{"id":288,"date":"2020-07-31T09:53:36","date_gmt":"2020-07-31T09:53:36","guid":{"rendered":"http:\/\/magicloans.in\/?p=288"},"modified":"2020-09-11T12:06:26","modified_gmt":"2020-09-11T12:06:26","slug":"idbi-personal-loan","status":"publish","type":"post","link":"https:\/\/magicloans.in\/idbi-personal-loan\/","title":{"rendered":"IDBI Personal Loan"},"content":{"rendered":"\r\n<style>\r\n    :root {\r\n      --primary: white;\r\n      --material: rgb(224, 58, 16);\r\n    }\r\n\r\n    .frame form#contact .autodata {\r\n      position: relative;\r\n    }\r\n\r\n    .frame form#contact .autodata input {\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult,\r\n    .frame form#contact .autodata ul#companySearchResult {\r\n      border: 1px solid #ddd;\r\n      top: 46px;\r\n      position: absolute;\r\n      width: 100%;\r\n      margin: 0;\r\n      background: #fff;\r\n      overflow-y: auto;\r\n      z-index: 999;\r\n      max-height: 139px;\r\n      padding: 0px 12px 0;\r\n      overflow-x: hidden;\r\n      border-radius: 8px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li,\r\n    .frame form#contact .autodata ul#companySearchResult li {\r\n      list-style-type: none;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li:hover,\r\n    .frame form#contact .autodata ul#companySearchResult li:hover {\r\n      background-color: #aaa !important;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li:nth-of-type(2n),\r\n    .frame form#contact .autodata ul#citySearchResult li:nth-of-type(2n) {\r\n      background: #ccc;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li,\r\n    .frame form#contact .autodata ul#citySearchResult li {\r\n      background: #eee;\r\n      padding: 7px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult,\r\n    .frame form#contact .autodata ul#citySearchResult {\r\n      border: 0px;\r\n      padding: 0px;\r\n    }\r\n\r\n    \/* FORM *\/\r\n\r\n    html,\r\n    body * {\r\n      box-sizing: border-box;\r\n      font-family: 'Open Sans', sans-serif;\r\n    }\r\n\r\n    .frame form#contact h3 {\r\n      text-transform: capitalize;\r\n      font-weight: normal !important;\r\n      color: rgba(255, 255, 255, 0.8) !important;\r\n      font-size: 18px !important;\r\n      margin: 10px 0;\r\n    }\r\n\r\n    .frame {\r\n      background-color: #1a202a;\r\n      width: 80% !important;\r\n      margin: 0 auto 20px;\r\n      border-top: solid 1px rgba(255, 255, 255, .5);\r\n      border-radius: 5px;\r\n      box-shadow: 0px 2px 7px rgba(0, 0, 0, 0.2);\r\n      overflow: hidden;\r\n    }\r\n\r\n    #contact {\r\n      width: 100%;\r\n      font-size: 16px;\r\n      padding: 40px 60px;\r\n      transition: opacity .5s ease, transform .5s ease;\r\n      display: flex;\r\n      flex-direction: column;\r\n    }\r\n\r\n    .frame form#contact .multi-inputs {\r\n      display: flex;\r\n      gap: 20px;\r\n    }\r\n\r\n    .frame form#contact .group {\r\n      position: relative;\r\n      margin: 12px 0;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact textarea {\r\n      resize: none;\r\n    }\r\n\r\n    .frame form#contact input,\r\n    .frame form#contact textarea {\r\n      background: none;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 18px;\r\n      padding: 10px 10px 10px 5px !important;\r\n      display: block;\r\n      width: 100%;\r\n      border-radius: 0;\r\n      border: none !important;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: 0.25s;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n    }\r\n\r\n    .frame form#contact input:focus,\r\n    .frame form#contact textarea:focus,\r\n    .frame form#contact input:valid,\r\n    .frame form#contact textarea:valid {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    .frame form#contact input:focus~label,\r\n    .frame form#contact input:valid~label,\r\n    .frame form#contact textarea:focus~label,\r\n    .frame form#contact textarea:valid~label {\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .frame form#contact input:focus~.bar:before,\r\n    .frame form#contact textarea:focus~.bar:before,\r\n    .frame form#contact input:valid~.bar:before,\r\n    .frame form#contact textarea:valid~.bar:before {\r\n      width: 100%;\r\n    }\r\n\r\n    input[type=password] {\r\n      letter-spacing: 0.3em;\r\n    }\r\n\r\n    .frame form#contact label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 16px;\r\n      font-weight: normal;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    .frame form#contact .bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .bar:before {\r\n      content: \"\";\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 0px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 300ms ease all;\r\n      left: 0%;\r\n    }\r\n\r\n    .frame form#contact .btn {\r\n      background: #fff;\r\n      color: #959595;\r\n      border: none;\r\n      padding: 10px 20px !important;\r\n      border-radius: 3px !important;\r\n      letter-spacing: 0.06em;\r\n      text-transform: uppercase;\r\n      text-decoration: none;\r\n      outline: none;\r\n      box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12), 0 1px 2px rgba(0, 0, 0, 0.24);\r\n      transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);\r\n    }\r\n\r\n    .frame form#contact .btn:hover {\r\n      color: #8b8b8b;\r\n      box-shadow: 0 7px 14px rgba(0, 0, 0, 0.18), 0 5px 5px rgba(0, 0, 0, 0.12);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit {\r\n      width: 200px;\r\n      background: var(--material);\r\n      color: white;\r\n      margin-top: 10px;\r\n      cursor: pointer;\r\n      align-self: flex-end;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit:hover {\r\n      background: rgb(222 85 51);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel {\r\n      background: #eee;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel:hover {\r\n      background: #e1e1e1;\r\n      color: #8b8b8b;\r\n    }\r\n\r\n    .frame form#contact .select {\r\n      font-family: 'Roboto', 'Helvetica', 'Arial', sans-serif;\r\n      position: relative;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-text {\r\n      position: relative;\r\n      width: 100%;\r\n      padding: 10px 10px 10px 5px !important;\r\n      font-size: 18px;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: all 300ms;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: 300;\r\n      height: auto!important;\r\n    }\r\n\r\n    .frame form#contact .select-text option {\r\n      color: #333;\r\n    }\r\n\r\n    \/* Remove focus *\/\r\n    .frame form#contact .select-text:focus {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n      border-bottom-color: #aaa;\r\n    }\r\n\r\n    \/* Use custom arrow *\/\r\n    .frame form#contact .select .select-text {\r\n      appearance: none;\r\n      -webkit-appearance: none\r\n    }\r\n\r\n    .frame form#contact .select:after {\r\n      position: absolute;\r\n      top: 18px;\r\n      right: 10px;\r\n      \/* Styling the down arrow *\/\r\n      width: 0;\r\n      height: 0;\r\n      padding: 0;\r\n      content: '';\r\n      border-left: 6px solid transparent;\r\n      border-right: 6px solid transparent;\r\n      border-top: 6px solid rgba(0, 0, 0, 0.12);\r\n      pointer-events: none;\r\n    }\r\n\r\n\r\n    \/* LABEL ======================================= *\/\r\n    .frame form#contact .select-label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: normal;\r\n      font-size: 16px;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-label,\r\n    .frame form#contact .select-text:valid~.select-label {\r\n      color: var(--primary);\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n    }\r\n\r\n    .frame form#contact .select-text:focus,\r\n    .frame form#contact .select-text:valid {\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    \/* BOTTOM BARS ================================= *\/\r\n    .frame form#contact .select-bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before,\r\n    .frame form#contact .select-bar:after {\r\n      content: '';\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 1px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 0.2s ease all;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before {\r\n      left: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:after {\r\n      right: 50%;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-bar:before,\r\n    .frame form#contact .select-text:focus~.select-bar:after,\r\n    .frame form#contact .select-text:valid~.select-bar:before,\r\n    .frame form#contact .select-text:valid~.select-bar:after {\r\n      width: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-highlight {\r\n      position: absolute;\r\n      height: 60%;\r\n      width: 100px;\r\n      top: 25%;\r\n      left: 0;\r\n      pointer-events: none;\r\n      opacity: 0.5;\r\n    }\r\n\r\n    @media (min-width:0px) and (max-width:567px) {\r\n      .frame {\r\n        width: 96% !important;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li {\r\n        font-size: 16px;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li,\r\n      .frame form#contact .autodata ul#citySearchResult li {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .frame form#contact div.multi-inputs {\r\n        flex-direction: column;\r\n        gap: 0;\r\n      }\r\n\r\n      #contact {\r\n        padding: 10px 15px !important;\r\n        transition: opacity .5s ease, transform .5s ease;\r\n        display: flex;\r\n        flex-direction: column;\r\n      }\r\n\r\n      .frame form#contact .group {\r\n        margin: 10px 0 !important;\r\n      }\r\n\r\n      .frame form#contact .btn.btn-submit {\r\n        align-self: center !important;\r\n        width: 100% !important;\r\n      }\r\n\r\n    }\r\n  <\/style>\r\n<div class=\"container\">\r\n        <div class=\"frame\">\r\n            <div>\r\n                <form id=\"contact\" action=\"https:\/\/crm.zoho.com\/crm\/WebForm\" name=\"WebForm778470000052139388\"\r\n                    method=\"POST\" onsubmit=\"javascript:document.charset='UTF-8'; return checkMandatory()\"\r\n                    accept-charset=\"UTF-8\">\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xnQsjsdp\"\r\n                        value=\"d6defc94b02bcb3bf52a5c3ad2e81b3508d60e51952b815de4dc225022111d15\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xmIwtLD\"\r\n                        value=\"dd6f9e66bc53a4c26ad52253ec8ca252d4279e5578b26d3a478f880bea1a9dd6\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"actionType\" value=\"Q3VzdG9tTW9kdWxlNA==\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"returnURL\"\r\n                        value=\"http:\/\/www.magicloans.in\/thank-you\/\">\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input class=\"form-styling\" id=\"NAME\" name=\"NAME\" type=\"text\" tabindex=\"1\" minlength=\"3\"  autofocus required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Full name<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF5\" name=\"COBJ4CF5\" class=\"form-styling\" type=\"tel\" tabindex=\"2\"\r\n                                minlength=\"10\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Mobile number<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"Email\" name=\"Email\" class=\"form-styling\" type=\"email\" tabindex=\"3\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Email<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input type=\"text\" id=\"COBJ4CF130\" name=\"COBJ4CF130\" required tabindex=\"4\"\r\n                                    class=\"form-styling\" autocomplete=\"nope\">\r\n\r\n                                <ul id=\"citySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\"><\/span>\r\n                                <span class=\"bar\"><\/span>\r\n                                <label>City<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF51\" name=\"COBJ4CF51\" class=\"form-styling\" type=\"number\" tabindex=\"5\"\r\n                                minlength=\"5\" required=\"\">\r\n                            <span class=\"highlight\"><\/span>\r\n                            <span class=\"bar\"><\/span>\r\n                            <label>Net Monthly Income<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"occupation\" name=\"COBJ4CF11\" tabindex=\"6\" required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"Salaried\">Salaried<\/option>\r\n                                    <option value=\"Self Employed\">Self Employed<\/option>\r\n                                    <option value=\"Self Emp Professional\">Self Employed Professional<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Occupation Type<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input id=\"COBJ4CF12\" name=\"COBJ4CF12\" type=\"text\" tabindex=\"7\" required=\"\"\r\n                                    class=\"form-styling\" autocomplete=\"off\">\r\n\r\n                                <ul id=\"companySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\">\r\n                                <\/span><span class=\"bar\"><\/span>\r\n                                <label>Company name<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"salary-account\" name=\"COBJ4CF43\" tabindex=\"8\"\r\n                                    required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"HDFC\">HDFC<\/option>\r\n                                    <option value=\"Yes Bank\">Yes Bank<\/option>\r\n                                    <option value=\"ICICI\">ICICI<\/option>\r\n                                    <option value=\"AXIS\">Axis<\/option>\r\n                                    <option value=\"Cash\">Cash Salary<\/option>\r\n                                    <option value=\"By Cheque\">By Cheque<\/option>\r\n                                    <option value=\"Others\">Other Bank<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Salary Bank Account<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <button type=\"submit\" class=\"btn btn-submit\">Apply now<\/button>\r\n                    <input type=\"hidden\" id=\"COBJ4CF3\" name=\"COBJ4CF3\" value=\"Web Lead\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF10\" name=\"COBJ4CF10\" value=\"MagicLoans\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF1\" name=\"COBJ4CF1\" value=\"Fresh\">\r\n                    <input type=\"hidden\" name=\"zc_gad\" id=\"zc_gad\" value=\"\">\r\n                <\/form>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <script>\r\n        var mndFileds = new Array('NAME', 'COBJ4CF5', 'COBJ4CF51', 'Email', 'COBJ4CF130', 'COBJ4CF11', 'COBJ4CF43', 'COBJ4CF12');\r\n        var fldLangVal = new Array('Full Name (as on PAN card)', 'Mobile Number', 'Net Monthly Income', 'Email', 'City Name', 'Occupation', 'Salary Account in', 'Your Company\u2019s Name');\r\n        var name = '';\r\n        var email = '';\r\n    \r\n        function checkMandatory() {\r\n          for (i = 0; i < mndFileds.length; i++) {\r\n            var fieldObj = document.forms['WebForm778470000052139388'][mndFileds[i]];\r\n            if (fieldObj) {\r\n              if (((fieldObj.value).replace(\/^s+|s+$\/g, '')).length == 0) {\r\n                if (fieldObj.type == 'file') {\r\n                  alert('Please select a file to upload.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n                alert(fldLangVal[i] + ' cannot be empty.');\r\n                fieldObj.focus();\r\n                return false;\r\n              } else if (fieldObj.nodeName == 'SELECT') {\r\n                if (fieldObj.options[fieldObj.selectedIndex].value == '-None-') {\r\n                  alert(fldLangVal[i] + ' cannot be none.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              } else if (fieldObj.type == 'checkbox') {\r\n                if (fieldObj.checked == false) {\r\n                  alert('Please accept  ' + fldLangVal[i]);\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              }\r\n              try {\r\n                if (fieldObj.name == 'Last Name') {\r\n                  name = fieldObj.value;\r\n                }\r\n              } catch (e) { }\r\n            }\r\n          }\r\n        }\r\n      <\/script>\r\n\r\n\r\n<h2><span style=\"color: #eb4e1c;\">IDBI Personal Loan Features<\/span><\/h2>\r\n<table style=\"height: 364px;\" width=\"806\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\" width=\"263\"><strong><span style=\"color: #eb4e1c;\">Eligibility Criteria<\/span><\/strong><\/td>\r\n<td style=\"text-align: center;\" width=\"221\" data-sheets-value=\"{'1':2,'2':'Interest Rate'}\"><strong>Details<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'HDFC Bank personal Loan'}\"><strong><span style=\"color: #eb4e1c;\">IDBI Personal Loan Interest Rate<\/span><\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>9.75% p.a.<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Axis Bank personal Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Lowest EMI per lakh<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>Rs 2112<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'ICICI Bank personalLoan'}\"><span style=\"color: #eb4e1c;\"><strong>Tenure<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>12 to 60 months<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'SBI Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>IDBI Personal Loan Processing Fee<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>1% to 2% of Loan Amount<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Kotak personal Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Prepayment Charges<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>Allowed after 12 Months (2 \u2013 4 %)<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'IIFL Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Part Payment Charges<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>Allowed after 12 Months (2 \u2013 4 %)\u00a0<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Muthoot Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Min Loan Amt<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>\u20b9 50,000<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Manappauram Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Max Loan Amt<\/strong><\/span><\/td>\r\n<td style=\"text-align: center;\"><strong>\u20b9 75 Lakh<\/strong><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p>&nbsp;<\/p>\r\n\r\n<h3 class=\"wp-block-heading\">What is Personal Loan?<\/h3>\r\n\r\n\r\n\r\n<p>Personal Loan refers to that type of Loan which helps you meet your current financial needs. In this, applicant does not need to pledge any of his belonging or the security to the bank. Your lender provides you personal loan with the flexibility to use the funds as per the requirements. Avail the best IDBI Personal Loan on Lowest Interest Rates via <a href=\"https:\/\/magicloans.in\">magicloans.in<\/a><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">How much Interest Rate you will get?<\/h3>\r\n\r\n\r\n\r\n<p>There is an attractive rate of interest on personal loan at IDBI. IDBI Personal Loan interest may vary at 13.99% to 18.00%, and the tenure can range from 12 months to 60 months. Charges of Foreclosure charges are 3% of principal outstanding. Pre-payment charges are 3% of the amount prepaid.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Documents Required for IDBI Personal Loan:<\/h3>\r\n\r\n\r\n\r\n<p>To apply for IDBI Personal Loan, you need to submit the following documents:<\/p>\r\n\r\n\r\n\r\n<ol>\r\n<li>First of all, Identity proof is required, i.e., Aadhar card, Voter ID, and Driving license.<\/li>\r\n<li>Then, the applicant should submit his\/her last three months\u2019 salary slips.<\/li>\r\n<li>After that, the applicant has to provide his\/her previous three months bank account statements of his account.<\/li>\r\n<li>Lastly, applicant needs two passport sized photographs.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">What\u00a0IDBI offers you?<\/h3>\r\n\r\n\r\n\r\n<ol>\r\n<li>First of all, super-fast approvals of up to Rs. 20 lacs on your salaried personal loan through our online facility.<\/li>\r\n<li>Secondly, no need to move from bank to bank, we provide you with complete online solutions.<\/li>\r\n<li>Lastly, just log onto our online section, fill a simple form and in just 90 seconds get an approval for your application.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Online Account Access:<\/h3>\r\n\r\n\r\n\r\n<p>Just log in with your loan account number and access whatever information you want about your loan. And get all information about your loan like:<\/p>\r\n\r\n\r\n\r\n<ol>\r\n<li>Repayment track<\/li>\r\n<li>Interest certificate<\/li>\r\n<li>Payment schedule etc. through our digital customer portal.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\" style=\"text-align: left;\">IDBI Personal Loan Eligibility:<\/h3>\r\n<h4 class=\"style3\" style=\"text-align: left;\" align=\"center\"><span style=\"color: #eb4e1c;\"><strong><span class=\"style12\">For Salaried Individuals<\/span><\/strong><\/span><\/h4>\r\n<table class=\" alignleft\" width=\"811\">\r\n<thead>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">Criteria*<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">Salaried<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">Age<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">22 years \u2013 65 years.<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\u00a0<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai &amp; Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune &amp; Kolkata; For Others Rs. 12,000)<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">Total years in job\/profession<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">2 Years<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">Years in current residence<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\">1 Year (One Day if in a Super A Company)<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/thead>\r\n<\/table>\r\n<p style=\"text-align: left;\" align=\"center\"><strong><span class=\"style12\" style=\"color: #ff6600;\">For Self Employed Individuals<\/span><\/strong><\/p>\r\n<table class=\" alignleft\" width=\"811\">\r\n<thead>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"center\">Criteria*<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"center\">Self Employed<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Age<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">23 years (self-employed individuals) and 25 years (for doctors); Maximum age \u2013 65 years<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Minimum Turnover<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Minimum Profit After Tax<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Rs. 2 lac for Proprietorship Firm\/Self-employed Individuals and Rs. 1 lac for non-professionals as per audited financials<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Business Stability<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">In current business for at least 5 years and a minimum of 3 years for doctors<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Existing relationship with the bank<\/p>\r\n<\/td>\r\n<td class=\"style1 style11 style14\">\r\n<p style=\"text-align: center;\" align=\"left\">Minimum 1-year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/thead>\r\n<\/table>\r\n<p>&nbsp;<\/p>\r\n<h3>What are the benefits of taking Personal Loan from IDBI?<\/h3>\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n<ol>\r\n<li>First of all, it is straightforward to apply. You will get Personal Loan login within 2 minutes.<\/li>\r\n<li>After that, it is easily accessible. You can get IDBI Personal Loan status all over India.<\/li>\r\n<li>Besides that, if you are eligible your Loan gets approved on the same day.<\/li>\r\n<li>After the approval of Personal Loan, you have to submit some documents, and your Loan gets disbursed very quickly.<\/li>\r\n<li>The IDBI Personal Loan interest rates are quite low and affordable.<\/li>\r\n<li>One more important thing is that the personal Loan is an unsecured loan, so there is no need for any security, or assets Bank does not ask you for any property to keep as security.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">How to Apply for IDBI Personal Loan?<\/h3>\r\n\r\n\r\n\r\n<ol>\r\n<li>First of all, visit <a href=\"https:\/\/www.magicloans.in\/\">magicloans.in<\/a><\/li>\r\n<li>Next, go to <a href=\"https:\/\/www.magicloans.in\/personal-loan\/\">Personal Loan<\/a> page<\/li>\r\n<li>Then, fill the form of personal loan.<\/li>\r\n<li>After that, you will get a call from our Relationship Manager who will guide you to disburse your loan.<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<!-- Shortcode [pl-banks-cities] does not exist -->\r\n","protected":false},"excerpt":{"rendered":"<p>IDBI Personal Loan Features Eligibility Criteria Details IDBI Personal Loan Interest Rate 9.75% p.a. Lowest EMI per lakh Rs 2112 Tenure 12 to 60 months IDBI Personal Loan Processing Fee 1% to 2% of Loan Amount Prepayment Charges Allowed after 12 Months (2 \u2013 4 %) Part Payment Charges Allowed after 12 Months (2 \u2013&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/idbi-personal-loan\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">IDBI Personal Loan<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/288"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=288"}],"version-history":[{"count":3,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/288\/revisions"}],"predecessor-version":[{"id":3533,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/288\/revisions\/3533"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=288"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=288"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}