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Home Loan
We offer a host of Home Loan options that can be tailor made to suite individual needs. With advantages like simplified documentation, usage of tablet and smartphones, getting a home loan sanctioned has become very easy.
Advantages
- Wide range of product to choose from
- Guidance throughout the process, making home buying hassle free
- Doorstep service at your comfort
Simplified documentation - Sanction without having selected a property
- Flexible repayment options
- Insurance options for home loan at attractive premium
Home Loan Documents
Getting a home loan from a Bank is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for a home loan.
Documents
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Salaried
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Self Employed Professional
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Self Employed Non Professional
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Application form with photograph duly signed
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Yes
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Yes
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Yes
|
Identity, residence and age proof
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Yes
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Yes
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Yes
|
Last 6 months bank statements
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Yes
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Yes
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Yes
|
Last 3 months Salary-slips
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Yes
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Yes
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Yes
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Processing fee cheque
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Yes
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Yes
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Yes
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Form 16 / Income Tax Returns
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Yes
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Yes
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Yes
|
Proof of business existence
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|||
Business profile
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Yes
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Education qualification certificate and proof of business existence
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Yes
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Yes
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Last 3 years Income Tax Returns with computation of Income
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Yes
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Yes
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Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
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Yes
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Yes
|
Home Loan Eligibility
A) – Salaried Individuals
Individuals in permanent service in the Government or reputed companies meet our Home Loan eligibility criteria
Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.
B) – Professionals
Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply.
Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria.
C) – Self Employed Individuals
Any individual filing income tax returns can apply
Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity