Bandhan Bank Gold Loan

Gold Loan at 7.10%* p.m.

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Bandhan Bank Gold Loan Key Features – Apply Now!

Bandhan Bank Gold Loan Interest Rate 7.15% per annum
Bandhan Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Bandhan Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Bandhan Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Bandhan Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Bandhan Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Bandhan Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

About Bandhan Bank

Bandhan Bank is India’s financial company. Its headquarter is in Kolkata.  It is a private sector bank in India. The bank is founded on 23 December 2014. Furthermore, there are 840 branches of the bank all over India. Besides that, the bank provides financial services to the customers. First of all, it was started as a microfinance company in 2001. After that, the bank has gotten a license from RBI. You can easily apply for a gold loan on The loan will be approved within 10 minutes and will be disbursed within 45 minutes.

Why Bandhan Bank Gold Loan 

You can get a gold loan from other banks as well, but why then why Bandhan Gold Loan?   The gold loan has very low-interest rates, but the rates of Bandhan Bank are really very reasonable and less as compared to others. And after returning the loan you are getting your gold ornaments back again very quickly.  Hence you can use your gold in this way, without any risk of losing it. And you can easily fulfill your business requirements. You can get a loan of up to 20 lakhs.  It is like a favor that the Bandhan Bank gold loan requires very little documentation. Your gold assets would not be sold to anybody within the tenure of your loan. You can have a Bandhan Bank gold loan if you have gold coins even.

Eligibility Criteria for the Bandhan Bank Gold LoanBandhan Bank Gold Loan

  1. First of all applicant’s age should not be less than 18 years.
  2. Besides, the maximum age of the customer should be 70 years.
  3. The applicant should have a good source of income also.
  4. Most importantly, the customer should be a citizen of India.

Features of Bandhan Bank Gold Loan

  1. First of all Bandhan Bank Gold loan is easily You can easily apply online for Bandhan Bank Gold Loan online on
  2. After that, the gold loan provided by Bandhan Bank is very easy. There is no need to hassle here and there.
  3. Besides that Bandhan Bank also provides a gold loan calculator on its Here you can easily calculate your interest rate on a given amount of loan for a given period of time.
  4. Most noteworthy low-interest rate
  5. Less documentation.
  6. This bank provides a loan amount starts from 10000.
  7. Most importantly tenure is 6 to 26 months.

Documentation Required Bandhan Bank Gold Loan

  1. First of all the process of documentation is very easy and simple.
  2. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. 
  3. 3 passport size photos
  4. A passport can also be an ID proof because a passport has a name, age, address, and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. 
  5. Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Similarly, electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.
  6. A driving license can also be a proof of identity and residence proof because it contains the name, date of birth, and a photograph of the customer. 
  7. Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual. Therefore it can also be an ID proof.
  8. PAN card is the permanent account number and it prevents the financial frauds. So it can be an identity/residence proof. Pan Card is a very essential document under KYC (know your customer) formality.
  9. Ration card also can be a residence proof because it provides enough information about the applicant.
  10. A signature proof is also required to get a Gold Loan.

Interest Rates

  • Interest rates of Bandhan Bank Gold Loan start from 7.10 % per annum.


Why we are suggesting applying for the Bandhan Bank Gold loan by using over other sites.

the reason after that is knows the value of your precious time. You will get so many perks if you apply by using this site. Here are some of them :

  1.  If you will apply for the Gold Loan from you will be entertained by so many benefits.
  2.  You just have to fill the Bandhan Bank Gold Loan form and you will get a call from outside automatically.
  3.  Furthermore, you may get some more concessions on the interest rates.
  4.  Besides that, you don’t have to go to the bank.
  5.  Most importantly document pick up facility from your doorstep is available.
  6.  You don’t need to go here and there to ask for interest rate or to get to know about EMI’s. All you need is to apply on and you will get back a call back within a few minutes with all the information. So Bandhan Bank Gold Loan is only one step away from you.

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%