Chaitanya Godavari Grameena Bank Gold Loan

Gold Loan @ 7.10%

Apply & Get Instant Money

Chaitanya Godavari Grameena Bank Gold Loan Key Features – Apply Now!

Chaitanya Godavari Grameena Bank Gold Loan Interest Rate 7.10% per annum
Chaitanya Godavari Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Chaitanya Godavari Grameena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Chaitanya Godavari Grameena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Chaitanya Godavari Grameena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Chaitanya Godavari Grameena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Chaitanya Godavari Grameena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Chaitanya Godavari Grameena Bank Gold Loan:

• Fast Procedure: Approve your gold loan with Chaitanya Godavari Grameena Bank to get your loan passed within an hour.
• Fewer Documents: The documentation progression is substantial here; minor documents are necessary for the gold loan in Chaitanya Godavari Grameena Bank.
• Transparent System: The Chaitanya Godavari Grameena Bank outlines full transparency to its client’s with no undefined charges.
• Amount of Loan: The Chaitanya Godavari Grameena Bank provides the amount of loan to their client is Rs. 15,000. And, in rural places, it can be less than Rs 10,000.
 Safety of Jewellery: The Chaitanya Godavari Grameena bank takes full accountability for the protection of your gold; they kept the gold in fire-proof safety.
• Loan Tenancy: The time-period of the Gold loan in Chaitanya Godavari Grameena Bank can be from 3 months to 2 years. Afterward, you can pick your luxury accordingly.
• Profits for Farmers: Chaitanya Godavari Grameena Bank provides different deals for farming purposes. The respective bank offers a minimum interest rate for agronomic purposes.
• No Debt Issue: There can be certain situations in which if an applicant is incapable to reimburse the loan, in that case in point, the applicant will not be under any debts because the bank will just confiscate the ornaments.
• No Income borders: There are no constraints on the income of the applicant; hereafter, anyone with any salary fluctuates can apply for a gold loan in Chaitanya Godavari Grameena Bank.

How Much Gold Loan can I Get through Chaitanya Godavari Grameena Bank Gold Loan?

Chaitanya Godavari Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Chaitanya Godavari Grameena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Chaitanya Godavari Grameena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Chaitanya Godavari Grameena Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Chaitanya Godavari Grameena Bank Gold Loan

Chaitanya Godavari Grameena Bank founded in 2006. It is one of the most honest and enduring banks in India. Similarly, it is widely known for its resilient financial features. Chaitanya Godavari Grameena Bank loan the customer’s high amount so that they can fight back with the financial problems they are facing daily.

  • Chaitanya Godavari Grameena BankGold Loan Interest Rate is 7.10% per annum
  • Chaitanya Godavari Grameena BankGold Loan Per Gram is ₹ 5,255
  • Chaitanya Godavari Grameena BankGold Loan Tenure: Up to 24 months
  • Chaitanya Godavari Grameena BankGold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of Chaitanya Godavari Grameena Bank Gold Loan

• Loan Against Gold – Chaitanya Godavari Grameena Bank offers Gold Loan at compelling prices that aids individuals’ vital needs of assets for any reason whether individual or professional. The gold credit is guaranteed about the type of loans and thus, the bank has no issue in giving the amount to the applicant hence it is given at a slighter interest rate when related to different types of loans.
• Loan Against Gold for the Farming industry – Chaitanya Godavari Grameena Bank offers Gold Loans to the producers at a lower rate of interest set side by side other loans for different possibilities. You have to provide the land evidence to the bank necessarily.

Chaitanya Godavari Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Chaitanya Godavari Grameena Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are a current account holder with Chaitanya Godavari Grameena Bank State Co-operative, Standing Instruction is a suitable procedure to repay. Your EMI will be credited indubitably in every month’s ending from the Chaitanya Godavari Grameena Bank account you show.
  • Electronic Clearing Service (ECS): This exercise is done if you have a non – Chaitanya Godavari Grameena Bank and may need your EMIs to be charged from this record.
  • Post-Dated Checks (PDC): You can present post-dated EMI analyzes from a non-Chaitanya Godavari Grameena Bankaccount at your nearest Chaitanya Godavari Grameena Bank Loan Centre. Another PDCs should be accessible in a precise way.

Chaitanya Godavari Grameena Bank Gold Loan Contact Number

Call 9878981144and get rapid help and agreement for your Chaitanya Godavari Grameena Bank Gold Loan.

Gold Ornaments Accepted by Chaitanya Godavari Grameena Bank

  • Gold Jewellery – Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are allowable by Chaitanya Godavari Grameena Bankto take a Gold Loan.
  • Quality – The quality of gold must be in between of 18 Carat to 22 Carat. Any gold ornament above or 24 Carat, cannot be used to take a gold loan.

Use of Chaitanya Godavari Grameena Bank Gold Loan

  • You might need the cash for achieving the set targets to make your business grow.
  • Funding the interim and lifelong requirements like climbing, traveling, and education loans, medical fees respectively.
  • Furthermore, the amount can be utilized for farming associated work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Chaitanya Godavari Grameena Bank

  • What is Chaitanya Godavari Grameena Bank Gold Loan?

The Chaitanya Godavari Grameena Bank Gold Loan is a loan service against gold for helping financially weak individuals. It also comes with engaging interest rates.

  • How can I get the Gold Loan from Chaitanya Godavari Grameena Bank?

You can get the Chaitanya Godavari Grameena Bank Gold Loan by visiting any of the gold loan approving branches in India else; you can apply online with MagicLoans from your home.

  • What is Gold Loan Interest Rate in Chaitanya Godavari Grameena Bank?

The Gold Loan rate in Chaitanya Godavari Grameena Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Chaitanya Godavari Grameena Bank?

The per gram Gold Loan in Chaitanya Godavari Grameena Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Chaitanya Godavari Grameena Bank?

To check your Chaitanya Godavari Grameena BankGold Loan status visit the Chaitanya Godavari Grameena Bank Loan Status Tracker web page and fill your details in the form.

  • How to calculate Gold Loan Interest in Chaitanya Godavari Grameena Bank?

You can calculate the interest on your Chaitanya Godavari Grameena BankGold Loan using MagicLoans EMI Calculator.

  • How to Pay Chaitanya Godavari Grameena Bank Gold Loan Interest Online?

You can pay Chaitanya Godavari Grameena BankLoan interest online through net banking on the official Chaitanya Godavari Grameena Bankloan compensation web page or else, use Paytm or your most favorable payment method.

  • What if I can’t pay the interest on Chaitanya Godavari Grameena Bank Gold Loan for 3 months?

If you are not refunding your Chaitanya Godavari Grameena Bank Gold Loan within 3 months, the bank will first caution you of your pending dues. If the payment requests go unheard, you will be forced to face legal actions by the bank together with the confiscation of your gold.

  • How can I apply for EMI Moratorium on Chaitanya Godavari Grameena Bank Gold Loan?

You can apply for an EMI Moratorium on Chaitanya Godavari Grameena BankGold Loan now between 1st March yo 31st August 2020 and should be completed by calling the Bank’s customer care or you can visit the nearest Chaitanya Godavari Grameena Bank branch.