Bank of Baroda Gold Loan

Gold Loan at 7.10%* p.m.

Apply & Get Instant Money

Bank of Baroda Gold Loan Key Features

Bank of Baroda Gold Loan Interest Rate 7.10% per annum
Bank of Baroda Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Bank of Baroda Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Bank of Baroda Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Bank of Baroda Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Bank of Baroda Gold Loan Repayment Tenure 3 Months to 24 Months
Bank of Baroda Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

About Bank of Baroda Gold Loan

The bank is a public sector bank and it is an international bank of India. Bank of Baroda is serving the people since 1908. Bank provides so many financial services to people like a gold loan, personal loan, car loan, and banking too. Since everybody needs money to start their personal needs or to start a new business.

Advantages of  Bank of Baroda Gold Loan

Bank of Baroda provides the gold loan to the customers. Though Bank of Baroda is a very reliable and trustworthy financial organization in India, it is not only Bank of Baroda that provides gold loans there are so many other banks that are prone to give this facility then why do people choose Bank of Baroda Gold Loan.

The bank is well-reputed. The bank is awarded by RBI for its good services. Gold loan interest rates in Bank of Baroda are very low. Bank takes care of all the needs of the customers. The time for the disbursal is very small. Very less documentation is required to apply for the loan.

Cheap Interest Rates Bank of Baroda Gold Loan

  1. Interest rates offered by the bank to the customers are comparatively very low.
  2. I year MCLR+strategic premium+3%
  3. Processing fees –  0.50% of the loan amount+ GST.
  4. Loan- amount – 25000 to 10 lakhs

Eligibility criteria For Bank Of Baroda Gold Loan

  1. There are some conditions that the applicant should fulfill to get a gold loan. These are written below
  2. Age of the applicant should be more than 18 years and less than 65 years. He/she should be able to return the loan amount on time.
  3. The applicant should be a permanent citizen of India.
  4. She/he should have some rigid source of income so that he can give an interest rate to the bank. The applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 karats to 24 karats.

Documents Required For Bank Of Baroda Gold Loan 

  1. The process of documentation is very easy and simple. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.
  2. 2 passport size photos, a passport is needed because a passport has a name, age, address, and a photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. But the passport should not be expired.
  3. Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.
  4. Driving license- You can show your valid license as well.
  5. Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.
  6. PAN card is the permanent account number that is provided to the customers and it prevents financial frauds. So it is also considered as an identity/residence proof. Pan Card is a very essential document under KYC (know your customer) formality.
  7. Ration card is also considered as a residence proof because it provides enough information about the applicant.
  8. A signature proof is compulsory

Why Is a Good Platform to Apply for Gold Loan

Why we are suggesting applying for the Bank of Baroda gold loan by using over other sites. the know the value of your precious time. You will get so many perks if you apply by using this site. Check out

  1. If you apply for the gold loan from you will be entertained by so many benefits
  2. Fill the Bank of Baroda Gold Loan form and you will get a call from outside automatically
  3. More concessions in the interest rates.
  4. No need to visit the branch.
  5. Your documents will be picked up from your doorstep.

You don’t need to go here and there to ask for interest rate or to get to know about EMI’s. All you need is to apply on and you will get back a call back within minutes with all the information. So Gold Loan is only one step away from you.

How to Apply on

Steps to apply

  1. Search for on google
  2. A form will open up.
  3. Fill the form with the required information.
  4. You will get assisted by us further

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%