RBS Personal Loan Features
| Eligibility Criteria | Details |
| RBS Personal Loan Interest Rate | 9.75% p.a. |
| Lowest EMI per lakh | Rs 2112 |
| Tenure | 12 to 60 months |
| RBS Personal Loan Processing Fee | 1% to 2% of Loan Amount |
| Prepayment Charges | Allowed after 12 Months (2 – 4 %) |
| Part Payment Charges | Allowed after 12 Months (2 – 4 %) |
| Min Loan Amt | ₹ 50,000 |
| Max Loan Amt | ₹ 75 Lakh |
Features:
- Know your Personal loan eligibility in 1 minute, available online and across all branches.
- Highly competitive interest rates for personal loans.
- Special offers, interest rates and nominal charges for Royal Bank of Scotland account holders.
- Special personal loan offers* for women employees.
Benefits:
- Simple documentation
- Competitive pricing
- Personal loan disbursal in just 2 days*
- Transparent procedure
- Personal loans available for Marriage and other Personal Needs
- Apply online for Royal Bank of Scotland Personal Loan and Get Loan Approval in 4hrs
RBS Personal Loan Documents:
Simple and easy documentation for RBS Personal Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.
- Proof of identity: Copy of passport/voter ID card/driving license
- Last 3 months bank statement/6 months bank passbook
- Latest salary slip/ current dated salary certificate with the latest Form 16
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
RBS Personal Loan Eligibility Criteria:
Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.
Eligibility Criteria:
- Age: 21-60 years.
- Employment: Have had a job for at least 2 years, and a minimum of 1 year with your current employer
- Earning: Minimum income: Rs. 12,000/- per month net income.
Rs. 18,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmadabad, Cochin.