Saptagiri Grameena Bank Gold Loan

Gold Loan @ 7%

Apply & Get Instant Money

Saptagiri Grameena Bank Gold Loan Key Features – Apply Now!

Saptagiri Grameena Bank Gold Loan Interest Rate 7.10% per annum
Saptagiri Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Saptagiri Grameena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Saptagiri Grameena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Saptagiri Grameena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Saptagiri Grameena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Saptagiri Grameena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Saptagiri Grameena Bank Gold Loan:

  • Fast Processing: The approval and disbursal process of the Saptagiri Grameena Bank Gold Loan is very rapid and smooth. The loan gets passed in an hour.
  • Minimal Documentation: The documentation process is simple and easy, the minimum documents are required for confirmation of the Saptagiri Grameena Bank gold loan.
  • Transparent System: No hidden charges are applied by us on the loan, the bank aims at a clear and direct system.
  • Loan Amount: The maximum loan amount available to customers is Rs. 15000. and lessens to Rs. 10000 in remote areas.
  • Security of Jewelry: We are totally responsible for the security of your gold. Thus, your gold is kept in fire-resistant vaults.
  • Loan Tenure: The loan tenure of the gold loan in Saptagiri Grameena Bank can be from 3 months to 2 years. You can decide the tenure according to your suitability.
  • Benefits for Farmers: Farmers are given some notable offers along with low-interest rates to make money for achieving the targets.
  • No Debt Burden: The Saptagiri Grameena Bank is going to keep the gold in its custody instead of putting debt charges on the applicant if they are unable to repay the amount on time
  • No Income bounds: Salary restrictions will not come in the way when the applicant wants to apply for a gold loan in Saptagiri Grameena Bank.

How Much Gold Loan can I Get through Saptagiri Grameena Bank Gold Loan:

Saptagiri Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Saptagiri Grameena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Saptagiri Grameena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Saptagiri Grameena Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Saptagiri Grameena Bank Gold Loan:

Dealing with a lot of financial problems in one go seems impossible thus, the Saptagiri Grameena Bank Gold Loan brings you with some special financing services that will hand you the huge amount of notes against the gold. The bank offers its customers outstanding banking assistance as it the most esteemed financial company.

  • Saptagiri Grameena Bank Gold Loan Interest Rate is 7.10% per annum
  • Saptagiri Grameena Bank Gold Loan Per Gram is ₹ 5,255
  • Saptagiri Grameena Bank Gold Loan Tenure: Up to 24 months
  • Saptagiri Grameena Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Saptagiri Grameena Bank Gold Loan:

  • Loan Against Gold – Saptagiri Grameena Bank ease the loaning process as it avails the gold loan at appealing interest rates in comparison to other kinds of loans, thusly, the bank finds no danger in distributing the money to the applicants at shallow banking rate.
  • Loan Against Gold for Agriculture – Saptagiri Grameena Bank provides Gold Loans for agriculture purposes at a low-interest rate to the ranchers counting to the extraordinary offers when compared with other loans. The applicant needs to provide property proof to the bank.

Saptagiri Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Saptagiri Grameena Bank Gold Loan EMI?

  • Standing Instruction (SI): Standing Instruction is the best and most accountable method of compensation if you are currently an account holder with Saptagiri Grameena Bank, Monthly, your EMI amount is credited automatically from the Saptagiri Grameena Bank bank account you show.
  • Electronic Clearing Service (ECS): This method of payment is applicable if you have a non-Saptagiri Grameena Bank record and might want your EMIs to be debited, therefore, from the account you mention.
  • Post-Dated Checks (PDC): You can reveal your post-dated EMI reports from a non-Saptagiri Grameena Bank financial statement at your nearest Saptagiri Grameena Bank loan Center. Present your new version of PDCs on time.

Saptagiri Grameena Bank Gold Loan Contact Number:

Call 9878981144 and take instant help regarding Saptagiri Grameena Bank and get to know various effective offers.

Gold Ornaments Accepted by Saptagiri Grameena Bank:

  • Gold ornaments- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are acquired by Saptagiri Grameena Bank for availing a Gold Loan.
  • Quality: The quality of gold should be within 18 Carat to 22 Carat.

Use of Saptagiri Grameena Bank Gold Loan:

  • You might need the money for accomplishing the set targets to make your business grow.
  • Funding the short-term and long-term requirements like climbing, traveling, and education loans, medical fees respectively.
  • Furthermore, the amount can be utilized for farming associated work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Saptagiri Grameena Bank Gold Loan:

  • What is Saptagiri Grameena Bank Gold Loan?

Saptagiri Grameena Bank Gold Loan is a loan type that you can avail for urgent financial help by keeping your gold as security with the bank. It also comes with engaging interest rates.

  • How can I get the Gold Loan from Saptagiri Grameena Bank?

You can get a Saptagiri Grameena Bank Gold Loan by visiting any of the gold loan approving branches in India otherwise you can apply online with MagicLoans from the solace of your home.

  • What is the Gold Loan Interest Rate in Saptagiri Grameena Bank?

The Gold Loan rate in Saptagiri Grameena Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Saptagiri Grameena Bank?

The per gram Gold Loan in Saptagiri Grameena Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Saptagiri Grameena Bank?

Revise your Saptagiri Grameena Bank Gold Loan status, just visit the Saptagiri Grameena Bank loan status tracker web page and fill in your details within the application given.

  • How to calculate Gold Loan Interest in Saptagiri Grameena Bank?

Calculate the interest on your Saptagiri Grameena Bank Gold Loan interest using the EMI Calculator which gives you accurate figures based on the data you mentioned in the calculator.

  • How to Pay Saptagiri Grameena Bank Gold Loan Interest Online?

You can quickly pay Saptagiri Grameena Bank Gold Loan interest online through internet banking on the official Saptagiri Grameena Bank loan repayment website or by choice; you can likewise repay your Yes Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on Saptagiri Grameena Bank Gold Loan for 3 months?

If you are not paying the amount back to Saptagiri Grameena Bank Gold Loan within 3 months, the bank will first caution you of your pending dues. If the payment request has not been listened to, a legal notice is given about the repayment and closure of the loan. You will find susceptible to face legal actions by the bank together with the confiscation of your gold.

  • How can I apply for EMI Moratorium on Saptagiri Grameena Bank Gold Loan?

You can very easily apply for EMI Moratorium on Saptagiri Grameena Bank Gold Loan currently between the 1st March and 31st August 2020 and complete it by contacting the Bank customer care or visiting the closest Saptagiri Grameena Bank branch.