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HDFC Bank Two Wheeler Loan

Two Wheeler Loan

Two wheeler loan is made on the way to meet the individuals need of affording a vehicle. Banks are providing two wheeler loans at very low-interest rates and on easy EMI’s. To make it affordable for middle class people banks has made eligibility criteria very easy. As per the increase in the demand for two-wheelers banks has made this loan affordable for every individual who is not willing to pay a good amount to pay for their vehicle at once. Two wheeler loan is the most lucrative option for any lower or middle class individuals. Two wheeler loan has various features and benefits which is discussed further.


Features of two wheeler loan

  1. Segments: Two wheeler loan is provided to the customer depending upon the type of vehicle one want to afford. There are total three segments i.e., commuter, lifestyle, and
  2. Commuter: Under this segment, the price of the vehicle should be less than 1 lakh.
  3. Lifestyle: This segment is for that vehicle in which there price ranges in between 1 lac to 1.25 lac.
  4. Superbikes: This segment includes those bikes whose price ranges start from 1.85 lac and above.
  5. NIP (No income proof): Under this policy, customers who come under this category of commuters and lifestyle, don’t have to show any kind of income proof for availing two wheeler
  6. Funding: Many banks have made the funding of up to 90% to 95% depending on an individuals case.
  7. Credit Score: To avail the two wheeler loan, the customer should have a civil score of at least 700 and above.



HDFC bank is the most renowned bank in India. Due to its credibility, this bank has got its enormous fame in India. This bank was founded in 1994. This bank is providing the loans in a retail banking and wholesale banking. HDFC bank provides the facilities like insurance, credit cards, mortgage loans, private banking and wealth management as well. This bank is known for their services and loyalty among their customers from the last two decades.  Two wheeler products are the best products provided by the banks to their customers at affordable interest rates.


Eligibility Criteria


Min. age -21 years

Max. age-65 years

Employment Status

Salaried individual / self-employed

Employment Tenure

1 year of salaried individual and 6 months for self-employed

Min Annual Income

Rs.84,000/- ( salaried individual)

Rs.72,000/- (self-employed)

Documentation Required

Photo ID proof

2 to 6 Colored passport size photograph

Identity proof

Passport/Voter ID/Driving license/Adhaar card/Pan card

Residence proof

Electricity bills/passport/voter id/driving license/Telephone bills/Pan card

Bank Statement

Last six months

Residence Proof

Electricity bills/rental agreement/property/driving license/ration card


Rate of Interest

The interest rates provided by the banks are very reasonable and it ranges from 12.50 %.


How to apply for two wheeler loan?

To apply for the two wheeler loan click on the given link below:

  • After visiting on the given link above fill the application form online.
  • Enter your credentials carefully
  • Your contact number is required so that an executive can call you in no time
  • All the queries can be handled by customer care
  • You will get the disbursal on the same day if processing is done smoothly.