{"id":2947,"date":"2020-07-31T09:55:40","date_gmt":"2020-07-31T09:55:40","guid":{"rendered":"http:\/\/magicloans.in\/?p=2947"},"modified":"2020-07-31T09:55:40","modified_gmt":"2020-07-31T09:55:40","slug":"personal-loan-chandanagar","status":"publish","type":"post","link":"https:\/\/magicloans.in\/personal-loan-chandanagar\/","title":{"rendered":"Personal Loan Chandanagar"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">What is Personal Loan?<\/h3>\n\n\n\n<p>A personal loan is an unsecured loan which helps you to meet your current financial crises. You don&#8217;t need to pledge any security or collateral while applying for a personal loan and the financial institution provides you with the flexibility to use the funds as per your need. Apply Online for the best Personal Loan in Chandanagar via <a href=\"https:\/\/magicloans.in\">magicloans.in<\/a> and get instant approval.<\/p>\n\n\n\n<p><strong><em>Read more about <\/em><\/strong><em><a href=\"https:\/\/www.magicloans.in\/personal-loan-hyderabad\/\">Personal Loan in\nHyderabad<\/a><\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is the minimum Interest Rate of Personal Loan in Chandanagar?<\/h3>\n\n\n\n<p>Many NBFCs and banks provide personal loans at different\nrates. Generally, personal loans are offered at 10.75% annually. The interest\nrate varies according to the customer\u2019s need as higher the loan amount lesser\nwill be the interest rates.<\/p>\n\n\n\n<p><strong><em>More About:&nbsp;<\/em><\/strong><a href=\"http:\/\/www.magicloans.in\/personal-loan-interest-rates\/\"><em>Interest Rates on Personal Loan<\/em><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is the Eligibility Criteria for Personal Loan?<\/h3>\n\n\n\n<p>Both Self-employed and Salaried applicants can avail a\npersonal loan, but the criterion is different for both applicants.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">For Salaried:<\/h4>\n\n\n\n<ul><li>Firstly, the borrower should be an Indian\ncitizen.<\/li><li>Secondly, the applicant\u2019s age should be at least\n21 years.<\/li><li>Next, the applicant\u2019s age should not be above 60\nyears.<\/li><li>After that, the borrower should be working in a\ncompany from the last three months.<\/li><li>Lastly, minimum salary of the customer should be\nRs 18,000 per month.<\/li><li>Also, the person needs to have a minimum CIBIL\nScore of 700.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">For Self-Employed:<\/h4>\n\n\n\n<ul><li>Firstly, the borrower should be an Indian\ncitizen.<\/li><li>Secondly, the applicant\u2019s age should be at least\n25 years.<\/li><li>Next, the applicant\u2019s age should not be above 65\nyears.<\/li><li>After that, the person should be carrying\nhis\/her business for at least three years.<\/li><li>Next, the customer should be filing his\/her\nIncome Tax Returns at least for three years with a minimum amount of Rs. 2.5\nlakhs.<\/li><li>Also, the person needs to have a minimum CIBIL\nScore of 700.<\/li><\/ul>\n\n\n\n<p><strong><em>To know more about:&nbsp;<\/em><\/strong><a href=\"http:\/\/magicloans.in\/personal-loan-eligibility\/\"><em>Personal<\/em><\/a><a href=\"http:\/\/magicloans.in\/personal-loan-eligibility\/\"><em>&nbsp;Loa<\/em><\/a><a href=\"http:\/\/magicloans.in\/personal-loan-eligibility\/\"><em>n<\/em><\/a><a href=\"http:\/\/magicloans.in\/personal-loan-eligibility\/\"><em>&nbsp;Eligibility<\/em><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Foreclosure Charges of Personal Loan<\/h3>\n\n\n\n<p>A foreclosure facility is available for the applicant if\nhe\/she wants to close the loan before the date of tenure. The banks charge a\nvery nominal amount as foreclosure charges.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are the Documents Required for Personal Loan in Chandanagar?<\/h3>\n\n\n\n<p>The borrower doesn\u2019t require too many documents for availing\na personal loan. Some necessary documents are needed, and they are mentioned\nbelow:-<\/p>\n\n\n\n<ul><li><strong>Identity\nProof<\/strong> \u2013 An Aadhaar card\/ Passport\/ PAN card\/ Ration card\/ Voter card.<\/li><li><strong>Residence\nProof<\/strong> \u2013 Aadhaar card\/ Ration card\/ Voter card\/ PAN card\/ Passport \/ rent\nagreement on the name of the applicant\/ Utility bills on the name of applicant.<\/li><li>A salaried person should have salary slips of at\nleast last three months.<\/li><li>A self-employed person should have Income Tax\nReturns of at least last three years.<\/li><li>Two latest passport size coloured photographs.<\/li><\/ul>\n\n\n\n<p><strong><em>To Know more about:&nbsp;<\/em><\/strong><a href=\"http:\/\/www.magicloans.in\/personal-loan-documentation\/\"><em>Documents Required for Personal Loan<\/em><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to Apply Online for Personal Loan in Chandanagar?<\/h3>\n\n\n\n<ul><li>First of all, you have to visit our website,\ni.e., <a href=\"https:\/\/magicloans.in\/\">www.magicloans.in<\/a><\/li><li>Secondly, you should fill your details on the\nform.<\/li><li>Once you are done with formalities, all you need\nto do is just relax. Our relationship manager will contact you.<\/li><li>After that, our relationship manager will select\nthe best loan scheme for you.<\/li><li>At last, once you have decided from which bank\nyou want to avail the loan, our relationship manager will help you to get your\nloan disbursed.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What Benefits you will get in Chandanagar?<\/h3>\n\n\n\n<ul><li>First of all, the applicant doesn\u2019t have to pledge any security.<\/li><li>Secondly, the process is speedy.<\/li><li>Next, it requires minimum documentation.<\/li><li>A personal loan gets quickly approved.<\/li><li>After that, the customer doesn\u2019t need any guarantor.<\/li><li>Besides all these, the loan disbursal is very quick.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">About Chandanagar<\/h3>\n\n\n\n<p>Chandanagar is a city in Ranga Reddy district, of Hyderabad Telangana, India. It falls under Moinabad mandal.<\/p>\n\n\n\n<!-- Shortcode [pl-banks-cities] does not exist -->\n","protected":false},"excerpt":{"rendered":"<p>What is Personal Loan? A personal loan is an unsecured loan which helps you to meet your current financial crises. You don&#8217;t need to pledge any security or collateral while applying for a personal loan and the financial institution provides you with the flexibility to use the funds as per your need. Apply Online for&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/personal-loan-chandanagar\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Personal Loan Chandanagar<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/2947"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=2947"}],"version-history":[{"count":0,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/2947\/revisions"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=2947"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=2947"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=2947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}