AXIS Bank Personal Loan

What is Personal Loan?

Personal Loan refers to that type of Loan which helps you meet your current financial needs. In this, applicant does not need to pledge any of his belonging or the security to the bank. Your lender provides you personal loan with the flexibility to use the funds as per the requirements. Avail the best Axis Bank Personal Loan on Lowest Interest Rates via

How much Interest Rate you will get?

There is an attractive rate of interest on personal loan at Axis Bank. Axis Bank interest varies from 13.99% to 18.00% and the tenure can range from 12 months to 60 months. Charges of Foreclosure charges are 3% of principal outstanding. Pre-payment charges are 3% of the amount prepaid.

Documents Required for Axis Bank Personal Loan

To apply for Axis Bank Personal Loan, you need to submit the following documents:

  • First of all, Identity proof is required, i.e., Aadhar card, Voter ID, and Driving license.
  • Then, the applicant should submit his/her last three months’ salary slips.
  • After that, the applicant has to provide his/her previous three months bank account statements of his account.
  • Lastly, applicant needs two passport sized photographs.

What Axis Bank offers you?

  • First of all, super-fast approvals of up to Rs. 20 lacs on your salaried personal loan through our online facility.
  • Secondly, no need to move from bank to bank, we provide you with complete online solutions.
  • Lastly, just log onto our online section, fill a simple form and in just 90 seconds get an approval for your application.

Online Account Access:

Just log in with your loan account number and access whatever information you want about your loan. And get all information about your loan like:

  • Repayment track
  • Interest certificate
  • Payment schedule etc. through our digital customer portal.

Eligibility Criteria for Axis Bank Personal Loan

A Personal Loan has some eligibility criteria. It is based on which bank has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

  1. Firstly, minimum age requirement of the applicant is 21 years and maximum up to 60 years.
  2. Then, the applicant must have the work experience of three years and the salary should be received in their accounts only.
  3. Moreover, the applicant must have an excellent credit history.
  4. Also, job location of the applicant should be mentioned.
  5. Lastly, the minimum income requirement in a metropolitan city is Rs. 25,000 and in the non-metro city is Rs. 15,000.

Self-employed Applicant:

  1. Firstly, minimum requirement of age is 25 years.
  2. Then, the applicant applying for the Axis Bank Personal Loan should have to file ITR for the last three years.
  3. Also, if the applicant is a businessman, then the business should be running from the past three years.
  4. Moreover, the credit score of the individual applicants should be very good. There should not be any debt or dues left of the applicants.
  5. Lastly, the annual income of an individual should be at least Rs. 2.5 lakhs.

What are the benefits of taking Personal Loan from Axis Bank?

  • First of all, it is straightforward to apply. You will get Personal Loan login within 2 minutes.
  • After that, it is easily accessible. You can get Axis Bank Personal Loan status all over India.
  • Besides that, if you are eligible your Loan gets approved on the same day.
  • After the approval of Personal Loan, you have to submit some documents, and your Loan gets disbursed very quickly.
  • The Axis Bank Personal Loan interest rates are quite low and affordable.
  • One more important thing is that the personal Loan is an unsecured loan, so there is no need for any security, or assets Bank does not ask you for any property to keep as security.

How to Apply for Axis Bank Personal Loan?

  • First of all, visit in
  • Next, go to Personal Loan page
  • Then, fill the form of personal loan.
  • After that, you will get a call from our Relationship Manager who will guide you to disburse your loan.