Education Loan Kolkata

Education Loan @ 9.33%*

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Why Education Loan Kolkata

Education Loan Kolkata will help you to meet all your funding requirements for higher education.

  • Education loan for Meritorious and Deserving students.
  • For students in India: Loan amount from 4 Lakhs to 10 Lakhs.
  • For students who wish to study abroad: Loan amount from 4 Lakhs to 20 Lakhs.
  • Best in class Interest Rate.
  • Education Loan for Degree/ Diploma courses.
  • Minimal documentation and Quick Approval.
  • Door Step Services.

Education Loan Eligibility

Graduation, Post-graduation including technical / professional courses with employment potential conducted by colleges / Universities approved by UGC / Govt./AICTE/Department of Electronics / IMC, autonomous institutions like IIT,IIM etc. are the eligible courses in India and Job oriented, technical / professional courses- (graduation / post graduation) are the eligible courses to study abroad in Education Loan Kolkata.

  • Need based finance is permitted within a maximum of Rs.7.50 lakhs for inland study and Rs.15 lakhs for study abroad.
  • Institutions offering courses should have approval of Central Govt. & State Govt./University affiliation/Autonomous Institutes/AICTE/DOEACC.

Education Loan Documents

Documents Required for Education Loan:

 

 Documents Salaried Self
ID Proof Co-Applicants :Passport Copy/ Voters ID card/ Driving License/copy of PAN Card Co-Applicants :Passport Copy/ Voters ID card/ Driving License/Copy of PAN Card
Address Proof Co-Applicants :Ration card Telephone or electricity Bill/ Rental agreement/ Passport copy Co-Applicants :Ration card Telephone or electricity Bill/ Rental agreement / Passport copy/Trade license /Establishment or Sales Tax certificate
DOB Proof Co-Applicant’s and Student’s: Birth Certificate or 10th Class Passing Certificate Co-Applicant’s & Student’s Birth Certificate or 10th Class Passing Certificate
Financial Docs Co-Applicant Salaried Individual:

  • Latest 3 months Bank Statement (where salary/income is credited)
  • Employment details:3 Latest salary slips
  • Proof of Continuity current job (Form 16 / Company appointment letter )
  • Proof of Qualification Highest Degree (for Professionals / Govt. employees)
  • Mark sheet of last qualifying examination for school and graduate studies in India
  • Proof of admission to the course
  • Schedule of expenses for the course.

(If purchase of computer is involved, Certificate from the Institution with recommendations to be enclosed).

  • Two copies of passport size photographs from borrower / Co-obligate / guarantor

 

 

Co-Applicant Self-Employed Individuals & Professionals:

  • Bank Statements(latest 6 months bank statement /passbook)
  • Qualification proof of the highest professional degree
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation (Trade license /Establishment /Sales Tax certificate)
  •  Proof of income/copy of the land records.
  • Mark sheet of last qualifying examination for school and graduate studies in India
  • Proof of admission to the course
  • Schedule of expenses for the course.

(If purchase of computer is involved, Certificate from the Institution with recommendations to be enclosed).

  • Two copies of passport size photographs from borrower / Co-obligate / guarantor