Kaveri Grameena Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Kaveri Grameena Bank Gold Loan Key Features – Apply Now!

Gold Loan Interest Rate 7.10% per annum
Kaveri Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Kaveri Grameena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Kaveri Grameena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Kaveri Grameena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Kaveri Grameena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Kaveri Grameena Bank Gold Loan:

  • Quick Processing: The consent and disposition of the credit in Kaveri Grameena Bank is rapid and at ease. A maximum of 60 minutes is required to pass the loan.
  • Minimal Documentation: The minimum documentation process is done asking for the essential reports.
  • Transparent System: The Kaveri Grameena Bank focuses on a transparent scheme; no hidden charges are taken.
  • Loan Amount: The highest value of loan given is Rs. 15000 and it descends to Rs. 10000 in rural living areas.
  • Security of Jewelry: Kaveri Grameena Bank takes the complete authority of protecting the gold from the fire-catching vaults.
  • Loan Tenure: The loan tenure of the gold loan in Kaveri Grameena Bank is from 3 months to 2 years. You can determine the period according to your solace.
  • Advantages for Farmers: Permitting some exclusive benefits to the cultivators is the best customer service given by the Kaveri Grameena Bank.
  • No Debt Trouble: Debt charges are not put on the applicants who are unable to refund the amount. The bank will only confiscate the gold decorations.
  • No Income bounds: Loan is availed to the individual’s earning any amount of money. The Kaveri Grameena Bank provides a loan based on the requirements not on the income.

 

How Much Gold Loan can I Get through Kaveri Grameena Bank Gold Loan:

Kaveri Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

The Kaveri Grameena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

The Kaveri Grameena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

The Kaveri Grameena Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Kaveri Grameena Bank Gold Loan:

Kaveri Grameena Bank is the source of income in many ways. The individual’s who are unable to face the financial lack and are under pressure of fulfilling all the needs and desires of their family can go for Kaveri Grameena  Bank Gold Loan, it is the most dependable and profitable banking institution. By applying for the gold loan in Kaveri Grameena Bank, you will be allotted with a huge amount of money and you will be asked to put your gold in the bank for its safety and security.

  • Yes Bank Gold Loan Interest Rate is 7.10% per annum
  • Yes Bank Gold Loan Per Gram is ₹ 5,255
  • Yes Bank Gold Loan Tenure: Up to 24 months
  • Yes Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Kaveri Grameena Bank Gold Loan:

  • Loan Against Gold – Kaveri Grameena Bank grants a handsome amount to the individuals who are willing to gratify their dire needs and desires at an engaging interest rate in comparison to other loans. The bank shows no concern in lending money to the individuals as it offers interest at a low rate.
  • Loan Against Gold for Agriculture – Ranchers are going to be boosted with tons of exclusive offers adding some low-interest rates if they apply for gold loan in Kaveri Grameena  Bank. Although, the bank needs land evidence for which they are taking loans.

Kaveri Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Kaveri Garmeena Bank Gold Loan EMI?

  • Standing Instruction (SI): Opting Standing Instruction, if you are currently an account holder with Kaveri Garmeena Bank, is apt. Your EMI amount is credited towards the end of the month to month quantity from the Kaveri Garmeena Bank account you show.
  • Electronic Clearing Service (ECS): This payment technique is generally used if you have a non-Kaveri Garmeena Bank record and might want your EMIs to be debited consequently monthly from the recent record.
  • Post-Dated Checks (PDC): You can present your post-dated EMI scrutiny from a non-Kaveri Garmeena Bank financial statement at your nearest Kaveri Garmeena Bank loan Center. A different version of PDCs should be present instantly.

The Kaveri Garmeena Bank Gold Loan Contact Number:

Dial 9878981144 to get more information concerning Kaveri Garmeena Bank Gold Loan offers and exciting prices in all the branches of Kaveri Garmeena Bank across the nation.

 

Gold Ornaments Accepted by Kaveri GarmeenaBank :

  • Gold Jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are allowed by the Kaveri Garmeena Bank for availing a Gold Loan.
  • Quality- The quantitative value of gold has to be between 18 Carat to 22 Carat.

 

Use of Kaveri Garmeena Bank Gold Loan:

  • Call for money for achieving the resolutions to make your business grow.
  • Funding the momentary and longstanding requirements like climbing, traveling, and education loans, medical fees respectively.
  • Furthermore, the amount can be utilized for cultivating and allied work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Kaveri Grameena Bank Gold Loan:

  • What is Kaveri Grameena Bank Gold Loan?

The Kaveri Grameena Bank Gold Loan is a loan service against gold for helping financially weak individuals. It also comes with engaging interest rates and a simple documentation process.

  • How can I get the Gold Loan from Kaveri Grameena Bank?

You can get the Kaveri GrameenaBank Gold Loan by visiting any of the gold loan approving branches in India; otherwise, you can apply online with MagicLoans from your home and take the best deals and offers.

  • What is the Gold Loan Interest Rate in Kaveri Grameena Bank?

The Gold Loan rate in Kaveri Grameena Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Kaveri Grameena Bank?

The per gram Gold Loan in Kaveri Grameena Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Kaveri Grameena Bank?

View your Kaveri Grameena Bank Gold Loan status, just visit the Kaveri Grameena Bank loan status tracker web page and fill in your details within the application given.

  • How to calculate Gold Loan Interest in Kaveri Grameena Bank?

Calculate the interest on your Kaveri Grameena Bank Gold Loan interest using the EMI Calculator which gives you accurate numbers based on the data you mentioned in the calculator.

  • How to Pay Kaveri Grameena Bank Gold Loan Interest Online?

You can rapidly and conveniently pay Kaveri Grameena Bank Gold Loan interest online through internet banking on the official Kaveri Grameena Bank loan repayment website or by choice; you can likewise repay your Kaveri Grameena Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on Kaveri Grameena Bank Gold Loan for 3 months?

If you are not refunding your Kaveri Grameena Bank Gold Loan within 3 months, the bank will claim a legal notice about the repayment and closure of the loan against you. You will be forced to face legal actions by the bank together with the confiscation of your gold.

  • How can I apply for EMI Moratorium on Yes Bank Gold Loan?

You can appeal for EMI Moratorium on Kaveri Grameena Bank Gold Loan currently between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Kaveri Grameena Bank branch.