Catholic Syrian Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Catholic Syrian Bank Gold Loan Key Features – Apply Now!

Catholic Syrian Bank Gold Loan Interest Rate 7.10% per annum
Catholic Syrian Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Catholic Syrian Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Catholic Syrian Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Catholic Syrian Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Catholic Syrian Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Catholic Syrian Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Catholic Syrian Bank Gold Loan:

  • Quick Processing: The approval and disbursal method of the Catholic Syrian Bank Gold Loan is speedy and easy. The Loan gets typically passed in an hour.
  • Low-Interest Rate: The gold loan interest rate is much lower as compared to other loans as it is a secured loan.
  • Minimal Documentation: The documentation process is simple and straightforward; the least number of documents are required for approval of the Catholic Syrian Bank gold loan.
  • Transparent System: We apply no hidden charges on the Loan. The bank aims to remain fully transparent to you.
  • Loan Amount: The minimum amount of Loan available to customers is Rs. 15000. Many times, it can be less than Rs 10000 in remote areas.
  • Security of Jewelry: We are responsible for the security of your gold. Thus, the gold is kept in a fire-resistant vault.
  • Loan Tenure: The loan tenure of the gold loan can range from 3 months to 2 years. You can decide tenure according to your comfort.
  • Advantages for Farmers: Catholic Syrian Bank provides some special offers for agricultural purposes. That indicates the bank offers the farmers a slightly lower Gold loan interest rate for agricultural usage.
  • No Debt Trouble: Sometimes there can arise situations in which an applicant is unable to pay back the loan amount, in such a case the applicant will not be under debts as the bank will confiscate the ornaments kept by you.
  • No Income bounds: There are no such limitations regarding the salary or income of the lender; therefore, anyone with any income range can avail of a gold loan anytime.

 

How Much Gold Loan can I Get through Catholic Syrian Bank Gold Loan:

Catholic Syrian Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Catholic Syrian Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Catholic Syrian Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Catholic Syrian Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Catholic Syrian Bank Gold Loan:

If you are suffering financial problems, defeat your crises with the most reasonable option, Gold Loan. The Loan that is provided towards gold is referred to as Gold Loan. The borrower keeps his gold ornaments as collateral with the lender and takes the cash. Get immediate approval and a hassle-free process. Available on easy documentation. A gold loan is a secured loan. Therefore, the person who has a low CIBIL rating also can easily avail of this service. Catholic Syrian Bank Loan is one of the best gold loan offerings in India.

Though there are a variety of financial banking and non-banking businesses that provide you with a gold loan service, however, Catholic Syrian Bank Gold Loan is taken into consideration the most. It is one of the top reputed and dependable banks in India. Also, It is renowned for its excellent economic services. So, apply for the Catholic Syrian Bank Gold Loan and avail the best offers on your product.

  • Catholic Syrian Bank Gold Loan Interest Rate is 7.10% per annum
  • Catholic Syrian Bank Gold Loan Per Gram is ₹ 5,255
  • Catholic Syrian Bank Gold Loan Tenure: Up to 24 months
  • Catholic Syrian Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Catholic Syrian Bank Gold Loan:

Catholic Syrian Bank offers you varied schemes related to the Gold Loan product that are listed below:

  • Loan Against Gold – Catholic Syrian Bank provides Gold Loan at engaging rates of interest to meet anyone’s dire necessity of funds for any purpose whether or not personal or professional. The gold loan indeed is secured then. The bank has no risk in granting the amount to the individual, so it’s provided at a lower rate of interest compared to various kinds of Loan merchandise.
  • Loan Against Gold for Agriculture – Catholic Syrian Bank provides Gold Loans specifically for agriculture functions to farmers at a specific rate of interest as compared to gold loans given for other various uses. They are given special offers and that they ought to turn out the bank Land proofs that they are taking the Loan.

Catholic Syrian Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Catholic Syrian Bank Gold Loan EMI?

Your Catholic Syrian Bank gold loan is usually reimbursed inside the following three alternative methods:

  • Standing Instruction (SI): Standing Instruction is the best and most reliable method of payment if you are currently an account holder with the Catholic Syrian Bank. Your EMI amount is credited automatically towards the end of the month to month quantity from the Catholic Syrian Bank account you show.
  • Electronic Clearing Service (ECS): This payment method is usually implemented if you have a non-Catholic Syrian Bank record and might want your EMIs to be debited consequently near to the decline of the month to month process from the account you mention to us.
  • Post-Dated Checks (PDC): You can reveal your post-dated EMI reports from a non-Catholic Syrian Bank financial statement at your nearest Catholic Syrian Bank loan Center. A different version of PDCs got to be granted quickly. Please note Post Dated Checks are progressing to be collected non-ECS states because it was.

Catholic Syrian Bank Gold Loan Contact Number:

Call 9878981144 and acquire immediate help and approval for your Catholic Syrian Bank Gold Loan. You can quickly get to know the most compelling offers on Gold Loan out there from all the DCB Bank Branches throughout the country to avail the most efficient deal applicable to your wishes.

 

Gold Ornaments Accepted by Catholic Syrian Bank :

  • Gold jewellery, for instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are acquired by Catholic Syrian Bank for availing a Gold Loan.
  • Quality: The quality of gold has to be between 18 Carat to 22 Carat. Any gold ornament that is 24 Carat cannot be used when applying for a gold loan.

 

Use of Catholic Syrian Bank Gold Loan:

The funds collected by availing the Catholic Syrian Bank Gold Loan service may be used for several functions such as:

  • To finance any particular investments like matrimony, hiking, instalment of higher tuition payments, etc.
  • For all of your marketing requirements, like getting supplies, developing, promoting, etc., loan service is always available.
  • You can also furthermore avail of a Gold Loan for agriculture ideas. The bank presents lower prices of interest for Gold Loans that are used for farming or connected projects.

 

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Catholic Syrian Bank Gold Loan:

  • What is the Catholic Syrian Bank Gold Loan?

Catholic Syrian Bank Gold Loan is a type of loan that you can easily avail for instant financial help by holding your gold as parallel with full security to the bank. It also comes with engaging interest rates on Term Loan, Overdraft, and EMI based mostly on loan. The average Gold Loan disbursal time in India is just 45 minutes.

  • How can I get the Gold Loan from Catholic Syrian Bank?

You can get a Catholic Syrian Bank Gold Loan by visiting any of the gold loan approving branches in India; otherwise, you can apply online with MagicLoans from the convenience of your home and take the best deals and offers. It is one of the few best banks in India that has Gold Loan services.

  • What is the Gold Loan Interest Rate in Catholic Syrian Bank?

The Gold Loan rate in India is 7.10% per annum. The interest rate depends upon a variety of components, namely: loan amount, loan tenure, purity of gold, and relationship with the bank.

  • How much Gold Loan can I get per gram in Catholic Syrian Bank?

The per gram Gold Loan in Catholic Syrian Bank that you will get depends on the purity of your gold. Catholic Syrian Bank accepts gold of purity between 18 carats to 22 carats to deliver a Gold Loan. You’ll be able to avail up to ₹ 5,255 Per Gram in Catholic Syrian Bank Gold Loan.

  • How to check Gold Loan status in Catholic Syrian Bank?

To determine your Catholic Syrian Bank Gold Loan status, all you have to do is visit the Catholic Syrian Bank loan status tracker web page and fill in your details within the application given. You’ll be able to directly track the status of your loan from anyplace and keep updated.

  • How to calculate Gold Loan Interest in Catholic Syrian Bank?

You can calculate the interest on your Catholic Syrian Bank Gold Loan interest using the MagicLoans EMI Calculator which provides you exact amounts based on the data you enter into the calculator.

  • How to Pay Catholic Syrian Bank Gold Loan Interest Online?

You can quickly pay Catholic Syrian Bank Gold Loan interest online through internet banking on the official Catholic Syrian Bank loan repayment website or else; you can likewise repay your Catholic Syrian Bank Gold Loan on Paytm applying your most opted payment method.

  • What if I can’t pay the interest on Catholic Syrian Bank Gold Loan for 3 months?

If you are not paying your Catholic Syrian Bank Gold Loan within 3 months, the bank will first remind you of your incomplete dues. If the payment requests go unheard, a formal legal notice is distributed concerning the repayment and closure of the loan. Defaulting on your Gold Loan leads to a decrease of your credit score and conjointly causes you to be susceptible to face legal actions by the bank together with the confiscation and auction of your gold.

  • How can I apply for EMI Moratorium on Catholic Syrian Bank Gold Loan?

You can appeal for EMI Moratorium on Catholic Syrian Bank Gold Loan currently between the 1st March and 31st August 2020 and has got to be done by contacting the Bank customer care or visiting the closest Catholic Syrian Bank branch.