Yes Bank Gold Loan

Gold Loan at 7.10%* p.m.

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Yes Bank Gold Loan Key Features – Apply Now!

Yes Bank Gold Loan Interest Rate 7.10% per annum
Yes Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Yes Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Yes Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Yes Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Yes Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Yes Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

About Yes Bank Gold Loan

Yes bank is one of India’s largest private banks which was started in 2004. While asset management and retail banking are its subsidiary functions, it still operates as a corporate bank. Yes, Bank thus also provides loans against gold, in which the applicant has to deposit the gold to have access to quick cash.

Interest Rate for Yes Bank Gold Loan

The interest rate of  Yes Bank Gold Loan starts from 7.10%. More the interest rate more will be the EMI. You can pay back your loan in two ways. Either you can keep the EMI constant and change the time period of the loan Or you can decrease the EMI and keep the time period of the loan the same.

  1. First of all the interest rate for one month is 11%.
  2. Furthermore, it will be 15% for 1 to 3 months.
  3. For 3-12 months the interest rate will be 20% and for more than 12 months it is 21% onwards.

Yes Bank Gold Loan Eligibility Yes Bank Gold Loan

There are some conditions that the applicant should fulfill to get a Yes Bank Gold Loan. These are written below

  1. First of all age of the applicant should be more than 18 years and less than 65 years. He/she should be able to return the loan amount on time.
  2. Besides that, she/he should have some rigid source of income so that he can give an interest rate to the bank.
  3. After that applicant should have gold in the form of jewelry. But the purity of the gold should be 18 karats to 22 karats.

Yes Bank Gold Loan Features

  1. Starting amount of that can be provided to the customers is Rs. 1500 here and it can be extended up to one Crore.
  2. Time for the disbursal of the loan is very less here. Therefore you will be able to get the amount of loan in your account within a few minutes.
  3. It provides very tight security to the gold assets provided by the customers. So the customer’s gold is kept under three-layer security. So there is no risk.
  4. Most noteworthy is that there are no charges for closure.
  5. Axis Bank provides the facility of prepayment also, there are no penalty charges for this.
  6. The customer can return the loan amount from 6 months to 3 years.
  7. 1% of the loan amount is charged as the processing fees.• Most importantly there are no prepayment or part payment charges.
  8. Besides, that service tax and other governmental tax charges will be applied.

Documentations for Yes Bank Gold Loan

The process of documentation is very easy and simple.

  1. Identity proof (Passport/Id card/voter card/driving license) can be any one of them.
  2. 2 passport size photographs are also required.
  3. A passport is can be an ID proof because a passport has a name, age, address, and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately.
  4. Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.
  5. Driving license can also be a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer.
  6. Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.
  7. PAN card is the permanent account number and it prevents financial frauds. So it can be an identity/residence proof. Pan Card is a very essential document under KYC (know your customer) formality.
  8. Ration card also can be a residence proof because it provides enough information about the applicant.

Why is an excellent platform to apply for a loan?

Here, we are to provide you with the loans, and here we are to offer loans and tell you why is better than other websites. here values your time, and thus we provide you loans in a quicker period. There are many perks if you choose us over the other website:

  1. To begin with, you will enjoy many benefits if you decide to take your personal loan from us
  2. After that, you have to fill the personal Loan form, and you will receive a call from our relationship manager.
  3. Besides this, more concessional rates will be provided to you besides all of the other facilities.
  4. And there is no need to go to the bank.
  5. Furthermore, your documents will be picked up from your doorstep.

Yes Bank Gold Loan Features

  1. First of all Know your Personal loan eligibility in 1 minute, available online and across all branches.
  2. After that Highly competitive interest rates for personal loans.
  3. Besides that Special offers, interest rates, and nominal charges for Karur Vysya Bank account holders.
  4. And Special personal loan offers* for women employees.

Yes Bank Gold Loan Benefits

  1. First of all Simple documentation
  2. After that Competitive pricing
  3. Besides that personal loan disbursal is very quick.
  4. And Transparent procedure
  5. Personal loans are available for Marriage and other Personal Needs.

How to Apply on

  1. To begin with you have to look up for on google.
  2. Thereafter, a form will open up and you have to fill-up the form with the appropriate information.
  3. You will get more information from us following that.
  4. Search for on google

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%