OBC Bank Personal Loan

Personal Loan at 1%* p.m.

Apply & Get Instant Approval

OBC Bank Personal Loan Features

Eligibility Criteria Details
OBC Bank Personal Loan Interest Rate 9.75% p.a.
Lowest EMI per lakh Rs 2112
Tenure 12 to 60 months
OBC Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

Why Personal Loan from us?

Features:

  1. Know your personal loan eligibility in 1 minute, available online and across all branches.
  2. Highly competitive interest rates for personal loans.
  3. Get instant approval for your loan
  4. Special personal loan offers* for women employees.

Documents Required for a Personal Loan:

Simple and easy documentation for personal loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

  1. Proof of identity: Copy of passport/voter ID card/driving license
  2. Last 6 months bank statements
  3. Latest 3 salary slips
  4. PAN Card copy
  5. Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  6. Photographs

OBC Bank Personal Loan Eligibility:

Personal loan noun FINANCE money that you borrow from a bank or other financial organization for your personal, rather than business Personal Loan Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

  1. Age: 21-60 years.
  2. Employment: Minimum 1 year of current experience
  3. Earning: Minimum income: Rs. 15,000/- per month net income