Now get instant Car loan through our online facility. No need to go to any branch. From wherever you are, Simply fill an online form and within 90 seconds, get approval on your application. It is as simple as 123.
Upto 100% Funding on the New Car
We offer up to 100% Funding on the Ex-showroom Value of the Car.
Part Prepayment facility
You can prepay up to 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs.
Nil Foreclosure charges
Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.
To avail a OBC Personal Loan, you should be :
- Individual between the age of 21-65 years of age.
- Regular employee of State / Central Government, Public Sector Undertaking, Private company or a reputed establishment.
- Professionals, self-employed, businessmen, proprietary/partnership firms who is an income tax assessee.
- Person engaged in Agricultural and allied activities.
Net Annual Income of applicant and/or co-applicant if any, together should be Rs. 3,00,000/-
b) Self employed, professionals and Proprietary / Partnership Firms:
Net Profit or Gross Taxable income of Rs. 4,00,000/– p.a. ( income of co-applicant can be clubbed together)
|Financials||Salary slips of last 3 months Latest 2 months salary slip|
|Bank Statements||Latest 3 months salary account bank statement|
|Employment Proof||Employee ID card and visiting card|
|Work experience documents||Current employment||Appointment letter / Form 16 / 1 year old salary slip|
|Previous employment||Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip|
|KYC||Identity proof||Passport / Voters ID card / Driving license / PAN card|
|Address proof||Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)|
|Signature proof||Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)|
|Age proof||Passport/ PAN Card / Driving license / Birth certificate|