Best Banks for Gold Loan in Ludhiana:
Gold Loan Ludhiana Features:
An individual needs money to finance their interests; therefore, Gold Loan Ludhiana started money-lending facility in which an individual is given cash as per their requirements. In return, they are supposed to keep their gold jewels with the bank. The loan amounting procedure is followed with a simple identification process, and thereafter, the loan will be credited. The applicants must be aware of the information of having a secured pay and a profitable credit past while taking a loan.
Gold Loan Rate Per Gram Today in Ludhiana:
Gold Loan in Ludhiana Interest Rates and Charges:
Gold Loan in Ludhiana Documents Required:
- Two passport size pictures.
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
- Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan in Ludhiana:
- Ornament Appraiser Certificate (The bank will arrange it for a candidate).
- Land Proof: More than Rs.1 lac. There is no need for proof for specific agricultural purposes in the Agronomy Loan situation, then.
- A Demand of Promissory.
- Income Proof: Record of Income and Form No.16
Gold Loan in Ludhiana Eligibility Criteria:
- The age variation of the applicants must be from 21 to 60 years.
- The customers living in India can apply for the gold loan.
Gold Loan in Ludhiana Agent and Contact Number:
Magicloans is the main apprentice for accounting gold loans in Ludhiana. For appealing online, you can visit MagicLoans online.
Reliable Banks and NBFCs can be elected easily with the Magicloans assistance that helps their clients with the crucial points of different banks for comparison. The applicant can fill in the online application form by clicking on the Magicloans website. You will get the Relationship Manager call after submitting the form.
Call on 9878981144 for the questions regarding the gold loan endorsement in Ludhiana.
Pre Calculated EMI Table for Gold Loan in Ludhiana:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
About Ludhiana:
Ludhiana found on the former bank of the Sutlej River, is the industrial hub of Northern India. The city is referred to as the easiest city for the business world by the World Bank. It is rich in the small-scale industrial sector that manufactures machine parts, auto parts, bicycles etc. Ludhiana has the largest agricultural university in Asia and consists of various medical colleges.
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