Suryoday Small Finance Bank Gold Loan Key Features – Apply Now!
| Suryoday Small Finance Bank Gold Loan Interest Rate | 7.10% per annum |
| Suryoday Small Finance Bank Gold Loan Per Gram | Rate Per Gram Today is ₹ 5,255 |
| Suryoday Small Finance Bank Gold Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Suryoday Small Finance Bank Gold Loan Processing Fee | 1.50% of the Principal Loan Amount |
| Suryoday Small Finance Bank Gold Loan Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Suryoday Small Finance Bank Gold Loan Repayment Tenure | 3 Months to 24 Months |
| Suryoday Small Finance Bank Gold Loan Repayment Scheme | Bullet Payment Scheme, Overdraft Scheme |
Advantages of Suryoday Small Finance Bank Gold Loan:
- Quick Processing: Suryoday Small Finance Bank serves its clients with dedicated assistance and best customer service and the in general loan gets passed in 60 minutes.
- Minimal Documentation: Credentials required during the certification process should be less and vital.
- Transparent System: Suryoday Small Finance Bank aims at the fair play of system with no inclusion of hidden charges.
- Loan Amount: Quantitative value of loan amount in Suryoday Small Finance Bank is Rs. 15000 to its customers and then lessen it toRs. 10000 for the people belonging to pastoral districts.
- Security of Jewelry: Safety of gold jewels is in the hands of Suryoday Small Finance Bank.
- Loan Tenure: The tenure of the gold loan in Suryoday Small Finance Bank is from 3 months to 2 years. Select the tenure of the loan whenever you feel the need.
- Advantages for Farmers: Profits are given to the farmers in terms of low banking rates and some exceptional offerings.
- No Debt Trouble: If the applicant is unable to refund the amount in some unwanted situations then there is no need of putting any debts allegations on them. The Bank can seize their ornaments for a while.
- No Income bounds: Income margins are not under the Suryoday Small Finance Bank Gold Loan scheme, everybody can avail of a gold loan.
How Much Gold Loan can I Get through Suryoday Small Finance Bank Gold Loan:
Suryoday Small Finance Bank Gold Loan Per Gram – Updated September 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity |
Gold Purity |
Gold Purity |
Gold Purity |
24 Carat |
22 Carat |
20 Carat |
18 Carat |
|
1 gram |
4680 | 4290 | 3900 | 3510 |
10 gram |
46800 | 42900 | 39000 | 35100 |
20 gram |
93600 | 85800 | 78000 | 70200 |
30 gram |
140400 | 128700 | 117000 | 105300 |
40 gram |
187200 | 171600 | 156000 | 140400 |
50 gram |
234000 | 214500 | 195000 | 175500 |
100 gram |
468000 | 429000 | 390000 | 351000 |
200 gram |
936000 | 858000 | 780000 | 702000 |
300 gram |
1404000 | 1287000 | 1170000 | 1053000 |
400 gram |
1872000 | 1716000 | 1560000 | 1404000 |
500 gram |
2340000 | 2145000 | 1950000 | 1755000 |
Suryoday Small Finance Bank Gold Loan Eligibility:
Age |
18-70 years of age |
Nationality |
Indian |
Employment Status |
Salaried, Self-Employed |
Gold Quality |
Minimum 18 Carats |
Suryoday Small Finance Bank Gold Loan Documents Required:
Photographs |
2 Passport Size |
Identity Proof |
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required) |
Residence Proof |
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required) |
Suryoday Small Finance Bank Gold Loan Interest Rate, Fees, and Charges
HDFC Gold Loan Interest Rate |
7.00% per annum |
Processing Fee |
1.50% of the Principal Loan Amount |
Prepayment/Foreclosure Charges |
2%+GST (Within 3 Months), 0 (After 3 months) |
Valuation Fee |
Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs |
Late Repayment Charges |
2% p.a. + Applicable rate of interest. |
Renewal Processing Fees |
Rs 350 + GST |
About Suryoday Small Finance Bank Gold Loan:
Lack of money is the most disturbing and painful problem in an individual’s life. We have to somehow deal with this in any situation. Suryoday Small Finance Bank Gold Loan is a banking institute that gives loans to borrowers in exchange for gold decorations. The borrowers who urgently require cash for fulfilling their longlasting needs can apply for the Suryoday Small Finance Bank Gold Loan, it offers satisfying and trustworthy service to its clients.
- Suryoday Small Finance Bank Gold Loan Interest Rate is 7.10% per annum
- Suryoday Small Finance Bank Gold Loan Per Gram is ₹ 5,255
- Suryoday Small Finance Bank Gold Loan Tenure: Up to 24 months
- Suryoday Small Finance Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST
Types of Suryoday Small Finance Bank Gold Loan:
- Loan Against Gold – The Suryoday Small Finance Bank lends a huge amount of money to the borrowers with no risk because it sanctions loan to them at the shallow price of interest when compared to other on distributors. The gold loan is absolute trust, it effectuates the monetary demands of every individual’s.
- Loan Against Gold for Agriculture – Suryoday Small Finance Bank offers various schemes to the ranchers to help them in their cultivation and horticultural ideas. The Suryoday Small Finance Bank loan the amount at the least rate of interest. Furthermore, they have to hand the land evidence to the bank.
Suryoday Small Finance Bank Gold Loan EMI Calculator:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
How to Pay Your Suryoday Small Finance Bank Gold Loan EMI?
- Standing Instruction (SI): If you are a current account holder of Suryoday Small Finance Bank then Standing Instruction is the most demanding method for compensation. This further helps you to credit your EMI from this record.
- Electronic Clearing Service (ECS): In ECS, if you have a non-Suryoday Small Finance account and monthly your EMI needs to be charged from the present record.
- Post-Dated Checks (PDC): Present your post-dated EMI reports from a non-Suryoday Small Finance Bank financial statement at your nearest Suryoday Small Finance Bank loan Center. A new PDCs should be looked at timely.
The Suryoday Small Finance Bank Gold Loan Contact Number:
Dial 9878981144 to gather much information regarding Suryoday Small Finance Bank Gold Loan offers.
Gold Ornaments Accepted by Suryoday Small Finance Bank :
- Gold Jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are accepted by Suryoday Small Finance Bank for availing a Gold Loan.
- Quality- Quantitative value of gold can be 18-22 carats but should not exceed the value.
Use of Suryoday Small Finance Bank Gold Loan:
- Business proposals are in demand and the money required to make it public or to expand it on a higher level should be in a heap, thus, the Suryoday Small Finance Bank Gold Loan is of great help.
- Personal or family requirements are on the urge to get fulfilled thus, the money obtained can be used for this purpose.
- Farmers should use this money to achieve their goals.
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.10% – 14.50% |
|
| 7.10% – 16.10% | |
| Muthoot Finance Gold Loan |
7.10% – 24.00% |
| 7.10% – 17.10% | |
| Manappuram Gold Loan |
7.10% – 26.00% |
| 7.10% – 15.99% | |
| Bank of India Gold Loan |
7.10% – 26.00% |
| 7.10% – 13.50% | |
| IIFL Gold Loan |
7.10% – 12.00% |
| 7.10% – 14.65% | |
|
7.10% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.10% – 10.45% |
| 7.10% – 15.75% | |
| PNB Gold Loan |
7.10% – 11.75% |
| 7.10% – 26% | |
| SBI Gold Loan |
7.10% – 15.99% |
| 7.10% – 15.99% | |
| UCO Bank Gold Loan |
7.10% – 26.00% |
| 7.10% – 13.50% | |
| Syndicate Bank Gold Loan |
7.10% – 12.00% |
FAQs About Suryoday Small Finance Bank Gold Loan:
-
What is Suryoday Small Finance Bank Gold Loan?
The Suryoday Small Finance Bank Gold Loan is a loaning scheme against gold for helping financially tired individuals. It also comes with feasible borrowing rates.
-
How can I get the Gold Loan from Suryoday Small Finance Bank?
Receive the Suryoday Small Finance Bank Gold Loan by visiting any of the gold loan approving branches in India; else, you can apply online with MagicLoans from your home.
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What is the Gold Loan Interest Rate in Suryoday Small Finance Bank?
The Gold Loan rate in Suryoday Small Finance Bank is 7.10% per annum.
-
How much Gold Loan can I get per gram in Suryoday Small Finance Bank?
The per gram Gold Loan in Suryoday Small Finance Bank is ₹ 5,255 Per Gram.
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How to check Gold Loan status in Suryoday Small Finance Bank?
Revise your Suryoday Small Finance es Bank Gold Loan status by visiting the tracker web page and fill in your details within the application given.
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How to calculate Gold Loan Interest in Suryoday Small Finance Bank?
Calculate the interest on your Suryoday Small Finance Bank Gold Loan interest using the EMI Calculator which gives you exact amounts based on the data you mentioned in the calculator.
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How to Pay Suryoday Small Finance Bank Gold Loan Interest Online?
You can pay Suryoday Small Finance Bank Gold Loan interest online either using net banking or any suitable payment technique like Paytm.
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What if I can’t pay the interest on Suryoday Small Finance Bank Gold Loan for 3 months?
If you haven’t paid your interest in Suryoday Small Finance Bank within 3 months then the bank will put legal obligations on you after requesting your contribution once.
-
How can I apply for EMI Moratorium on Suryoday Small Finance Bank Gold Loan?
You can appeal for EMI Moratorium on Suryoday Small Finance Bank Gold Loan presently between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Suryoday Small Finance Bank branch.