Gold Loan Rampurhat
Today’s man travelling to moon yet still unknown about the fortune gold loans can yield. Cease all your financial crisis and attain stability to life by using the idle gold at home. Gold loans can bring the extra to the table of ordinary loaning schemes.
Gold Loan Rampurhat Eligibility Criteria
There are some eligibility criteria that the applicant has to qualify to get a gold loan. These are
Firstly, the minimum age of the applicant should be 18 years.
After that, the applicant should have Indian citizenship.
Furthermore, to apply for a gold loan, you should have a minimum of 10 grams of Gold.
Lastly, the applicant must have Gold, which should be in an appropriate form.
The process of documentation of Gold Loan is very easy and straightforward.
Firstly, there is requirement of residential proof. It can be (Aadhaar Card/PAN Card/Ration Card/ Electricity Bill of last three months with the name of the applicant/ Telephone Bill of previous three months with the name of applicant / Passport Copy).
Secondly, one of the following documents are used for identity proof (AadhaarCard/Voters Card/Driving License/ Passport).
In Addition to that, there is a requirement of two passport size coloured photographs.
Lastly, proof of ownership of land is required if you are applying for an agriculture gold loan.
Interest Rates Gold Loan in Rampurhat
In general, the gold loan is available at very easy rates of interest. The reason behind that the gold loan comes in the category of secured loans. So the interest rates are less than that of a personal loan or any other kind of loans. Though the interest rates keep on changing time to time and person to person but still, the gold loan interest rate starts from 10.50% per annum.
Features of Gold Loan in Rampurhat
It is noteworthy that the Gold Loan comes with so many features. So let us discuss them one by one.
First of all, the gold loan is very easy to apply.
After that, gold Loan gets disbursed within 15 minutes.
Furthermore, the interest rates on the gold loan are quite affordable and satisfactory.
Besides that, in a gold loan, the documentation process is very easy and straightforward.
Finally, the gold loan required no credit checks.
How to apply for Gold Loan
First of all, the applicant needs to visit www.magicloans.in .
After that, the applicant fills the application with the required information.
But the applicant should fill the contact number.
At last, the applicant gets a call from our side if he/she is eligible.
Forms of Gold
Not every form of Gold is considered by the bank to provide the Gold Loan. There are some restrictions.
First of all, the purity of the Gold should lie in between 18 Karats to 22 Karats.
After that, Gold should be in the form of jewellery.
Besides that, raw Gold is not acceptable by the Banker.
Furthermore, gold coins that weigh less than 50 Grams are readily accepted.
First of all, www.magicloans.in offers a straightforward process of application of the gold loan.
After that, the customer gets a good comparison of the interest rates of other banks as well.
Finally, the company provides the document pickup facility from your doorstep.
It is a city located in Birbhum district of the state West Bengal, India. For more information on Gold loan, you can visit our official site.