Suryoday Small Finance Bank Gold Loan

Gold Loan @ 7.10%

Apply & Get Instant Money

Suryoday Small Finance Bank Gold Loan Key Features – Apply Now!

Suryoday Small Finance Bank Gold Loan Interest Rate 7.10% per annum
Suryoday Small Finance Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,255
Suryoday Small Finance Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Suryoday Small Finance Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Suryoday Small Finance Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Suryoday Small Finance Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Suryoday Small Finance Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Suryoday Small Finance Bank Gold Loan:

  • Quick Processing: Suryoday Small Finance Bank serves its clients with dedicated assistance and best customer service and the in general loan gets passed in 60 minutes.
  • Minimal Documentation: Credentials required during the certification process should be less and vital.
  • Transparent System:  Suryoday Small Finance Bank aims at the fair play of system with no inclusion of hidden charges.
  • Loan Amount: Quantitative value of loan amount in Suryoday Small Finance Bank is Rs. 15000 to its customers and then lessen it toRs. 10000 for the people belonging to pastoral districts.
  • Security of Jewelry: Safety of gold jewels is in the hands of Suryoday Small Finance Bank.
  • Loan Tenure: The tenure of the gold loan in Suryoday Small Finance Bank is from 3 months to 2 years. Select the tenure of the loan whenever you feel the need.
  • Advantages for Farmers: Profits are given to the farmers in terms of low banking rates and some exceptional offerings.
  • No Debt Trouble: If the applicant is unable to refund the amount in some unwanted situations then there is no need of putting any debts allegations on them. The Bank can seize their ornaments for a while.
  • No Income bounds: Income margins are not under the Suryoday Small Finance Bank Gold Loan scheme, everybody can avail of a gold loan.

How Much Gold Loan can I Get through Suryoday Small Finance Bank Gold Loan:

Suryoday Small Finance Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Suryoday Small Finance Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Suryoday Small Finance Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Suryoday Small Finance Bank Gold Loan Interest Rate, Fees, and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

 

About Suryoday Small Finance Bank Gold Loan:

Lack of money is the most disturbing and painful problem in an individual’s life. We have to somehow deal with this in any situation. Suryoday Small Finance Bank Gold Loan is a banking institute that gives loans to borrowers in exchange for gold decorations. The borrowers who urgently require cash for fulfilling their longlasting needs can apply for the Suryoday Small Finance Bank Gold Loan, it offers satisfying and trustworthy service to its clients.

  • Suryoday Small Finance Bank Gold Loan Interest Rate is 7.10% per annum
  • Suryoday Small Finance Bank Gold Loan Per Gram is ₹ 5,255
  • Suryoday Small Finance Bank Gold Loan Tenure: Up to 24 months
  • Suryoday Small Finance Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Suryoday Small Finance Bank Gold Loan:

  • Loan Against Gold – The Suryoday Small Finance Bank lends a huge amount of money to the borrowers with no risk because it sanctions loan to them at the shallow price of interest when compared to other on distributors. The gold loan is absolute trust, it effectuates the monetary demands of every individual’s.
  • Loan Against Gold for Agriculture – Suryoday Small Finance Bank offers various schemes to the ranchers to help them in their cultivation and horticultural ideas. The Suryoday Small Finance Bank loan the amount at the least rate of interest. Furthermore, they have to hand the land evidence to the bank.

Suryoday Small Finance Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Suryoday Small Finance Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are a current account holder of Suryoday Small Finance Bank then Standing Instruction is the most demanding method for compensation. This further helps you to credit your EMI from this record.
  • Electronic Clearing Service (ECS): In ECS, if you have a non-Suryoday Small Finance account and monthly your EMI needs to be charged from the present record.
  • Post-Dated Checks (PDC): Present your post-dated EMI reports from a non-Suryoday Small Finance Bank financial statement at your nearest Suryoday Small Finance Bank loan Center. A new PDCs should be looked at timely.

The Suryoday Small Finance Bank Gold Loan Contact Number:

Dial 9878981144 to gather much information regarding Suryoday Small Finance Bank Gold Loan offers.

 

Gold Ornaments Accepted by Suryoday Small Finance Bank :

  • Gold Jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are accepted by Suryoday Small Finance Bank for availing a Gold Loan.
  • Quality- Quantitative value of gold can be 18-22 carats but should not exceed the value.

 

Use of Suryoday Small Finance Bank Gold Loan:

  • Business proposals are in demand and the money required to make it public or to expand it on a higher level should be in a heap, thus, the Suryoday Small Finance Bank Gold Loan is of great help.
  • Personal or family requirements are on the urge to get fulfilled thus, the money obtained can be used for this purpose.
  • Farmers should use this money to achieve their goals.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.10% – 14.50%

ICICI Gold Loan

7.10% – 16.10%
Muthoot Finance Gold Loan

7.10% – 24.00%

Axis Bank Gold Loan

7.10% – 17.10%
Manappuram Gold Loan

7.10% – 26.00%

Yes Bank Gold Loan

7.10% – 15.99%
Bank of India Gold Loan

7.10% – 26.00%

Federal Bank Gold Loan 

7.10% – 13.50%
IIFL Gold Loan

7.10% – 12.00%

Central Bank of India Gold Loan

7.10% – 14.65%

Canara Bank Gold Loan

7.10% – 12.65%

Allahabad Bank Gold Loan

7.10% – 10.45%

Induslnd Bank Gold Loan

7.10% – 15.75%
PNB Gold Loan

7.10% – 11.75%

Bajaj Finance Gold Loan

7.10% – 26%
SBI Gold Loan

7.10% – 15.99%

Indian Bank Gold Loan

7.10% – 15.99%
UCO Bank Gold Loan

7.10% – 26.00%

Kotak Mahindra Bank Gold Loan

7.10% – 13.50%
Syndicate Bank Gold Loan

7.10% – 12.00%

 

FAQs About Suryoday Small Finance Bank Gold Loan:

  • What is Suryoday Small Finance Bank Gold Loan?

The Suryoday Small Finance Bank Gold Loan is a loaning scheme against gold for helping financially tired individuals. It also comes with feasible borrowing rates.

  • How can I get the Gold Loan from Suryoday Small Finance Bank?

Receive the Suryoday Small Finance Bank Gold Loan by visiting any of the gold loan approving branches in India; else, you can apply online with MagicLoans from your home.

  • What is the Gold Loan Interest Rate in Suryoday Small Finance Bank?

The Gold Loan rate in Suryoday Small Finance Bank is 7.10% per annum.

  • How much Gold Loan can I get per gram in Suryoday Small Finance Bank?

The per gram Gold Loan in Suryoday Small Finance Bank is ₹ 5,255 Per Gram.

  • How to check Gold Loan status in Suryoday Small Finance Bank?

Revise your Suryoday Small Finance es Bank Gold Loan status by visiting the tracker web page and fill in your details within the application given.

  • How to calculate Gold Loan Interest in Suryoday Small Finance Bank?

Calculate the interest on your Suryoday Small Finance Bank Gold Loan interest using the EMI Calculator which gives you exact amounts based on the data you mentioned in the calculator.

  • How to Pay Suryoday Small Finance Bank Gold Loan Interest Online?

You can pay Suryoday Small Finance Bank Gold Loan interest online either using net banking or any suitable payment technique like Paytm.

  • What if I can’t pay the interest on Suryoday Small Finance Bank Gold Loan for 3 months?

If you haven’t paid your interest in Suryoday  Small Finance Bank within 3 months then the bank will put legal obligations on you after requesting your contribution once.

  • How can I apply for EMI Moratorium on Suryoday Small Finance Bank Gold Loan?

You can appeal for EMI Moratorium on Suryoday Small Finance Bank Gold Loan presently between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Suryoday Small Finance Bank branch.