Pragathi Krishna Gramin Bank Gold Loan Key Features – Apply Now!
| Pragathi Krishna Gramin Bank Gold Loan Interest Rate | 7.10% per annum |
| Pragathi Krishna Gramin Bank Gold Loan Per Gram | Rate Per Gram Today is ₹ 5,255 |
| Pragathi Krishna Gramin Bank Gold Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Pragathi Krishna Gramin Bank Gold Loan Processing Fee | 1.50% of the Principal Loan Amount |
| Pragathi Krishna Gramin Bank Gold Loan Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Pragathi Krishna Gramin Bank Gold Loan Repayment Tenure | 3 Months to 24 Months |
| Pragathi Krishna Gramin Bank Gold Loan Repayment Scheme | Bullet Payment Scheme, Overdraft Scheme |
Advantages of Pargathi Krishna Garmin Bank Gold Loan:
- Quick Processing: The approval and disbursal method of the Pragathi Krishna GraminBank Gold Loan is speedy and convenient. The credit gets passed in an hour.
- Minimal Documentation: The documentation process is direct and manageable; the minimum number of documents is needed by the Pragathi Krishna Garmin Bank gold loan.
- Transparent System: We apply no hidden charges on the Loan. The Pragathi Krishna Gramin bank intends to be entirely transparent to you.
- Loan Amount: The minimum amount of Loan available to customers is Rs. 15000. Even it can be less than Rs 10000 in remote areas.
- Security of Jewelry: The Pragathi Krishna Gramin Bank is responsible for the security of your gold. Thus, the gold is kept in a fire-resistant vault.
- Loan Tenure: The loan tenure of the gold loan can range from 3 months to 2 years. Conferring your happiness you can avail of a gold loan.
- Advantages for Farmers: Pragathi Krishna Gramin Bank provides some exclusive offers for agricultural purposes. This tells us that the respective bank offers the farmers a slightly lower gold loan interest rate for agriculture use.
- No Debt Trouble: Debt charges are not attached to the applicants by the Pragathi Krishna Garmin Bank, who are unable to refund the amount.
- No Income bounds: No limitations regarding the salary or income of the borrower; therefore, anyone with any income range can avail of a gold loan.
How Much Gold Loan can I Get through Pragathi Krishna Gramin Bank Gold Loan:
Pragathi Krishna Garmin Bank Gold Loan Per Gram – Updated September 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity |
Gold Purity |
Gold Purity |
Gold Purity |
24 Carat |
22 Carat |
20 Carat |
18 Carat |
|
1 gram |
4680 | 4290 | 3900 | 3510 |
10 gram |
46800 | 42900 | 39000 | 35100 |
20 gram |
93600 | 85800 | 78000 | 70200 |
30 gram |
140400 | 128700 | 117000 | 105300 |
40 gram |
187200 | 171600 | 156000 | 140400 |
50 gram |
234000 | 214500 | 195000 | 175500 |
100 gram |
468000 | 429000 | 390000 | 351000 |
200 gram |
936000 | 858000 | 780000 | 702000 |
300 gram |
1404000 | 1287000 | 1170000 | 1053000 |
400 gram |
1872000 | 1716000 | 1560000 | 1404000 |
500 gram |
2340000 | 2145000 | 1950000 | 1755000 |
Pragathi Krishna Gramin Bank Gold Loan Eligibility:
Age |
18-70 years of age |
Nationality |
Indian |
Employment Status |
Salaried, Self-Employed |
Gold Quality |
Minimum 18 Carats |
Pragathi Krishna Gramin Bank Gold Loan Documents Required:
Photographs |
2 Passport Size |
Identity Proof |
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required) |
Residence Proof |
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required) |
Pragathi Krishna Gramin Bank Gold Loan Interest Rate, Fees, and Charges:
HDFC Gold Loan Interest Rate |
7.00% per annum |
Processing Fee |
1.50% of the Principal Loan Amount |
Prepayment/Foreclosure Charges |
2%+GST (Within 3 Months), 0 (After 3 months) |
Valuation Fee |
Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs |
Late Repayment Charges |
2% p.a. + Applicable rate of interest. |
Renewal Processing Fees |
Rs 350 + GST |
About Pragathi Krishna Gramin Bank Gold Loan:
Despite many financial banking and non-banking companies that suffice you with a gold loan service, Pragathi Krishna Gramin Bank Gold Loan is recommended the most. It is one of the recognized and dependable banks in India. Likewise, It is renowned for its excellent economic services.
- Pragathi Krishna Gramin Bank Gold Loan Interest Rate is 7.10% per annum
- Pragathi Krishna Gramin Bank Gold Loan Per Gram is ₹ 5,255
- Pragathi Krishna Gramin Bank Gold Loan Tenure: Up to 24 months
- Pragathi Krishna Gramin Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST
Types of Pragathi Krishna Gramin Bank Gold Loan:
- Loan Against Gold – Pragathi Krishna Gramin Bank provides Gold Loan at engaging rates of interest to meet anyone’s dire requirements of money for any personal or expert purpose. The gold loan is undoubtedly secured then. The bank has no danger in granting the amount to the individual, so it’s provided at a lower rate of interest compared to various kinds of loan distributors.
- Loan Against Gold for Agriculture – Pragathi Krishna Gramin Bank provides Gold Loans pointedly for agriculture functions to ranchers at a specific rate of interest as compared to gold loans given for other various purposes. They are given unbelievable offers and that they ought to turn out the bank property evidence that they are taking the Loan.
Pragathi Krishna Gramin Bank Gold Loan EMI Calculator:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
How to Pay Your Pragathi Krishna Gramin Bank Gold Loan EMI?
- Standing Instruction (SI): Standing Instruction is the best and most reliable method of payment if you are currently an account holder with Pragathi Krishna Gramin Bank. Your EMI amount is credited automatically from the Pragathi Krishna Gramin Bank bank account you show.
- Electronic Clearing Service (ECS): This payment method is usually executed if you have a non-Pragathi Krishna Gramin Bank record and might want your EMIs to be debited from the account you mention to us.
- Post-Dated Checks (PDC): You can reveal your post-dated EMI reports from a non-Pragathi Krishna Gramin Bank financial statement at your nearest Pragathi Krishna Gramin Bank loan Center. A different version of PDCs got to be granted immediately.
Pragathi Krishna Gramin Bank Gold Loan Contact Number:
Call 9878981144 and acquire immediate help and approval for your Pragathi Krishna Gramin Bank Gold Loan. You can quickly get to know the most compelling offers on Gold Loan out there from all the Pragathi Krishna Gramin Bank Branches throughout the country to avail the most efficient deal applicable to your wishes.
Gold Ornaments Accepted by Pragathi Krishna Gramin Bank
- Gold jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are acquired by Pragathi Krishna Gramin Bank for availing a Gold Loan.
- Quality: The quality of gold has to be between 18 Carat to 22 Carat.
Use of Pragathi Krishna Gramin Bank Gold Loan:
- Wishin to see your business at the top and want to grow it, then you can use this money to meet your ends.
- As in-person or expert, we have our dreams which we want to fulfill at any cost. This is the perfect opportunity time to make use of the capital obtained.
- Farmers have some goals that they want to achieve, thus, they can use the money in horticultural practices.
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.10% – 14.50% |
|
| 7.10% – 16.10% | |
| Muthoot Finance Gold Loan |
7.10% – 24.00% |
| 7.10% – 17.10% | |
| Manappuram Gold Loan |
7.10% – 26.00% |
| 7.10% – 15.99% | |
| Bank of India Gold Loan |
7.10% – 26.00% |
| 7.10% – 13.50% | |
| IIFL Gold Loan |
7.10% – 12.00% |
| 7.10% – 14.65% | |
|
7.10% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.10% – 10.45% |
| 7.10% – 15.75% | |
| PNB Gold Loan |
7.10% – 11.75% |
| 7.10% – 26% | |
| SBI Gold Loan |
7.10% – 15.99% |
| 7.10% – 15.99% | |
| UCO Bank Gold Loan |
7.10% – 26.00% |
| 7.10% – 13.50% | |
| Syndicate Bank Gold Loan |
7.10% – 12.00% |
FAQs About Pragathi Krishna Gramin Bank Gold Loan:
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What is Pragathi Krishna Gramin Bank Gold Loan?
The Pragathi Krishna Gramin Bank Gold Loan is a loan service against gold for helping financially weak individuals. It also comes with engaging interest rates.
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How can I get the Gold Loan from Pragathi Krishna Gramin Bank?
You can receive the Pragathi Krishna Gramin Bank Gold Loan by visiting any of the gold loan endorsing branches in India; otherwise, you can apply online with MagicLoans from your home and take the best deals and offers.
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What is the Gold Loan Interest Rate in Pragathi Krishna Gramin Bank?
The Gold Loan rate in Pragathi Krishna Gramin Bank is 7.10% per annum.
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How much Gold Loan can I get per gram in Pragathi Krishna Gramin Bank?
The per gram Gold Loan in Pragathi Krishna Gramin Bank is ₹ 5,255 Per Gram.
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How to check Gold Loan status in Pragathi Krishna Gramin Bank?
Check your Pragathi Krishna Gramin Bank Gold Loan status, just visit the Pragathi Krishna Gramin Bank loan status tracker web page and fill in your details within the application given and stay updated.
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How to calculate Gold Loan Interest in Pragathi Krishna Gramin Bank?
Calculate the interest on your Pragathi Krishna Gramin Bank Gold Loan interest using the EMI Calculator.
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How to Pay Pragathi Krishna Gramin Bank Gold Loan Interest Online?
You can quickly pay Pragathi Krishna Gramin Bank Gold Loan interest online through internet banking on the official Pragathi Krishna Gramin Bank loan repayment website or by choice; you can likewise repay your Pragathi Krishna Gramin Bank Gold Loan on Paytm.
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What if I can’t pay the interest on Pragathi Krishna Gramin Bank Gold Loan for 3 months?
If you are not refunding your Pragathi Krishna Gramin Bank Gold Loan within 3 months, the bank will first caution you of your pending dues. If the payment requests go muted, a legal notice is given about the repayment and closure of the loan. You will be forced to face legal actions by the bank together with the confiscation of your gold.
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How can I apply for EMI Moratorium on Pragathi Krishna Gramin Bank Gold Loan?
You can inquire for EMI Moratorium on Pragathi Krishna Gramin Bank Gold Loan now between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Pragathi Krishna Gramin Bank branch.