State Bank of Bikaner and Jaipur Gold Loan

Gold Loan @ 7.10%

Apply & Get Instant Money

State Bank of Bikaner and Jaipur Gold Loan Key Features

State Bank of Bikaner and Jaipur Gold Loan Interest Rate 7.15% per annum
State Bank of Bikaner and Jaipur Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
State Bank of Bikaner and Jaipur Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
State Bank of Bikaner and Jaipur Gold Loan Processing Fee 1.50% of the Principal Loan Amount
State Bank of Bikaner and Jaipur Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
State Bank of Bikaner and Jaipur Gold Loan Repayment Tenure 3 Months to 24 Months
State Bank of Bikaner and Jaipur Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of State Bank of Bikaner and Jaipur Gold Loan

  • Fast Method: State Bank of Bikaner and Jaipur Gold Loan gets approved and payout quickly. The loan is within an hour.
  • Minimal Documents: For State Bank of Bikaner and Jaipur Gold Loan document method is simple and solely essential documents area unit needed
  • Transparent System: Complete clarity is provided to the customer; there aren’t any hidden charges.
  • Amount of Loan: The smallest amount of loan provided to the client is Rs. 15000. In rural areas, the smallest amount may also be but Rs 10,000.
  • Safety of Jewellery: State Bank of Bikaner and Jaipur is in control of the safety of your gold. Thus, gold is given fireproof protection.
  • Loan Tenure: The loan is granted for the length from 3 months to 2 years.
  • Benefits for Farmers: State Bank of Bikaner and Jaipur prevails some special offers for agricultural functions.Low Gold Loan rate for agricultural uses square measure provided.
  • No Debt Burden: If in any scenario the mortal isn’t able to pay the loan quantity, the mortal won’t be beneath debts.
  • No financial gain bounds: there are not any restrictions on the wage of the mortal. Hence, candidates with any financial gain level will access a gold loan.

How much Gold Loan can I Get through State Bank of Bikaner and Jaipur Gold Loan

State Bank of Bikaner and Jaipur Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Contact us on 9878981144 to avail the Best Deals and Offers on State Bank of Bikaner and Jaipur Gold Loan Per Gram.

State Bank of Bikaner and Jaipur Gold Loan Eligibility 

The candidates for Gold Loan area unit eligible given that they fulfil the following criteria:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

State Bank of Bikaner and Jaipur Gold Loan Documents Required

While State Bank of Bikaner and Jaipur Gold Loan token documentation is needed to access to the gold loan. Following area unit the list of essential documents that area unit required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

State Bank of Bikaner and Jaipur Gold Loan Interest Rate, Fees and Charges

Gold as security is accessible at a low-interest rate as a result of it’s underneath the class of secured loans. Therefore, the Gold Loan interest rates are inferior to it of the private loan or the other variety of loans. The Gold Loan rate keeps on neutering time to time still as person to person.

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About State Bank of Bikaner and Jaipur Gold Loan

Uncertainties are a part of life. Thus, to tackle all the money hurdles in your life, we tend to all want cash. Where Gold Loan plays a significant role to fight with the cash crisis, people with low CIBIL score might have fast access to the current service. State Bank of Bikaner and Jaipur Gold Loan is one in all the most direct Gold Loans in India.

Despite, there are several financial banking and non-banking companies that avail the gold loan, but State Bank of Bikaner and Jaipur Gold Loan is considered the best. State Bank of Bikaner and Jaipur is well-known for its good money services because it is one in all the foremost supposed and dependable banks in India.

  • State Bank of Bikaner and Jaipur Gold Loan Interest Rate is 7.15% per annum
  • State Bank of Bikaner and Jaipur Gold Loan Per Gram is ₹ 5,293
  • State Bank of Bikaner and Jaipur Gold Loan Tenure: Up to 24 months
  • State Bank of Bikaner and Jaipur Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of State Bank of Bikaner and Jaipur Gold Loan

State Bank of Bikaner and Jaipur provides completely different schemes connected to the Gold Loan product.

  • Loan Against Gold- State Bank of Bikaner and Jaipur provides Gold Loan at an appealing rate of interests which can fulfil anyone’s immediate need of funds for any personal or professional reasons. Gold Loan is entirely a secured quite loan where the bank has no risk among the disposition amount of money to the loan seeker at a lower rate of interest as compared to the alternative kinds of Loan merchandise.
  • Loan Against Gold for Agriculture- Specifically for agricultural purposes to farmers State Bank of Bikaner and Jaipur Avails Gold Loan at a special rate of interest as compared to the Gold Loans which are provided for other uses. Especially offers avails, and conjointly the bank would love the Land proofs on its basis the loan seekers apply for Loan.

State Bank of Bikaner and Jaipur Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your State Bank of Bikaner and Jaipur Gold Loan EMI?

State Bank of Bikaner and Jaipur Gold Advance can be repaid in the several following ways:

  • Standing Instruction (SI): If you are an account holder with State Bank of Bikaner and Jaipur currently, then Standing Instructions is the most opted method of compensation. Toward the termination of the month, the EMI amount will be charged from the applicant’s State Bank of Bikaner and Jaipur account the applicant shows.
  • Electronic Clearing Service (ECS): This theme is for the candidates who have a non-State Bank of Bikaner and Jaipur record and also the EMIs got to be debited consequently at the tip.
  • Post-Dated Checks (PDC): The individual will gift post-dated EMI examine from the non-State Bank of Bikaner and Jaipur statement at your near State Bank of Bikaner and Jaipur loan Center. Immediately, the restructure of PDCs ought to be offered.
  • For ideal condition, it’s instructed to note Post Dated Checks which might be collected non-ECS states as a result of it was.

State Bank of Bikaner and Jaipur Gold Loan Contact Number

Call at 9878981144 to induce instant to facilitate and approval for your State Bank of Bikaner and Jaipur Gold Loan.

Gold Ornaments Accepted by State Bank of Bikaner and Jaipur

  • Gold Jewellery  like Gold Bangles, Gold rings, Gold Lockets, Gold anklets, Gold Necklaces etc. are all accepted by State Bank of Bikaner and Jaipur for seeking Gold Loan
  • Quality: the quality of Gold should be from 18 to 22 Carat. Gold Loan is not granted for any ornaments of 24 carats.

Use of State Bank of Bikaner and Jaipur Gold Loan

The fund that is obtained by State Bank of Bikaner and Jaipur Gold Loan services can be used for several purposes:

  • Fund for any direct investments like hiking, matrimony, instalment of upper tuition payments, etc.
  • Loan services square measure obtainable for promoting needs like getting contemporary provide, developing promoting, etc.
  • Additional Gold Loan also can be availed for horizontal ideas. The bank provides a lower rate of interest for Gold Loans that are available for farming or farming-related projects.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

FAQs About Gold Loan

  • What is State Bank of Bikaner and Jaipur Gold Loan?

State Bank of Bikaner and Jaipur Gold Loan could also be a loan theme where you may access for any emergency financial facilitate by keeping your gold as a guarantee with the bank. It comes with collaborating interest rates on Term Loan, the order of payment and EMI based loan. Average Gold Loan disbursal time is solely 45 minutes.

  •  How can I get the Gold Loan from the State Bank of Bikaner and Jaipur? 

You can access State Bank of Bikaner and Jaipur Gold Loan by being to any near Gold Loan giving branch. Even you’ll be able to access to Gold Loan on-line with Magicloans from anyplace and find the most effective deals and offers.

  •    What is Gold Loan Interest Rate in State Bank of Bikaner and Jaipur?

The Gold Loan rate of interest in State Bank of Bikaner and Jaipur is 7.15% once a year. The speed of interest depends on varied criteria, namely: loan amount, loan tenure, purity of gold etc.

  •    How much Gold Loan can I get per gram in State Bank of Bikaner and Jaipur?
The value of per gram Gold Loan strictly depends on the purity and quality of the gold. State Bank of Bikaner and Jaipur believes gold purity between 18 to 22 carats to supply a Gold Loan. You may avail up to Rs. 5,293 per gram in State Bank of Bikaner and Jaipur of India Gold Loan.
  •    How to check Gold Loan status in State Bank of Bikaner and Jaipur?

To check the standing of State Bank of Bikaner and Jaipur Gold Loan, you will be ready to visit State Bank of Bikaner and Jaipur loan hunter. Mention your choices inside the provided application. This could merely assist you in tracing the standing of your loan from anywhere at any time and keeps you updated.

  •    How to calculate Gold Loan Interest in State Bank of Bikaner and Jaipur?

State Bank of Bikaner and Jaipur Gold Loan interest is commonly calculated victimization MagicLoans EMI Calculator. It provides you with the correct details supported the info the person enters inside the calculator.

  •    How to Pay State Bank of Bikaner and Jaipur Interest Online?

State Bank of Bikaner and Jaipur Gold Loan interest will be paid through internet banking method on the official State Bank of Bikaner and Jaipur loan reimbursement web content or as an alternative. Another mode Paytm may be accustomed repay State Bank of Bikaner and Jaipur Gold Loan or your most popular payment methodology.

  •    What if I can’t pay the interest on State Bank of Bikaner and Jaipur Gold Loan for 3 months?

If the interest isn’t paid back for three months, then ab initio a reminder is given for your unfinished dues. After this, if the payment requests go neglected or invisible, then an official legal notice is shipped, that demands the compensation and closure of the loan. Such defaults on your Gold Loan lands up in Associate in Nursing exceedingly decrease of your credit score and additionally cause you to respond to face legal actions by the bank which can embrace arrogation and auction of your gold.

  •    How can I apply for EMI Moratorium on State Bank of Bikaner and Jaipur Gold Loan?
You can appeal for EMI Moratorium on State Bank of Bikaner and Jaipur Gold Loan within 1st March and 31st August 2020. you’ll be able to tumble done by contacting the Bank client Care or visiting the near State Bank of Bikaner and Jaipur branch.