Reliance Gold Loan

Gold Loan at 7.10%* p.m.

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Reliance Gold Loan Key Features – Apply Now!

Reliance Gold Loan Interest Rate 7.10% per annum
Reliance Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Reliance Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Reliance Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Reliance Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Reliance Gold Loan Repayment Tenure 3 Months to 24 Months
Reliance Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme


About Reliance Bank Limited:

Formerly known as The Salvation Army Bank, Reliance Bank Limited was founded in 1890 by William Booth. When Booth needed to attract investments to finance mortgages on property vital to the work of the movement, his response was to set up its bank.

What is Gold Loan?

Gold Loan is that type of the Loan in which applicants has to pledge his belonging to the bank in the form of the gold ornaments. You have to deposit your gold as a security and hassle-free disbursal. It gets approved within 30 minutes.

Reliance Gold Loan Interest Rates:

7.10% is the minimum annual rate of interest you can expect on gold loans. If you calculate the monthly interest rate will come less than 1%. Thus, making it the lowest interest rate loaning scheme. Also, it comes with foreclosure facility meaning you can close your Loan before time and skip the pending Emi’s and their respective interest rate amount. The foreclosure charges range from 0-3% of the total loan amount.

Eligibility criteria Reliance Gold Loan:

  1. The age of the applicant should be more than 18 years.
  2. Also, the maximum period of the applicant can be 65 years.
  3. Furthermore, the applicant must be a citizen of India.
  4. Beside that applicant should have gold more than 10 grams.

Documentation required for Taking Reliance Gold Loan:

  1. Residence proof: Firstly, the documents required for the residence proof includes:(passport/ID card/ Voter card/ aadhar card/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
  2. Identity proof:  After that,verification documents especially require one among the following:( passport/ID card/ Voter card/ aadhar card/ration/card/driving license) any one of them.
  3. Two colored passport size photos:In addition to, (Applicants should not wear any glasses)
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Why should one choose Reliance Gold Loan?

  1. You can apply the gold loan for a short period of the time generally from 6 to 12 months.
  2. Gold loan is the best Loan option for all of the unfortunate credit individuals.
  3. Available at low-interest rates.
  4. You need to pay the interest rate, and no EMI’s are involved.

Advantages of Taking Reliance Gold Loan:

  1. You can get Loan up to Rs.1 Crore along with 90% of in market value of your gold ornament from the NBFC
  2. You get 100% Safety & Security of your collateral gold material
  3. It requires Simple documentation, and it is fast processing gold loan
  4. The rate of interest is payable only if the amount of overdraft that you use.
  5. Overdraft limit varies depending on the current situation of the scale of gold in the market.


On you can get all access to so many quires simultaneously. There is no need to go to different sites. If you apply for the gold loan by there is no need to go in banks. Your documents will be picked up from your doorstep. There can be a little more negotiation in interest rates.

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%