Yes Bank Gold Loan

Gold Loan @ 7.10%

Apply & Get Instant Money

Yes Bank Gold Loan Key Features – Apply Now!

Yes Bank Gold Loan Interest Rate 7.10% per annum
Yes Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Yes Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Yes Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Yes Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Yes Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Yes Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Yes Bank Gold Loan:

  • Quick Processing: The consent and disposition of the credit in Yes Bank are hurried and basic. The loan reached in an hour.
  • Minimal Documentation: The entire paper related work is minimum, only vital documents are needed.
  • Transparent System: The Yes Bank focuses on a transparent scheme; no hidden charges are counted.
  • Loan Amount: The utmost value of loan given is Rs. 15000 and it decreases to Rs. 10000 in rural living areas.
  • Security of Jewelry: Yes Bank takes the complete responsibility of protecting the gold from the fir-catching vaults.
  • Loan Tenure: The loan tenure of the gold loan in Yes Bank is from 3 months to 2 years. You can determine the period according to your comfort.
  • Advantages for Farmers: Prevailing some special benefits to the cultivators is a profitable service given by the Yes Bank.
  • No Debt Trouble: Debt charges are not attached to the applicants who are unable to refund the amount.
  • No Income bounds: Loan is availed to the people earning any amount of money. The Yes Bank provides a loan based on the requirements not on the income.

 

How Much Gold Loan can I Get through Yes Bank Gold Loan:

Yes Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

The Yes Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

The Yes Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

The Yes Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

 

About Yes Bank Gold Loan:

Overcome your financial urgency with Yes Bank Gold Loan. The Yes Bank assures the borrower complete security of their gold assets in exchange for the money given to the loan seeker. The Yes Bank is a private sector banking institution that provides an excellent loan sanctioning serviceability apart from other banking or non-banking companies.

  • Yes Bank Gold Loan Interest Rate is 7.10% per annum
  • Yes Bank Gold Loan Per Gram is ₹ 5,255
  • Yes Bank Gold Loan Tenure: Up to 24 months
  • Yes Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Yes Bank Gold Loan:

The Yes Bank proposes different schemes linked to the Gold Loan product which are given below-

  • Loan Against GoldYes Bank grants a huge amount of money to the individuals at an appealing banking rate when compared to other types of the loan facility because the Yes Bank Gold Loan aids their clients with high funding but at a lower interest rate.
  • Loan Against Gold for Agriculture – Farmers have prevailed with exclusive offers in addition to the minimal interest rate unlike the other loans used for innumerable reasons. Likewise, the farmers should hand the bank some land evidence that tells the reason behind taking a loan.

Yes Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Yes Bank Gold Loan EMI?

The Yes Bank Gold Loan can be easily reimbursed through the methods given below-

  • Standing Instruction (SI): Opting Standing Instruction, if you are currently an account holder with Yes Bank, is a perfect choice. Your EMI amount is credited towards the end of the month to month quantity from the Yes Bank bank account you show.
  • Electronic Clearing Service (ECS): This payment technique is usually used if you have a non-Yes Bank record and might want your EMIs to be debited consequently near to the end of the month to month cycle from the recent record.
  • Post-Dated Checks (PDC): You can show your post-dated EMI reports from a non-Yes Bank financial statement at your nearest Yes Bank loan Center. A different version of PDCs should be present instantly.

The Yes Bank Gold Loan Contact Number:

Dial 9878981144 to get more information concerning Yes Bank Gold Loan offers and exciting prices.

 

Gold Ornaments Accepted by Yes Bank :

  • Gold Jewelery- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are acquired by Yes Bank for availing a Gold Loan.
  • Quality- The quality of gold has to be between 18 Carat to 22 Carat.

 

Use of Yes Bank Gold Loan:

  • You might need the cash for achieving the set targets to make your business grow.
  • Funding the interim and lifelong requirements like climbing, traveling, and education loans, medical fees respectively.
  • Furthermore, the amount can be utilized for farming associated work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Yes Bank Gold Loan:

  • What is Yes Bank Gold Loan?

The Yes Bank Gold Loan is a loan service against gold for helping financially weak individuals. It also comes with engaging interest rates.

  • How can I get the Gold Loan from Yes Bank?

You can get the Yes Bank Gold Loan by visiting any of the gold loan approving branches in India; otherwise, you can apply online with MagicLoans from your home and take the best deals and offers.

  • What is the Gold Loan Interest Rate in Yes Bank?

The Gold Loan rate in Yes Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Yes Bank?

The per gram Gold Loan in Yes Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Yes Bank?

View your Yes Bank Gold Loan status, just visit the Yes Bank loan status tracker web page and fill in your details within the application given.

  • How to calculate Gold Loan Interest in Yes Bank?

Calculate the interest on your Yes Bank Gold Loan interest using the EMI Calculator which gives you exact amounts based on the data you mentioned in the calculator.

  • How to Pay Yes Bank Gold Loan Interest Online?

You can quickly pay Yes Bank Gold Loan interest online through internet banking on the official Yes Bank loan repayment website or by choice; you can likewise repay your Yes Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on Yes Bank Gold Loan for 3 months?

If you are not refunding your Yes Bank Gold Loan within 3 months, the bank will first caution you of your pending dues. If the payment requests go muted, a legal notice is given about the repayment and closure of the loan. You will be forced to face legal actions by the bank together with the confiscation of your gold.

  • How can I apply for EMI Moratorium on Yes Bank Gold Loan?

You can inquire for EMI Moratorium on Yes Bank Gold Loan now between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Yes Bank branch.