Gold Loan Mohali

Gold Loan @ 7.10%

Apply & Get Instant Money

Gold Loan Ahmedabad Features:

Loan Amount Up to Rs. 1 Crore (With Income Proof)
Gold Loan Interest Rate 7.0% per annum
Gold Loan Per Gram Rate Per Gram Today is ₹ 5,268
Processing Fee 1.50% of the Principal Loan Amount
Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Repayment Tenure 3 Months to 24 Months
Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

All about Gold Loan Mohali

Loan Against Gold: Deposit Your Gold under Lock & Key and Get Finance in just 3 minutes. Gold Loan is the best way to get money in a short span. This loan is secured against Gold Ornaments. MagicLoans.in will give you the Best Gold Loan at your Local place in Mohali. No need to visit banks. No need to carry your precious gold. We offer Doorstep and Personalised services. Fulfill all your needs with Loan Against Gold at Lowest Interest Rates.Earn money against your gold in just 3 minutes rather than keeping it idle at home.

Why Gold Loan?

  1. Your Gold will be at the Safest Place under Lock and Key with a guarantee in terms of the written agreement.
  2. Get Instant Cash in just 3 minutes.
  3. Minimum Paperwork and Documentation.
  4. If You have Gold, You are Eligible; No hard and fast Eligibility Criteria.
  5. In-house Evaluation of your Gold.

Major Gold Loan Providers in Ahmedabad:

Feature

HDFC Bank ICICI Bank Muthoot Finance

Interest Rate

9.90%

10.50%

12%

Min Loan Amt

Metro : 25000, Non : 15000

25000

15000

Max Loan Amt 1 Cr 1 Cr

1 Cr

Loan Tenure

3 months to 24 months 9 months to 24 months 1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50%

Nil

Preclosure Chgs

2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes

Yes

Pay Only Interest Facility

Yes Yes Yes
Gold Rate Per Gram 2500 2600

2700*

Features of Gold Loan Mohali

  • Loan Tenor up to 48 months.
  • Loan limit starts from Rs. 1500 to Rs. 1 crore.
  • Loan up to 80% value of the gold.
  • Attractive interest rates 1% per month.
  • Hi-Tech and Strong safety and security of your gold ornaments.
  • Flexible repayment options.
  • Cash Disbursal in just 3 minutes
  • No hidden charges.

Processing & Prepayment Fee on Gold Loan Ahmedabad:

Bank

Processing Fee

Prepayment Charges

HDFC Bank Gold Loan

0.25% to 1.50% 2%, Nil foreclosure charges after 3 months

Axis Bank Gold Loan

0.50% to 1.50%

Nil

ICICI Bank Gold Loan 0.25% to 1.50%

2%, Nil foreclosure charges after 9 months

SBI Gold Loan

500/- to 0.50% Nil
Kotak Gold Loan 1% to 2%

2.25% of foreclosure amount if closed 1 month ahead of the tenure.

IIFL Gold Loan

Nil Nil
Muthoot Gold Loan Nil

Nil

Manappauram Gold Loan

Nil Nil
PNB Gold Loan 0.70% to 1%

Nil

Canara Bank Gold Loan

1% Nil
Andhra Bank Gold Loan Nil

Nil

Eligibility Criteria for Gold Loan Mohali

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Gold Ornaments should be owned by the applicant or any of the family members.

 

Documents Required for Gold Loan Mohali

  • Proof of Identity – (Passport / Voter’s ID / Driving License/PAN Card/Aadhar Card)
  • Signature Proof (Passport /Driving License/Banker’s verification)
  • Address Proof- (Ration card /Driving License/ Voter’s ID / Utility Bill (any one within last 3 months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  • Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)
  • 2 passport size photographs

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%