gt;&lt;strong&gt;2 Yrs&lt;\/strong&gt;&lt;\/h5&gt;\r\n&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; width=&quot;103&quot; data-sheets-value=&quot;{&quot;1&quot;:2,&quot;2&quot;:&quot;3 Yrs&quot;}&quot;&gt;\r\n&lt;h5&gt;&lt;strong&gt;3 Yrs&lt;\/strong&gt;&lt;\/h5&gt;\r\n&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.07}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;7.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17008}&quot;&gt;17008&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8652}&quot;&gt;8652&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4477}&quot;&gt;4477&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3088}&quot;&gt;3088&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.08}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;8.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17058}&quot;&gt;17058&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8699}&quot;&gt;8699&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4523}&quot;&gt;4523&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3134}&quot;&gt;3134&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.085}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;8.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17082}&quot;&gt;17082&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8722}&quot;&gt;8722&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4546}&quot;&gt;4546&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3157}&quot;&gt;3157&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.09}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;9.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17107}&quot;&gt;17107&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8745}&quot;&gt;8745&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4568}&quot;&gt;4568&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3180}&quot;&gt;3180&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.095}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;9.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17131}&quot;&gt;17131&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8678}&quot;&gt;8678&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4591}&quot;&gt;4591&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3203}&quot;&gt;3203&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.1}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;10.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17156}&quot;&gt;17156&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8791}&quot;&gt;8791&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4614}&quot;&gt;4614&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3227}&quot;&gt;3227&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.105}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;10.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17181}&quot;&gt;17181&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8815}&quot;&gt;8815&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4637}&quot;&gt;4637&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3250}&quot;&gt;3250&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.11}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;11.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17205}&quot;&gt;17205&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8838}&quot;&gt;8838&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4661}&quot;&gt;4661&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3274}&quot;&gt;3274&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.115}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;11.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17230}&quot;&gt;17230&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8861}&quot;&gt;8861&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4684}&quot;&gt;4684&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3298}&quot;&gt;3298&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.12}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;12.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17254}&quot;&gt;17254&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8885}&quot;&gt;8885&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4707}&quot;&gt;4707&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3321}&quot;&gt;3321&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.125}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;12.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17279}&quot;&gt;17279&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8908}&quot;&gt;8908&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4731}&quot;&gt;4731&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3345}&quot;&gt;3345&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.13}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;13.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17304}&quot;&gt;17304&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8932}&quot;&gt;8932&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4754}&quot;&gt;4754&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3369}&quot;&gt;3369&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.135}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;13.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17329}&quot;&gt;17329&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8955}&quot;&gt;8955&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4778}&quot;&gt;4778&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3393}&quot;&gt;3393&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.14}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;14.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17354}&quot;&gt;17354&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:8979}&quot;&gt;8979&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4801}&quot;&gt;4801&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3418}&quot;&gt;3418&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.145}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;14.50%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17378}&quot;&gt;17378&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:9002}&quot;&gt;9002&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4825}&quot;&gt;4825&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3442}&quot;&gt;3442&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;tr&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:0.15}&quot; data-sheets-numberformat=&quot;{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}&quot;&gt;15.00%&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:17403}&quot;&gt;17403&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:9026}&quot;&gt;9026&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:4845}&quot;&gt;4845&lt;\/td&gt;\r\n&lt;td style=&quot;text-align: center;&quot; data-sheets-value=&quot;{&quot;1&quot;:3,&quot;3&quot;:3466}&quot;&gt;3466&lt;\/td&gt;\r\n&lt;\/tr&gt;\r\n&lt;\/tbody&gt;\r\n&lt;\/table&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><table width=\"515\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"103\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Rate of Interest&quot;}\">\r\n<h5><strong>Rate of Interest<\/strong><\/h5>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"103\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;6 months&quot;}\">\r\n<h5><strong>6 months<\/strong><\/h5>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"103\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;1 Yr&quot;}\">\r\n<h5><strong>1 Yr<\/strong><\/h5>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"103\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;2 Yrs&quot;}\">\r\n<h5><strong>2 Yrs<\/strong><\/h5>\r\n<\/td>\r\n<td style=\"text-align: center;\" width=\"103\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;3 Yrs&quot;}\">\r\n<h5><strong>3 Yrs<\/strong><\/h5>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.07}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">7.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17008}\">17008<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8652}\">8652<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4477}\">4477<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3088}\">3088<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.08}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">8.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17058}\">17058<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8699}\">8699<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4523}\">4523<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3134}\">3134<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.085}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">8.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17082}\">17082<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8722}\">8722<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4546}\">4546<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3157}\">3157<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.09}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">9.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17107}\">17107<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8745}\">8745<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4568}\">4568<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3180}\">3180<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.095}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">9.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17131}\">17131<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8678}\">8678<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4591}\">4591<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3203}\">3203<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.1}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">10.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17156}\">17156<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8791}\">8791<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4614}\">4614<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3227}\">3227<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.105}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">10.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17181}\">17181<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8815}\">8815<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4637}\">4637<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3250}\">3250<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.11}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">11.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17205}\">17205<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8838}\">8838<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4661}\">4661<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3274}\">3274<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.115}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">11.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17230}\">17230<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8861}\">8861<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4684}\">4684<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3298}\">3298<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.12}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">12.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17254}\">17254<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8885}\">8885<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4707}\">4707<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3321}\">3321<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.125}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">12.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17279}\">17279<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8908}\">8908<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4731}\">4731<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3345}\">3345<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.13}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">13.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17304}\">17304<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8932}\">8932<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4754}\">4754<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3369}\">3369<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.135}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">13.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17329}\">17329<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8955}\">8955<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4778}\">4778<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3393}\">3393<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.14}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">14.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17354}\">17354<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:8979}\">8979<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4801}\">4801<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3418}\">3418<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.145}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">14.50%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17378}\">17378<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:9002}\">9002<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4825}\">4825<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3442}\">3442<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.15}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">15.00%<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:17403}\">17403<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:9026}\">9026<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:4845}\">4845<\/td>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:3466}\">3466<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Why Gold Loan Instead of Personal Loan or Business Loan?<\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">Now, anyone who needs immediate finance must be thinking why Loan Against Gold over Personal Loan? Various people in the country have a low credit score or lower repayment capability. Poor repayment capacity of a person may refer to the monthly wage of the person which may be weak from the bank.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">That is, the bank may presume that the person will be unable to pay the loan on time. Lenders usually do not provide\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.dialabank.com\/personal-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong><span data-preserver-spaces=\"true\">Personal Loan<\/span><\/strong><\/a><span data-preserver-spaces=\"true\">\u00a0or<\/span><strong><span data-preserver-spaces=\"true\">\u00a0<\/span><\/strong><a class=\"editor-rtfLink\" href=\"https:\/\/www.dialabank.com\/business-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong><span data-preserver-spaces=\"true\">Business Loan\u00a0<\/span><\/strong><\/a><span data-preserver-spaces=\"true\">in such cases. This is the main reason why Loan Against Gold is the most suitable option for these people. All that the person requires to do is provide simple identity verification and the gold as collateral to the bank. Besides, Gold Loan Interest Rate is considerably less in contrast to other financial services.<\/span><\/p>\n<h2><strong>Why Will Banks Provide a Loan To a Person With Poor Credit?<\/strong><\/h2>\n<p>Banks grants loans against gold to the people with bad payment history. The reason is, in this service, gold is given as collateral to the bank. The women are emotionally connected to gold. This helps the borrower to compensate the loan as quickly as possible.<\/p>\n<p>Hence, the bank is assured that the loan will be repaid on time. In case the customer ever fails to compensate the amount of loan, the bank is not at any loss as the ornaments are seized by the banks to recover the amount of loan.<\/p>\n<h2><strong>FAQs for Gold Loan :<\/strong><\/h2>\n<ul>\n<li>\n<h3><b>What is Gold Loan?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>The gold loan, also known as \u2018Loan Against Gold\u2019 is a type of secured loan that a person can easily avail by retaining their gold ornaments as collateral security with the Bank. Unlike other types of secured loans, like car loans or home loans, a gold loan can be utilised for any objective.<br \/>\n<b><\/b><\/p>\n<ul>\n<li>\n<h3><b>How does\u00a0Gold Loan\u00a0work?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>Loan Against Gold is straightforward to understand as well as simple to avail. The Bank presents you with money against your gold Jewelry. The amount depends upon the gold weight.<br \/>\n<b><\/b><\/p>\n<ul>\n<li>\n<h3><b>How much Gold Loan can I get per gram?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>Depending on the purity of your Gold, banks allows gold loan between Rs. 1880 to Rs. 2700 on per gram of Gold.<br \/>\n<b><\/b><\/p>\n<ul>\n<li>\n<h3><b>How to pay Gold Loan Online?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>You have a choice to pay a gold loan online through online repayment applications.<\/p>\n<p>Read More:\u00a0<a href=\"https:\/\/www.dialabank.com\/gold-loan-article\/repaying-your-gold-loan\/\" target=\"_blank\" rel=\"noopener\">Best Methods of Repaying Gold Loan<\/a><\/p>\n<ul>\n<li>\n<h3><b>Gold Loan is secured or not?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>Yes, Loan Against Gold falls under the category of secured loan because the applicant has to place their gold jewellery into the Bank\u2019s locker as security or as collateral.<br \/>\n<b><\/b><\/p>\n<ul>\n<li>\n<h3><b>How to calculate the Gold Loan interest rate formula?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>The Gold loan interest rate formula depends on a variety of different factors which are; loan amount, loan tenure, quality of gold, terms with the lending bank, and loan to value ratio. Different types of banks calculate the rate of interest differently.<br \/>\n<b><\/b><\/p>\n<ul>\n<li>\n<h3><b>Which bank is best for Gold Loan?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>HDFC Bank is currently offering the best gold loan services in India. Beginning with the low rates of interest, HDFC Bank offers several other conveniences like a personal locker for your gold ornaments, same day disbursement of the loan amount, and the highest LTV ratio to name a few.<br \/>\n<b><\/b><\/p>\n<ul>\n<li>\n<h3><b>What happens if Gold Loan is not paid?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>Not paying your gold loan will end in a reduction in your credit score, making it tough to avail a loan in future and will also make you subject to face legal actions by your bank. These legal actions may involve prosecution under the law, extra charges and fines, confiscation and sale of your gold.<\/p>\n<p>You must always repay the loan on time, and if in case you are unable to do so due to some reason, then you should notify your lender of the same and ask for relief.<\/p>\n<ul>\n<li>\n<h3><b>How to repay the loan against gold?<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>A loan against gold can be easily repaid in the given ways. Regular EMI option in which the EMIs incorporates both the principal and interest amount. You can moreover repay only the interest amount as EMI of your loan, and then the principal amount can be compensated in full at the time of maturity.<\/p>\n<p>Anyone can also make a partial payment of the interest and principal amount as and when they can. Another repayment selection that banks grant is bullet repayment; in this, you have to repay the whole amount, including both the principal and the interest at the end of the loan\u2019s term.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gold Loan Key Features &#8211; Apply Now! Gold Loan Interest Rate 7.10% per annum Gold Loan Per Gram Rate Per Gram Today is \u20b9 5,255 Gold Loan Amount Up to Rs. 1 Crore (With Income Proof) Gold Loan Processing Fee 1.50% of the Principal Loan Amount Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/gold-loan\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Gold Loan<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"full-width","neve_meta_container":"contained","neve_meta_enable_content_width":"off","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/273"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=273"}],"version-history":[{"count":10,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/273\/revisions"}],"predecessor-version":[{"id":4263,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/273\/revisions\/4263"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=273"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}