These terms and conditions detail how the Website can be used. If you use the Website you agree to be bound by these terms and conditions.
Access to the Website and content
We will endeavour to allow uninterrupted access to the Website, but access to the Website can be suspended, restricted or terminated at any time without giving any notice. We reserve the right to change, modify, substitute, suspend or remove without notice any information or service on the Website from time to time. We assume no responsibility for the content or services of any other to or from which the Website has links.
The copyright and all other intellectual property rights in the material contained in the Website, together with the Website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to us.
Nothing within any of the Website is, or shall be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the Website is for general information purposes only. We strongly advise that independent professional advice be obtained before you purchase any product and/or service via the Website.
Exclusions of liability
We use reasonable endeavours to ensure that the data, material and information on the Website is accurate. We will also endeavour to correct any errors or omissions as soon as practicable after being notified of them. However, we are not responsible in any way if the data, material and information on the Website are found to be inaccurate or if there are any errors or omissions in the data, material and information.
We do not monitor, verify or endorse data, material and information submitted or provided by third parties, which is included on the Website, and you should be aware that such information may be inaccurate, incomplete or out of date. In particular, we do not monitor, verify or endorse the information or quotations collected from the product and service providers as presented to you on the Website. We are not responsible for any data, material or information included on the Website, which has been provided by third parties.
We are not responsible for any losses or damages arising from an inability to access the Website, from any use of the Website or from the service provider on the data transmitted using the Website where such losses or damages are caused by any event beyond our reasonable control including as a result of the nature of electronic transmission of data over the internet. We are not responsible or liable for any indirect losses or damages suffered or incurred by you or for any losses or damages suffered or incurred by you who were not foreseeable by us when you accessed or used the Website.
Exclusion of liability for third party provider’s products and services
You can apply for and buy a number of products and services via the Website. It is specifically clarified that we provide none of the products and services that appear on the Website. All these products and services are provided by third parties over whom we do not have control. You should satisfy yourself that you wish to purchase those products or services before contracting with third parties. We are not responsible for any products or services or information provided by third-party providers.
You should exercise due caution to ensure your interests. Do not hand over any cash. Get all promises on terms and conditions in writing on a letterhead. Get the visiting card of the person visiting you and check out that the landlines numbers mentioned on the card are correct. Most advertisers are unable to return documents in case your proposal is not accepted. If this is an issue with you, please get a promise to return your documents in writing in the event of your proposal is not accepted for any reason.
Any transactions relating to sale/purchase of goods or services not directly offered by us are to be settled inter-se between the parties to such transaction and all warranties express or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by us.
We merely endeavour to provide a platform where you and another party may interact, exchange information or carry out any transactions on such terms and in the manner mutually agreed between you and the other party. We do not have any involvement in the actual transactions between the buyers and sellers of any product and service. It is only you, who is entirely responsible for all the activities, arising out of the transactions of goods or services offered by any other party and not us. We will not be liable for any loss that you may incur while selling or purchasing goods /services of the third party.
The advertisements that you see displayed on this website are delivered on our behalf by a third party.
You have chosen the advertisers to whom your details will be referred. These parties are independent 3rd parties and we have no control over their functioning
We act in good faith in providing a comparison service and allowing advertisers to advertise on it. We disclaim all liability and responsibility for the conduct of advertisers using our site to advertise their services. We are not responsible for their services advertised on this site. Users should carry out appropriate checks before engaging them for any services and be confident of their integrity and have proper contact details for the advertiser (not just their mobile number). If in doubt do not engage their services. This site disclaims without exception of all liability for all Advertisements. Furthermore, no advertiser is an associate of this site and we do not act as an agent for any advertiser and where a dispute arises between parties, you undertake to resolve it independently of this site and accept that this site will not mediate in any dispute between parties.
You warrant that you have taken all reasonable precautions to ensure that any data you submit to the Website is true and accurate. You warrant that all information provided on registration on the Website and otherwise provided by you on this site shall be true, complete and accurate.
Your telephone calls
Telephone calls that you make to our customer service helpline on the numbers mentioned in the contact us section of the website or calls made by our support desk may be monitored or recorded. This will help us to train our staff and improve our service to you. A recording will only be used under proper and careful supervision. Our customer service helpline is available at the times notified in the contact us section of the Website.
Our aim at all times is to provide you with an excellent service. However, if you are unhappy with our service for any reason, please contact our Customer Operations Team by telephone numbers or email address provided in the contact us section of the Website
The following sections form part of the terms and conditions and provide more specific guidance on certain products and services
Insurance products and services
Our insurance channel allows you to compare insurance policies for various types of insurance products and services. Our selection as it appears on the Website and nothing in these terms and conditions constitutes advice or a recommendation to purchase a particular insurance product.
We receive fees from certain insurers or agents/distributors/brokers that advertise on or are linked to the Website. We retain the fees and we do not charge you for the service we offer via the Website.
Please be aware that it is very important that before you buy any policy you carefully read the terms of the policy, the insurer’s terms and conditions and any other relevant documentation, which applies to the policy. We will endeavour to give you enough information so that you can make an informed decision about your insurance but you should not rely solely on the information provided within our insurance channel. You must familiarize yourself with all the details of the policy, for example, the restrictions, exclusions, conditions and obligations which apply to the policy. You must ensure that the policy matches your requirements and that you agree to the terms of the policy before you place an order to purchase any insurance product or service. We accept no responsibility whatsoever in the event that any policy purchased by you does not meet your requirements. Insurers will use the information you provide to them to calculate their premium and any offer of insurance cover. It is your responsibility to ensure that such information and all other information you provide to the insurers (before cover begins and during the term of any policy you take out) is complete, accurate and not misleading.
Credit Cards and Loans
The products displayed on the Website are examples of products currently available. Our selection as it appears on the Website and nothing in these terms and conditions constitutes advice or a recommendation to purchase a particular credit card or loan product We receive fees from certain lenders/credit card issuers or agents/distributors/brokers who advertise on or are linked to the Website. We retain the fees and we do not charge you for the service we offer via the Website. Please be aware that it is very important that before you apply for a loan or a credit card product you carefully read the terms on the application form which will include details of the interest rates applicable and any early prepayment charges and other charges if relevant
The Website is for your non-commercial, personal use only and must not be used for business purposes.
Changes to the terms and conditions
We may amend these terms and conditions from time to time. If we make any substantial changes in the way we use your information we will notify you by posting a prominent announcement on our web pages.
To correct inaccuracies in the information you can
Send an e-mail to firstname.lastname@example.org.