Ujjivan Small Finance Bank Gold Loan Key Features – Apply Now!
| Ujjivan Small Finance Bank Gold Loan Interest Rate | 7.10% per annum |
| Ujjivan Small Finance Bank Gold Loan Per Gram | Rate Per Gram Today is ₹ 5,255 |
| Ujjivan Small Finance Bank Gold Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Ujjivan Small Finance Bank Gold Loan Processing Fee | 1.50% of the Principal Loan Amount |
| Ujjivan Small Finance Bank Gold Loan Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Ujjivan Small Finance Bank Gold Loan Repayment Tenure | 3 Months to 24 Months |
| Ujjivan Small Finance Bank Gold Loan Repayment Scheme | Bullet Payment Scheme, Overdraft Scheme |
Advantages of the Ujjivan Small Finance Bank Gold loan
- Energetic Process: Ujjivan Small Finance Bank Gold Loan is endorsed and dispensed rapidly and with no trouble. The credit gets went in 60 minutes.
- Less Documentation: The documentation process is smooth and less, crucial reports are required for the Ujjivan Small Finance Bank gold credit.
- Direct System: The bank gives full straightforwardness to the client; that is, there are no hidden charges.
- The Extent of Loan: The base level of advance that Equitas Small Finance Bank obliges the client is Rs. 15000. Besides, It can be not as much as Rs 10000 in like way spaces.
- The Well-Being of Jewelry: The Ujjivan Small Finance bank is liable without a doubt about the security of your gold. Also, the gold is guaranteed in fire security.
- Advance Tenure: The tenure of the advance can be from 3 months to 2 years. Thusly, You can pick as per your comfort.
- Profit for Farmers: Ujjivan Small Finance bank gives some huge proposals for farming purposes. That is, the bank offers a minimum low Gold credit.
- No Debt Burden: There can be conditions in which the claimant can’t refund the allowance in such a case they won’t be under obligations as the bank will basically take the embellishments.
How Much Gold Loan can I Get through Ujjivan Small Finance Bank Gold Loan?
Ujjivan Small Finance Bank Gold Loan Per Gram – Updated September 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity |
Gold Purity |
Gold Purity |
Gold Purity |
24 Carat |
22 Carat |
20 Carat |
18 Carat |
|
1 gram |
4680 | 4290 | 3900 | 3510 |
10 gram |
46800 | 42900 | 39000 | 35100 |
20 gram |
93600 | 85800 | 78000 | 70200 |
30 gram |
140400 | 128700 | 117000 | 105300 |
40 gram |
187200 | 171600 | 156000 | 140400 |
50 gram |
234000 | 214500 | 195000 | 175500 |
100 gram |
468000 | 429000 | 390000 | 351000 |
200 gram |
936000 | 858000 | 780000 | 702000 |
300 gram |
1404000 | 1287000 | 1170000 | 1053000 |
400 gram |
1872000 | 1716000 | 1560000 | 1404000 |
500 gram |
2340000 | 2145000 | 1950000 | 1755000 |
Ujjivan Small Finance Bank Gold Loan Eligibility:
Age |
18-70 years of age |
Nationality |
Indian |
Employment Status |
Salaried, Self-Employed |
Gold Quality |
Minimum 18 Carats |
Ujjivan Small Finance Bank Gold Loan Documents Required:
Photographs |
2 Passport Size |
Identity Proof |
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required) |
Residence Proof |
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required) |
Ujjivan Small Finance Bank Gold Loan Interest Rate, Fees, and Charges:
HDFC Gold Loan Interest Rate |
7.00% per annum |
Processing Fee |
1.50% of the Principal Loan Amount |
Prepayment/Foreclosure Charges |
2%+GST (Within 3 Months), 0 (After 3 months) |
Valuation Fee |
Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs |
Late Repayment Charges |
2% p.a. + Applicable rate of interest. |
Renewal Processing Fees |
Rs 350 + GST |
About Ujjivan Small Finance Bank Gold Loan:
Ujjivan Small Finance Bank Gold Loan caters Gold Loan services to the people to meet their financial emergencies and to make good use of their gold lying idly in the house. It is a banking company that serves with the strongest and safest financing services the candidates with minimum banking rate and dedicated assistance. It has a name among other banking or non-banking organizations. It offers a brilliant and satisfying moneylending service.
- Ujjivan Small Finance Bank Gold Loan Interest Rate is 7.10% per annum
- Ujjivan Small Finance Bank Gold Loan Per Gram is ₹ 5,255
- Ujjivan Small Finance Bank Gold Loan Tenure: Up to 24 months
- Ujjivan Small Finance Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST
Types of Ujjivan Small Finance Bank Gold Loan
- Loan Against Gold – Ujjivan Small Finance Bank gives Gold Loan to satisfy anybody’s essential needs of principal accumulation under any circumstances whether personal or expert. The gold loan is completely guaranteed and in such a way, the bank has no trouble in accrediting the sum to the loan seekers as it is provided at a low premium.
- Loan Against Gold for Agriculture – Ujjivan Small Finance Bank gives Gold Loans principally to agribusiness purposes to ranchers when compared from gold advances given for different occupations. They are given exclusive offers and you have to give the bank Land assertation to which you are taking the Loan.
Ujjivan Small Finance Bank Gold Loan EMI Calculator:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
| 7.00% | 17008 | 8652 | 4477 | 3088 |
| 8.00% | 17058 | 8699 | 4523 | 3134 |
| 8.50% | 17082 | 8722 | 4546 | 3157 |
| 9.00% | 17107 | 8745 | 4568 | 3180 |
| 9.50% | 17131 | 8678 | 4591 | 3203 |
| 10.00% | 17156 | 8791 | 4614 | 3227 |
| 10.50% | 17181 | 8815 | 4637 | 3250 |
| 11.00% | 17205 | 8838 | 4661 | 3274 |
| 11.50% | 17230 | 8861 | 4684 | 3298 |
| 12.00% | 17254 | 8885 | 4707 | 3321 |
| 12.50% | 17279 | 8908 | 4731 | 3345 |
| 13.00% | 17304 | 8932 | 4754 | 3369 |
| 13.50% | 17329 | 8955 | 4778 | 3393 |
| 14.00% | 17354 | 8979 | 4801 | 3418 |
| 14.50% | 17378 | 9002 | 4825 | 3442 |
| 15.00% | 17403 | 9026 | 4845 | 3466 |
How to Pay Your Ujjivan Small Finance Gold Loan EMI?.
- Standing Instruction (SI): If you are a current record holder with Ujjivan Small Finance Bank, Standing Instruction is the most dependable philosophy for compensation. Your EMI will be credited monthly from the Ujjivan Small Finance Bank account you show.
- Electronic Clearing Service (ECS): This program can be applied in case you have a non-Ujjivan Small Finance Bank record and require your EMIs to be charged cycle from this record.
- Post-Dated Checks (PDC): You can present post-dated EMI evaluations from a non-Ujjivan Small Finance Bank announcement at your closest Ujjivan Small Finance Bank Loan Center. Another version of PDCs should be presented immediately.
Ujjivan Small Finance Bank Gold Loan Contact Number
Call 9878981144 and get a moment help for Ujjivan Small Finance Bank Gold Loan. You can know the best proposal on Gold Loan available from all the Ujjivan Small Finance Bank Branches all through the country.
Gold Ornaments Accepted by Ujjivan Small Finance Bank
- Gold Jewelry: For instance, Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc these are seen by Ujjivan Small Finance Bank for benefitting a Gold Loan.
- Quality: The gold should be between 18 Carat to 22 Carat.
Use of Ujjivan Small Finance Bank Gold Loan
- To support the absolute premises, for example, marriage, climbing, etc.
- For all your influencing necessities, for example, buying fresh supply, making publicizing.
- You can other than benefit by a Gold Loan for agricultural thoughts or related undertakings.
Gold Loan Interest Rate of Major Banks
|
Bank |
Interest Rates |
|
7.10% – 14.50% |
|
| 7.10% – 16.10% | |
| Muthoot Finance Gold Loan |
7.10% – 24.00% |
| 7.10% – 17.10% | |
| Manappuram Gold Loan |
7.10% – 26.00% |
| 7.10% – 15.99% | |
| Bank of India Gold Loan |
7.10% – 26.00% |
| 7.10% – 13.50% | |
| IIFL Gold Loan |
7.10% – 12.00% |
| 7.10% – 14.65% | |
|
7.10% – 12.65% |
|
| Allahabad Bank Gold Loan |
7.10% – 10.45% |
| 7.10% – 15.75% | |
| PNB Gold Loan |
7.10% – 11.75% |
| 7.10% – 26% | |
| SBI Gold Loan |
7.10% – 15.99% |
| 7.10% – 15.99% | |
| UCO Bank Gold Loan |
7.10% – 26.00% |
| 7.10% – 13.50% | |
| Syndicate Bank Gold Loan |
7.10% – 12.00% |
FAQs About Ujjivan Small Finance Bank Gold Loan:
-
What is Ujjivan Small Finance Bank Gold Loan?
The Ujjivan Small Finance Bank Gold Loan is a loaning scheme against gold for helping financially tired individuals. It also comes with reasonable interest rates and a minimal documentation process.
-
How can I get the Gold Loan from Ujjivan Small Finance Bank?
Receive the Ujjivan Small Finance Bank Gold Loan by visiting any of the gold loan branches; else, you can apply online with MagicLoans from your home.
-
What is the Gold Loan Interest Rate in Ujjivan Small Finance Bank?
The Gold Loan rate in Ujjivan Small Finance Bank is 7.10% per annum.
-
How much Gold Loan can I get per gram in Ujjivan Small Finance Bank?
The per gram Gold Loan in Small Finance Bank is ₹ 5,255 Per Gram.
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How to check Gold Loan status in Ujjivan Small Finance Bank?
Evaluate your Ujjivan Small Finance es Bank Gold Loan status by visiting the nearest branch of Ujjivan Small Finance Bank, just go to the Ujjivan Small Finance Bank loan status tracker web page.
-
How to calculate Gold Loan Interest in Ujjivan Small Finance Bank?
Calculate the interest on your Ujjivan Small Finance Bank Gold Loan interest using the EMI Calculator.
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How to Pay Ujjivan Small Finance Bank Gold Loan Interest Online?
You can pay Ujjivan Small Finance Bank Gold Loan interest online through net banking on the official Ujjivan Small Finance Bank loan repayment website or by choice; you can repay your Ujjivan Small Finance Bank Gold Loan on Paytm.
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What if I can’t pay the interest on Ujjivan Small Finance Bank Gold Loan for 3 months?
Compensate your Ujjivan Small Finance Bank Gold Loan within 3 months, else, you’ll be charged for the legal activities by the respective bank.
-
How can I apply for EMI Moratorium on Ujjivan Small Finance Bank Gold Loan?
You can administer for EMI Moratorium on Ujjivan Small Finance Bank Gold Loan presently between the 1st March and 31st August 2020 and get to be done by contacting the Bank customer care or visiting the closest Ujjivan Small Finance Bank branch.