{"id":39,"date":"2020-07-31T09:53:29","date_gmt":"2020-07-31T09:53:29","guid":{"rendered":"http:\/\/magicloans.in\/?p=39"},"modified":"2021-10-13T13:56:11","modified_gmt":"2021-10-13T13:56:11","slug":"personal-loan","status":"publish","type":"post","link":"https:\/\/magicloans.in\/personal-loan\/","title":{"rendered":"Personal Loan"},"content":{"rendered":"<p><span style=\"color: #000000;\"><style>\r\n    :root {\r\n      --primary: white;\r\n      --material: rgb(224, 58, 16);\r\n    }\r\n\r\n    .frame form#contact .autodata {\r\n      position: relative;\r\n    }\r\n\r\n    .frame form#contact .autodata input {\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult,\r\n    .frame form#contact .autodata ul#companySearchResult {\r\n      border: 1px solid #ddd;\r\n      top: 46px;\r\n      position: absolute;\r\n      width: 100%;\r\n      margin: 0;\r\n      background: #fff;\r\n      overflow-y: auto;\r\n      z-index: 999;\r\n      max-height: 139px;\r\n      padding: 0px 12px 0;\r\n      overflow-x: hidden;\r\n      border-radius: 8px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li,\r\n    .frame form#contact .autodata ul#companySearchResult li {\r\n      list-style-type: none;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#citySearchResult li:hover,\r\n    .frame form#contact .autodata ul#companySearchResult li:hover {\r\n      background-color: #aaa !important;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li:nth-of-type(2n),\r\n    .frame form#contact .autodata ul#citySearchResult li:nth-of-type(2n) {\r\n      background: #ccc;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult li,\r\n    .frame form#contact .autodata ul#citySearchResult li {\r\n      background: #eee;\r\n      padding: 7px;\r\n    }\r\n\r\n    .frame form#contact .autodata ul#companySearchResult,\r\n    .frame form#contact .autodata ul#citySearchResult {\r\n      border: 0px;\r\n      padding: 0px;\r\n    }\r\n\r\n    \/* FORM *\/\r\n\r\n    html,\r\n    body * {\r\n      box-sizing: border-box;\r\n      font-family: 'Open Sans', sans-serif;\r\n    }\r\n\r\n    .frame form#contact h3 {\r\n      text-transform: capitalize;\r\n      font-weight: normal !important;\r\n      color: rgba(255, 255, 255, 0.8) !important;\r\n      font-size: 18px !important;\r\n      margin: 10px 0;\r\n    }\r\n\r\n    .frame {\r\n      background-color: #1a202a;\r\n      width: 80% !important;\r\n      margin: 0 auto 20px;\r\n      border-top: solid 1px rgba(255, 255, 255, .5);\r\n      border-radius: 5px;\r\n      box-shadow: 0px 2px 7px rgba(0, 0, 0, 0.2);\r\n      overflow: hidden;\r\n    }\r\n\r\n    #contact {\r\n      width: 100%;\r\n      font-size: 16px;\r\n      padding: 40px 60px;\r\n      transition: opacity .5s ease, transform .5s ease;\r\n      display: flex;\r\n      flex-direction: column;\r\n    }\r\n\r\n    .frame form#contact .multi-inputs {\r\n      display: flex;\r\n      gap: 20px;\r\n    }\r\n\r\n    .frame form#contact .group {\r\n      position: relative;\r\n      margin: 12px 0;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact textarea {\r\n      resize: none;\r\n    }\r\n\r\n    .frame form#contact input,\r\n    .frame form#contact textarea {\r\n      background: none;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 18px;\r\n      padding: 10px 10px 10px 5px !important;\r\n      display: block;\r\n      width: 100%;\r\n      border-radius: 0;\r\n      border: none !important;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: 0.25s;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n    }\r\n\r\n    .frame form#contact input:focus,\r\n    .frame form#contact textarea:focus,\r\n    .frame form#contact input:valid,\r\n    .frame form#contact textarea:valid {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    .frame form#contact input:focus~label,\r\n    .frame form#contact input:valid~label,\r\n    .frame form#contact textarea:focus~label,\r\n    .frame form#contact textarea:valid~label {\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .frame form#contact input:focus~.bar:before,\r\n    .frame form#contact textarea:focus~.bar:before,\r\n    .frame form#contact input:valid~.bar:before,\r\n    .frame form#contact textarea:valid~.bar:before {\r\n      width: 100%;\r\n    }\r\n\r\n    input[type=password] {\r\n      letter-spacing: 0.3em;\r\n    }\r\n\r\n    .frame form#contact label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-size: 16px;\r\n      font-weight: normal;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    .frame form#contact .bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .bar:before {\r\n      content: \"\";\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 0px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 300ms ease all;\r\n      left: 0%;\r\n    }\r\n\r\n    .frame form#contact .btn {\r\n      background: #fff;\r\n      color: #959595;\r\n      border: none;\r\n      padding: 10px 20px !important;\r\n      border-radius: 3px !important;\r\n      letter-spacing: 0.06em;\r\n      text-transform: uppercase;\r\n      text-decoration: none;\r\n      outline: none;\r\n      box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12), 0 1px 2px rgba(0, 0, 0, 0.24);\r\n      transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);\r\n    }\r\n\r\n    .frame form#contact .btn:hover {\r\n      color: #8b8b8b;\r\n      box-shadow: 0 7px 14px rgba(0, 0, 0, 0.18), 0 5px 5px rgba(0, 0, 0, 0.12);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit {\r\n      width: 200px;\r\n      background: var(--material);\r\n      color: white;\r\n      margin-top: 10px;\r\n      cursor: pointer;\r\n      align-self: flex-end;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-submit:hover {\r\n      background: rgb(222 85 51);\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel {\r\n      background: #eee;\r\n    }\r\n\r\n    .frame form#contact .btn.btn-cancel:hover {\r\n      background: #e1e1e1;\r\n      color: #8b8b8b;\r\n    }\r\n\r\n    .frame form#contact .select {\r\n      font-family: 'Roboto', 'Helvetica', 'Arial', sans-serif;\r\n      position: relative;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-text {\r\n      position: relative;\r\n      width: 100%;\r\n      padding: 10px 10px 10px 5px !important;\r\n      font-size: 18px;\r\n      border: 1px solid #aaa !important;\r\n      background-color: transparent;\r\n      transition: all 300ms;\r\n      border-radius: 2px;\r\n      margin-bottom: 0 !important;\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: 300;\r\n      height: auto!important;\r\n    }\r\n\r\n    .frame form#contact .select-text option {\r\n      color: #333;\r\n    }\r\n\r\n    \/* Remove focus *\/\r\n    .frame form#contact .select-text:focus {\r\n      outline: none;\r\n      border-color: transparent !important;\r\n      border-bottom-color: #aaa;\r\n    }\r\n\r\n    \/* Use custom arrow *\/\r\n    .frame form#contact .select .select-text {\r\n      appearance: none;\r\n      -webkit-appearance: none\r\n    }\r\n\r\n    .frame form#contact .select:after {\r\n      position: absolute;\r\n      top: 18px;\r\n      right: 10px;\r\n      \/* Styling the down arrow *\/\r\n      width: 0;\r\n      height: 0;\r\n      padding: 0;\r\n      content: '';\r\n      border-left: 6px solid transparent;\r\n      border-right: 6px solid transparent;\r\n      border-top: 6px solid rgba(0, 0, 0, 0.12);\r\n      pointer-events: none;\r\n    }\r\n\r\n\r\n    \/* LABEL ======================================= *\/\r\n    .frame form#contact .select-label {\r\n      color: rgba(255, 255, 255, 0.8);\r\n      font-weight: normal;\r\n      font-size: 16px;\r\n      position: absolute;\r\n      pointer-events: none;\r\n      left: 15px;\r\n      top: 10px;\r\n      transition: 300ms ease all;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-label,\r\n    .frame form#contact .select-text:valid~.select-label {\r\n      color: var(--primary);\r\n      top: -14px;\r\n      left: 5px;\r\n      font-size: 12px;\r\n    }\r\n\r\n    .frame form#contact .select-text:focus,\r\n    .frame form#contact .select-text:valid {\r\n      border-color: transparent !important;\r\n    }\r\n\r\n    \/* BOTTOM BARS ================================= *\/\r\n    .frame form#contact .select-bar {\r\n      position: relative;\r\n      display: block;\r\n      width: 100%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before,\r\n    .frame form#contact .select-bar:after {\r\n      content: '';\r\n      height: 2px;\r\n      width: 0;\r\n      bottom: 1px;\r\n      position: absolute;\r\n      background: var(--primary);\r\n      transition: 0.2s ease all;\r\n    }\r\n\r\n    .frame form#contact .select-bar:before {\r\n      left: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-bar:after {\r\n      right: 50%;\r\n    }\r\n\r\n    \/* active state *\/\r\n    .frame form#contact .select-text:focus~.select-bar:before,\r\n    .frame form#contact .select-text:focus~.select-bar:after,\r\n    .frame form#contact .select-text:valid~.select-bar:before,\r\n    .frame form#contact .select-text:valid~.select-bar:after {\r\n      width: 50%;\r\n    }\r\n\r\n    .frame form#contact .select-highlight {\r\n      position: absolute;\r\n      height: 60%;\r\n      width: 100px;\r\n      top: 25%;\r\n      left: 0;\r\n      pointer-events: none;\r\n      opacity: 0.5;\r\n    }\r\n\r\n    @media (min-width:0px) and (max-width:567px) {\r\n      .frame {\r\n        width: 96% !important;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li {\r\n        font-size: 16px;\r\n      }\r\n\r\n      .frame form#contact .autodata ul#companySearchResult li,\r\n      .frame form#contact .autodata ul#citySearchResult li {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .frame form#contact div.multi-inputs {\r\n        flex-direction: column;\r\n        gap: 0;\r\n      }\r\n\r\n      #contact {\r\n        padding: 10px 15px !important;\r\n        transition: opacity .5s ease, transform .5s ease;\r\n        display: flex;\r\n        flex-direction: column;\r\n      }\r\n\r\n      .frame form#contact .group {\r\n        margin: 10px 0 !important;\r\n      }\r\n\r\n      .frame form#contact .btn.btn-submit {\r\n        align-self: center !important;\r\n        width: 100% !important;\r\n      }\r\n\r\n    }\r\n  <\/style>\r\n<div class=\"container\">\r\n        <div class=\"frame\">\r\n            <div>\r\n                <form id=\"contact\" action=\"https:\/\/crm.zoho.com\/crm\/WebForm\" name=\"WebForm778470000052139388\"\r\n                    method=\"POST\" onsubmit=\"javascript:document.charset='UTF-8'; return checkMandatory()\"\r\n                    accept-charset=\"UTF-8\">\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xnQsjsdp\"\r\n                        value=\"d6defc94b02bcb3bf52a5c3ad2e81b3508d60e51952b815de4dc225022111d15\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"xmIwtLD\"\r\n                        value=\"dd6f9e66bc53a4c26ad52253ec8ca252d4279e5578b26d3a478f880bea1a9dd6\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"actionType\" value=\"Q3VzdG9tTW9kdWxlNA==\">\r\n\r\n                    <input type=\"text\" style=\"display:none;\" name=\"returnURL\"\r\n                        value=\"http:\/\/www.magicloans.in\/thank-you\/\">\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input class=\"form-styling\" id=\"NAME\" name=\"NAME\" type=\"text\" tabindex=\"1\" minlength=\"3\"  autofocus required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Full name<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF5\" name=\"COBJ4CF5\" class=\"form-styling\" type=\"tel\" tabindex=\"2\"\r\n                                minlength=\"10\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Mobile number<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"Email\" name=\"Email\" class=\"form-styling\" type=\"email\" tabindex=\"3\" required=\"\">\r\n                            <span class=\"highlight\">\r\n                            <\/span><span class=\"bar\"><\/span>\r\n                            <label>Email<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input type=\"text\" id=\"COBJ4CF130\" name=\"COBJ4CF130\" required tabindex=\"4\"\r\n                                    class=\"form-styling\" autocomplete=\"nope\">\r\n\r\n                                <ul id=\"citySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\"><\/span>\r\n                                <span class=\"bar\"><\/span>\r\n                                <label>City<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <input id=\"COBJ4CF51\" name=\"COBJ4CF51\" class=\"form-styling\" type=\"number\" tabindex=\"5\"\r\n                                minlength=\"5\" required=\"\">\r\n                            <span class=\"highlight\"><\/span>\r\n                            <span class=\"bar\"><\/span>\r\n                            <label>Net Monthly Income<\/label>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"occupation\" name=\"COBJ4CF11\" tabindex=\"6\" required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"Salaried\">Salaried<\/option>\r\n                                    <option value=\"Self Employed\">Self Employed<\/option>\r\n                                    <option value=\"Self Emp Professional\">Self Employed Professional<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Occupation Type<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <div class=\"multi-inputs\">\r\n                        <div class=\"group\">\r\n                            <div class=\"input-group autodata\">\r\n                                <input id=\"COBJ4CF12\" name=\"COBJ4CF12\" type=\"text\" tabindex=\"7\" required=\"\"\r\n                                    class=\"form-styling\" autocomplete=\"off\">\r\n\r\n                                <ul id=\"companySearchResult\" style=\"display: none;text-align:left;\"><\/ul>\r\n                                <span class=\"highlight\">\r\n                                <\/span><span class=\"bar\"><\/span>\r\n                                <label>Company name<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n\r\n                        <div class=\"group\">\r\n                            <div class=\"select\">\r\n                                <select class=\"select-text\" id=\"salary-account\" name=\"COBJ4CF43\" tabindex=\"8\"\r\n                                    required=\"\">\r\n                                    <option value=\"\" disabled selected><\/option>\r\n                                    <option value=\"HDFC\">HDFC<\/option>\r\n                                    <option value=\"Yes Bank\">Yes Bank<\/option>\r\n                                    <option value=\"ICICI\">ICICI<\/option>\r\n                                    <option value=\"AXIS\">Axis<\/option>\r\n                                    <option value=\"Cash\">Cash Salary<\/option>\r\n                                    <option value=\"By Cheque\">By Cheque<\/option>\r\n                                    <option value=\"Others\">Other Bank<\/option>\r\n                                <\/select>\r\n                                <span class=\"select-highlight\"><\/span>\r\n                                <span class=\"select-bar\"><\/span>\r\n                                <label class=\"select-label\">Salary Bank Account<\/label>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n\r\n                    <button type=\"submit\" class=\"btn btn-submit\">Apply now<\/button>\r\n                    <input type=\"hidden\" id=\"COBJ4CF3\" name=\"COBJ4CF3\" value=\"Web Lead\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF10\" name=\"COBJ4CF10\" value=\"MagicLoans\">\r\n                    <input type=\"hidden\" id=\"COBJ4CF1\" name=\"COBJ4CF1\" value=\"Fresh\">\r\n                    <input type=\"hidden\" name=\"zc_gad\" id=\"zc_gad\" value=\"\">\r\n                <\/form>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <script>\r\n        var mndFileds = new Array('NAME', 'COBJ4CF5', 'COBJ4CF51', 'Email', 'COBJ4CF130', 'COBJ4CF11', 'COBJ4CF43', 'COBJ4CF12');\r\n        var fldLangVal = new Array('Full Name (as on PAN card)', 'Mobile Number', 'Net Monthly Income', 'Email', 'City Name', 'Occupation', 'Salary Account in', 'Your Company\u2019s Name');\r\n        var name = '';\r\n        var email = '';\r\n    \r\n        function checkMandatory() {\r\n          for (i = 0; i < mndFileds.length; i++) {\r\n            var fieldObj = document.forms['WebForm778470000052139388'][mndFileds[i]];\r\n            if (fieldObj) {\r\n              if (((fieldObj.value).replace(\/^s+|s+$\/g, '')).length == 0) {\r\n                if (fieldObj.type == 'file') {\r\n                  alert('Please select a file to upload.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n                alert(fldLangVal[i] + ' cannot be empty.');\r\n                fieldObj.focus();\r\n                return false;\r\n              } else if (fieldObj.nodeName == 'SELECT') {\r\n                if (fieldObj.options[fieldObj.selectedIndex].value == '-None-') {\r\n                  alert(fldLangVal[i] + ' cannot be none.');\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              } else if (fieldObj.type == 'checkbox') {\r\n                if (fieldObj.checked == false) {\r\n                  alert('Please accept  ' + fldLangVal[i]);\r\n                  fieldObj.focus();\r\n                  return false;\r\n                }\r\n              }\r\n              try {\r\n                if (fieldObj.name == 'Last Name') {\r\n                  name = fieldObj.value;\r\n                }\r\n              } catch (e) { }\r\n            }\r\n          }\r\n        }\r\n      <\/script>\r\n <\/span><\/p>\n<h2><span style=\"color: #eb4e1c;\">Personal Loan Features<\/span><\/h2>\n<table style=\"height: 364px;\" width=\"806\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"263\"><strong><span style=\"color: #eb4e1c;\">Eligibility Criteria<\/span><\/strong><\/td>\n<td style=\"text-align: center;\" width=\"221\" data-sheets-value=\"{'1':2,'2':'Interest Rate'}\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'HDFC Bank personal Loan'}\"><strong><span style=\"color: #eb4e1c;\">\u00a0Personal Loan Interest Rate<\/span><\/strong><\/td>\n<td style=\"text-align: center;\"><strong>9.75% p.a.<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Axis Bank personal Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Lowest EMI per lakh<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>Rs 2112<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'ICICI Bank personalLoan'}\"><span style=\"color: #eb4e1c;\"><strong>Tenure<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>12 to 60 months<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'SBI Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Personal Loan Processing Fee<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>1% to 2% of Loan Amount<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Kotak personal Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Prepayment Charges<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>Allowed after 12 Months (2 \u2013 4 %)<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'IIFL Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Part Payment Charges<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>Allowed after 12 Months (2 \u2013 4 %)\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Muthoot Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Min Loan Amt<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>\u20b9 50,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{'1':2,'2':'Manappauram Gold Loan'}\"><span style=\"color: #eb4e1c;\"><strong>Max Loan Amt<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><strong>\u20b9 75 Lakh<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><\/h2>\n<h3>Why Personal Loan?<\/h3>\n<p><span style=\"color: #000000;\">If you are in a urgent need money and wants to fulfill all your need and desire then Personal Loan is here to reduce all your problem \u00a0relate to the money .it require minimum documentation. It is an instant\u00a0 loan which get approved within one day. <a style=\"color: #000000;\" href=\"https:\/\/www.dialabank.com\/personal-loan-salaried.cfm\" target=\"_blank\" rel=\"noopener\"><strong>Personal Loan<\/strong><\/a>\u00a0is a financial product that allows the applicants to fulfill their any desire and wants you. But borrowers has to pay some amount to the bank as an interest rate. HDFC Bank personal loan\u00a0 provides services in an online way and offline way as well. You can apply in either way. HDFC Bank is a well known financial organization that caters its customers with so many benefits. Bank has a vast network all over India.<\/span><\/p>\n<h3 style=\"text-align: left;\">Personal Loan Eligibility:<\/h3>\n<h4 class=\"style3\" style=\"text-align: left;\" align=\"center\"><span style=\"color: #eb4e1c;\"><strong><span class=\"style12\">For Salaried Individuals<\/span><\/strong><\/span><\/h4>\n<table class=\" alignleft\" width=\"811\">\n<thead>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Criteria*<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Salaried<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Age<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">22 years \u2013 65 years.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\"><\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai &amp; Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune &amp; Kolkata; For Others Rs. 12,000)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Total years in job\/profession<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">2 Years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">Years in current residence<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\">1 Year (One Day if in a Super A Company)<\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p style=\"text-align: left;\" align=\"center\"><strong><span class=\"style12\" style=\"color: #ff6600;\">For Self Employed Individuals<\/span><\/strong><\/p>\n<table class=\" alignleft\" width=\"811\">\n<thead>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"center\">Criteria*<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"center\">Self Employed<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Age<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">23 years (self-employed individuals) and 25 years (for doctors); Maximum age \u2013 65 years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Minimum Turnover<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Minimum Profit After Tax<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Rs. 2 lac for Proprietorship Firm\/Self-employed Individuals and Rs. 1 lac for non-professionals as per audited financials<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Business Stability<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">In current business for at least 5 years and a minimum of 3 years for doctors<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Existing relationship with the bank<\/p>\n<\/td>\n<td class=\"style1 style11 style14\">\n<p style=\"text-align: center;\" align=\"left\">Minimum 1-year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required<\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><strong>Personal Loan Documents:<\/strong><\/h3>\n<ol>\n<li><span style=\"color: #000000;\"><strong>Residence proof<\/strong>:\u00a0 The documents required for the residence proof includes:(passport\/ID card\/ Voter card\/ aadhar card\/ration\/card\/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>\u00a0Self-employed<\/strong>: The applicants of personal loan should file ITR for the last three months, and his business should be registered..Salaried applicants: The applicants have to his salary slip of last three months and bank statement of last six months.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Identity proof<\/strong>\u00a0 : Verification documents especially require one among the following:( passport\/ID card\/ Voter card\/ aadhar card\/ration\/card\/driving license) any one of them.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>\u00a0Under KYC\u00a0 formality<\/strong>: Every applicant has to submit his pan card, which is an essential document.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>\u00a0Two colored passport size photos<\/strong>:(Applicants should not wear any glasses)<\/span><\/li>\n<\/ol>\n<h3><strong>Bank Personal Loan Interest Rates:<\/strong><\/h3>\n<p><span style=\"color: #000000;\">Rates of interest provided by the \u00a0Personal Loan<strong>\u00a0<\/strong>interest rate\u00a0are quite affordable. It starts at 10.75 % per annum.<\/span><\/p>\n<h3><b>Why Magicloans.in is an excellent platform to apply for a loan?<\/b><\/h3>\n<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Here, we are to provide you with the loans and here we are to offer loans and tell you why<\/span><a style=\"color: #000000;\" href=\"https:\/\/www.magicloans.in\/\"> <span style=\"font-weight: 400;\">Magicloans.in<\/span><\/a><span style=\"font-weight: 400;\"> is better than other websites.<\/span> <a style=\"color: #000000;\" href=\"https:\/\/www.magicloans.in\/\"><span style=\"font-weight: 400;\">Magicloans.in<\/span><\/a><span style=\"font-weight: 400;\"> here values your time, and thus we provide you loans in a quicker period. There are many perks if you choose us over the other website:<\/span><\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400; color: #000000;\">To begin with, you will enjoy many benefits if you decide to take your personal loan from us<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">After that, you have to fill the personal Loan form, and you will receive a call from our relationship manager.<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">Besides this, more concessional rates will be provided to you besides all of the other facilities.<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">And there is no need to go to the bank.<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">Furthermore, your documents will be picked up from your doorstep.<\/span><\/li>\n<\/ol>\n<h3><b>Features:<\/b><\/h3>\n<ol>\n<li><span style=\"font-weight: 400; color: #000000;\">First of all Know your Personal loan eligibility in 1 minute, available online and across all branches.<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">After that Highly competitive interest rates for personal loans.<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">Besides that Special offers, interest rates and nominal charges for Karur Vysya Bank account holders.<\/span><\/li>\n<li><span style=\"font-weight: 400; color: #000000;\">And Special personal loan offers* for women employees.<\/span><\/li>\n<\/ol>\n<h3>Benefits:<\/h3>\n<p><span style=\"color: #000000;\">The reason after that\u00a0is magicloans.in know the value of your precious time. You will get so many perks if you apply by using this site. Here are some of them are here<\/span><\/p>\n<ol>\n<li><span style=\"color: #000000;\">First of all, if you apply for the\u00a0 loan from you will be entertained by so many benefits<\/span><\/li>\n<li><span style=\"color: #000000;\">After that, you just have to fill the personal Loan form and you will get a call from outside automatically.<\/span><\/li>\n<li><span style=\"color: #000000;\">Besides that, you will get some more concessions in the interest rates.<\/span><\/li>\n<li><span style=\"color: #000000;\">And there is no need to go to the bank.<\/span><\/li>\n<li><span style=\"color: #000000;\">Furthermore, your documents will be picked up from your doorstep.<\/span><\/li>\n<\/ol>\n<h3><strong>How to Apply on magicloans.in?<\/strong><\/h3>\n<ol>\n<li><span style=\"color: #000000;\">Search for magicloans.in on google<\/span><\/li>\n<li><span style=\"color: #000000;\">First of all,\u00a0a form will open up.<\/span><\/li>\n<li><span style=\"color: #000000;\">After that fill the form with the required information.<\/span><\/li>\n<li><span style=\"color: #000000;\">Besides, that you will get furthermore information from us.<\/span><\/li>\n<li><span style=\"color: #000000;\">Furthermore, You can call on for more information.<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Personal Loan Features Eligibility Criteria Details \u00a0Personal Loan Interest Rate 9.75% p.a. Lowest EMI per lakh Rs 2112 Tenure 12 to 60 months Personal Loan Processing Fee 1% to 2% of Loan Amount Prepayment Charges Allowed after 12 Months (2 \u2013 4 %) Part Payment Charges Allowed after 12 Months (2 \u2013 4 %)\u00a0 Min&hellip;&nbsp;<a href=\"https:\/\/magicloans.in\/personal-loan\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Personal Loan<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/39"}],"collection":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/comments?post=39"}],"version-history":[{"count":3,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/39\/revisions"}],"predecessor-version":[{"id":3521,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/posts\/39\/revisions\/3521"}],"wp:attachment":[{"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/media?parent=39"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/categories?post=39"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicloans.in\/wp-json\/wp\/v2\/tags?post=39"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}