Gold Loan Yamunanagar

All About Gold Loan Yamunanagar

Looking for the Financial help? Apply for the loan against your gold jewellery and get the best offer on the gold loan product. Attractive offers are available. Apply now and fulfil your financial need today.

Gold Loan YamunanagarWhat is Gold Loan?

The loan that is given against gold, is known as Gold Loan. This includes the gold ornaments of the borrower excluding the diamond articles and mangal sutra. The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments.Many go for the fulfillment of their short-term goal through gold loans, such as their child’s education, marriage or other family problems. Many think that instead of keeping it idle at home or in a locker, the gold loan is the best option.

Advantages of taking the Gold loan:-

  • Easy and Hassle-free Process
  • Approval in 30 minutes
  • Simple Documentation
  • Dedicated Assistance
  • No salary certificate or credit card history is required
  • Lowest Interest Rate

Interest Rate of Gold Loan

Interest Rate for Gold Loan Yamunanagar

  • Generally, the gold loan is available at the interest rate of 11.5% to 14.5%
  • ROI for tenure less than 1 year is also available at 1%
  • Processing fees equal to 2000
  • The borrower will be given an option to pay only interest during the entire term and at the end of the tenure, you can pay the complete borrowed amount in a single shot

Check Your Eligibility for Gold Loan Yamunanagar

    • Age: 21 years and above
    • Profession: Anybody with a Steady source of income including Bank’s Employees, Pensioners

Documents for Gold Loan Yamunanagar

      • First of all Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
      • After that ddress proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).
      • Besides that Signature proof ( Passport/ PAN Card/Banker’s verification/ cheque).
      • And 2 passport size photographs

Know about the terms and conditions for Gold Loan Yamunanagar

      • Foreclosure Charges- charges that are to be paid when the loan is closed before the tenure is completed.
      • foreclosure charges can be up to 1%.The minimum loan tenure is 6 Months.
      • So foreclosure charges after 6 months are 0.
      • Charges for late payment of loan Amount
      • 2% p.a. as penal interest over and above the applicable rate of interest.